Banco BCI
Banco BCI is a major Chilean financial institution that offers digital banking, card payments, and online payment services.
Banco BCI is a major Chilean financial institution that offers digital banking, card payments, and online payment services. As a PSP, Banco BCI supports both consumers and businesses with secure payment solutions, including credit cards, bank transfers, and mobile banking. Operating throughout Chile, Banco BCI provides an efficient and reliable way for users to manage transactions securely, making it a trusted payment service provider in the region.
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What Banco BCI costs
Merchants do not pay Banco BCI directly. Each payment provider that offers it sets its own rate, so compare a few and ask them to quote.
What you need to onboard
N/A
What the last check found
Not a branded consumer rail. Fintoc's payment-initiation docs list "Banco BCI" with the institution id `cl_banco_bci` among 21 Chilean sender institutions, and name it again among the banks supporting Pago Automático de Cuentas (PAC) for recurring debits — the only gateway source that uses this listing's exact name. Fintoc also publishes BCI-specific daily limits: with a new recipient, CLP 250,000 via MultiPass or 600,000 via BciPass and a maximum of one transaction in the first 24h; with an existing recipient, 5,000,000 and 7,000,000 respectively, minimum CLP 1. Those per-bank MFA ceilings matter more to an integrator than the bank's presence does.
dLocal confirms the same bank twice: its Chile pay-in page states all Chilean methods settle in CLP and that the high-ticket transfer solution (CLP 5M–15M) covers "Santander, Banco de Chile, Banco Estado, and BCI/MACH" via Fintoc (full and partial refunds supported); its Chile payouts page lists "Banco Crédito e Inversiones" as bank code 16, bank transfer only, flows B2C/B2B/P2P, beneficiary identified by RUT. Antom names "Banco Bci" only as the owner of MACHBANK (buyer country Chile, CLP, refund and partial refund).
Documentation is silent in the places you would expect a method page: Adyen's 113-method catalog, Airwallex's matrix, Stripe's support matrix and EBANX's Chile overview contain no BCI entry, and Rapyd publishes a Banco Estado page but none for BCI. So there is nothing to integrate called "Banco BCI" — you integrate Fintoc, Khipu or Webpay through an aggregator and BCI appears as a bank the payer picks. No source states 3D Secure or chargeback behaviour.
Checked against Banco BCI’s own documentation on 21 October 2026. Coverage changes; confirm anything you are about to build on.
People at Banco BCI
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Sources · 10
- Fintoc — Payment initiation: countries and institutions · docs.fintoc.comUsed for States "Banco BCI" (id cl_banco_bci) as a supported Chilean sender institution for payment initiation, and lists Banco BCI among Chilean banks supporting PAC recurring payments. Supports country CL, the exact method name, and the recurring feature.Checked 20 October 2026
- Fintoc — Transaction limits by bank (Chile) · docs.fintoc.comUsed for Banco BCI daily limits: new recipient 250,000 MultiPass / 600,000 BciPass with max 1 transaction in first 24h; existing recipient 5,000,000 / 7,000,000; minimum 1. Supports the integrator detail in notes.Checked 20 October 2026
- dLocal — Chile (pay-in coverage) · docs.dlocal.comUsed for States all Chilean payment methods are in CLP (country CL); states the high-ticket (CLP 5M–15M) Fintoc bank-transfer solution is available for "Santander, Banco de Chile, Banco Estado, and BCI/MACH"; states Fintoc supports full and partial refunds. Supports CLP, CL, and the refunds/partial-refunds features.Checked 20 October 2026
- dLocal — Chile payouts (v3) · docs.dlocal.comUsed for Lists "Banco Crédito e Inversiones" with bank code 16 in the Chile payout bank-code table; states country CL, currency CLP, bank transfer only, flows B2C/B2B/P2P, RUT beneficiary documents. Supports the payouts feature and the CL/CLP rows.Checked 20 October 2026
- Antom — Payment methods catalogue · docs.antom.comUsed for Describes MACHBANK as a Chilean neobank "owned by Banco Bci", buyer country Chile, processing currency CLP, refund and partial refund. Supports identity (BCI owns MACH) and corroborates CL/CLP; also evidence that Antom documents no standalone BCI method.Checked 20 October 2026
- Banco de Crédito e Inversiones — Wikipedia · en.wikipedia.orgUsed for Identity only: full legal name Banco de Crédito e Inversiones (BCI), Chilean bank founded 1937, third largest private bank by loans in Chile, owns City National Bank of Florida.Checked 20 October 2026
- Adyen — Payment methods catalogue · docs.adyen.comUsed for Negative evidence: no BCI, no "Banco de Crédito" and no Chilean bank-transfer method in Adyen's catalogue.Checked 20 October 2026
- EBANX — Chile country overview · docs.ebanx.comUsed for Negative evidence: EBANX documents Chile methods (cards, bank transfer, Servipag, WebPay, MACH, stablecoin) in CLP/USD but names no individual banks and no BCI.Checked 20 October 2026
- Airwallex — Payment method matrix · airwallex.comUsed for Negative evidence: no BCI entry and no CLP presentment currency in Airwallex's matrix.Checked 20 October 2026
- Rapyd — Americas payment method types · docs.rapyd.netUsed for Negative evidence: Rapyd lists Banco Estado One Step and other LatAm bank methods but no BCI method; its llms.txt index contains no BCI page.Checked 20 October 2026
10 sources · last checked 21 October 2026 — each one says which claim it supports.
Compiled from public sources — verify with Banco BCI before you sign anything. How we compile this · Suggest a correction ·