Banco Ripley
Banco Ripley is a financial institution in Chile, offering a wide variety of banking services including credit cards, loans, and payment solutions for e-commerce.
Banco Ripley is a financial institution in Chile, offering a wide variety of banking services including credit cards, loans, and payment solutions for e-commerce. As a PSP, Banco Ripley provides secure, flexible payment options for businesses and consumers in Chile. Its platform allows for seamless integration of digital payments, making it an ideal solution for merchants looking to expand their online presence. Banco Ripley supports a range of payment methods, ensuring secure transactions and enhancing customer satisfaction.
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What Banco Ripley costs
Merchants do not pay Banco Ripley directly. Each payment provider that offers it sets its own rate, so compare a few and ask them to quote.
What you need to onboard
N/A
What the last check found
Banco Ripley is the banking arm of Ripley Corp, the Chilean department-store group: a real licensed bank in two countries, with its own current accounts, Mastercard credit and debit cards and consumer lending (bancoripley.cl; bancoripley.com.pe, where the footer gives the legal entity as BANCO RIPLEY S.A., RUC 20259702411).
The important finding for an integrator is what it is NOT. No gateway documents Banco Ripley as a pay-in method. It is absent from Adyen's 113-method catalog, Airwallex's 98, Antom's 109, Stripe's 64, Checkout.com's and Mollie's llms.txt indexes, PayRetailers' Chile, Peru and bank-transfer pages, Worldline's method index, Unlimit and Paysafe. It is absent from dLocal's and EBANX's Chile and Peru pay-in method lists, which name Webpay, Servipag, Khipu, Fintoc, MACH, PagoEfectivo, Yape and SafetyPay but no Ripley rail. Kushki's Chile "Transfer In" bank list reaches only BancoEstado, Banco Falabella, Santander, Banco de Chile and BCI — Falabella's bank is a supported pay-in bank; Ripley's is not.
Where it does appear, it is a payout destination bank. dLocal lists it for Chile payouts as bank_account.code 53 (CL/CLP) and for Peru as 055, with its table stating PEN yes, USD no, mobile wallets no. EBANX lists it for Chile payouts as 053 (CLP) and Peru as 054 (PEN). Note the Peru codes disagree between the two gateways — use each gateway's own list rather than reusing a code.
Documentation is silent on refunds, chargebacks, recurring and 3DS, which follows from it being a payout rail rather than a checkout method. The listing's single existing country row understates it: two countries are sourced.
Checked against Banco Ripley’s own documentation on 21 October 2026. Coverage changes; confirm anything you are about to build on.
People at Banco Ripley
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Sources · 11
- dLocal — Chile payouts (bank codes) · docs.dlocal.comUsed for Banco Ripley listed as bank code 53 in the accepted values for beneficiary.bank_account.code for Chile payouts; same page's country reference states country CL and currency CLP, and the mandatory-parameter tables establish bank-transfer payouts (B2C/B2B/P2P). Supports the CL country row, the CLP currency row and the payouts feature.Checked 20 October 2026
- dLocal — Peru payouts (bank codes) · docs.dlocal.comUsed for Banco Ripley listed as bank code 055 with the table's own column headers stating 'Supports PEN currency' = yes, 'Supports USD currency' = no, 'Supports Mobile Wallets' = no; country reference states PE/PEN. Supports the PE country row, the PEN currency row, the explicit USD exclusion and the dLocal-vs-EBANX code discrepancy.Checked 20 October 2026
- EBANX — Create a Payout for Chile · docs.ebanx.comUsed for Independent second gateway: Banco Ripley listed as institution bank code 053 in EBANX's Chile payout bank table, with currency_code documented as CLP. Supports found_in including EBANX, the CL/CLP rows and the payout-only capability.Checked 20 October 2026
- EBANX — Create a Payout for Peru · docs.ebanx.comUsed for Banco Ripley listed as bank code 054 in EBANX's Peru payout bank table, with currency_code documented as PEN. Supports the PE/PEN rows and the observation that EBANX's Peru code (054) differs from dLocal's (055).Checked 20 October 2026
- Banco Ripley Perú (operator site) · bancoripley.com.peUsed for Identity and legal entity: footer gives BANCO RIPLEY S.A., RUC 20259702411; site documents Peruvian operation and products (Mastercard credit/debit, Cuenta Simple, Cuenta Ripley Max, CTS, plazo fijo, loans).Checked 20 October 2026
- Banco Ripley Chile (operator site) · bancoripley.clUsed for Identity in Chile: self-described as offering 'Cuenta Corriente y Tarjetas de Crédito Banco Ripley', Mastercard credit/debit cards, consumer credit, and Ripley-group benefits (Ripley Puntos GO), establishing it as the Ripley retail group's bank.Checked 20 October 2026
- dLocal — Chile (pay-in payment methods) · docs.dlocal.comUsed for Negative evidence: dLocal's Chile pay-in catalog lists Webpay, Sencillito, Khipu, Fintoc, Mercado Pago and Servipag plus card brands including CMR (Falabella's retail card) — no Banco Ripley rail and no Ripley card brand. Supports the finding that no gateway documents it as a pay-in method.Checked 20 October 2026
- dLocal — Peru (pay-in payment methods) · docs.dlocal.comUsed for Negative evidence: dLocal's Peru pay-in catalog lists Pago Efectivo, BCP, Payvalida, Yape, Yape Recurring and LigoPay — Banco Ripley is not among them.Checked 20 October 2026
- Kushki — Chile Transfer In bank list · docs.kushki.comUsed for Negative evidence for pay-in bank coverage: Kushki's Chile transfer-in bank list contains only BancoEstado, Banco Falabella, Banco Santander, Banco de Chile and BCI, so Banco Ripley is not a supported pay-in bank even where its retail rival Banco Falabella is.Checked 20 October 2026
- Adyen — payment methods catalog · docs.adyen.comUsed for Negative evidence: fetched the full 113-method catalog and found zero occurrences of 'Ripley'. Same check returned zero on Airwallex, Antom and Stripe method catalogs.Checked 20 October 2026
- EBANX — Chile pay-in country overview · docs.ebanx.comUsed for Negative evidence: EBANX's Chile pay-in methods are Credit Card, Debit Card, Bank Transfer, Servipag, Webpay, MACH and stablecoins — no Banco Ripley, confirming its documentation presence is payout-only.Checked 20 October 2026
11 sources · last checked 21 October 2026 — each one says which claim it supports.
Compiled from public sources — verify with Banco Ripley before you sign anything. How we compile this · Suggest a correction ·