Payment methodATM, Bank TransferListed Mar 2026pichincha.comWebsite
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Banco Pichincha

Banco Pichincha is a leading Ecuadorian financial institution offering a broad range of banking services, including credit card payments, savings accounts, and online banking.

Banco Pichincha is a leading Ecuadorian financial institution offering a broad range of banking services, including credit card payments, savings accounts, and online banking. As a PSP, Banco Pichincha facilitates secure payment processing for businesses and individuals. With a strong presence in Ecuador and Latin America, it offers fast and secure payment solutions, enabling businesses to manage payments efficiently. Banco Pichincha is a trusted payment partner for businesses seeking a reliable payment service provider in the region.

4

markets

ColombiaCOEcuadorECPanamaPAPeruPE
3

currencies

COPPENUSD
5

sectors served

CosmeticseCommerceFood & DrinkHealthcareSaaS
1

built on

APAPI

What Banco Pichincha costs

Merchants do not pay Banco Pichincha directly. Each payment provider that offers it sets its own rate, so compare a few and ask them to quote.

What you need to onboard

N/A

What the last check found

A specific bank, not a category — but not a pay-in method either, and that distinction is the whole finding. The only gateway documentation that names it is dLocal's payout bank-code tables: "Banco del Pichincha" code 010 for Ecuador (country EC, payout currency USD, bank transfers the only method), "Banco Pichincha" code 060 for Colombia (CO/COP), and "Banco del Pichincha" code 010 for Peru (PE), where the table's own columns mark PEN and USD supported and mobile wallets not. So an integrator reaches this bank by pushing a payout to an account number plus a bank code — not by redirecting a shopper to a Pichincha login. Nothing stated supports refunds, recurring, chargebacks or 3DS; those columns do not exist on a payout page.

Checked and negative for pay-ins: dLocal's Ecuador page (cards, Pago Efectivo, Deuna only — no bank transfer method at all), EBANX's Ecuador overview (cards and SafetyPay), dLocal Peru and Colombia pay-in pages, the Adyen catalog, Airwallex's matrix, Antom, Stripe, Checkout.com and Mollie (neither documents Latin American bank rails), Worldline's sitemap, Rapyd (Ecuador is absent from its Americas country list), and Nuvei's current APM country/currency spreadsheet dated 5 January 2026 — which lists a dozen other Latin American banks as APMs but no Pichincha, though older directory data carried "Pichincha Mi Vecino" rows.

Context worth knowing: Banco Pichincha's own site presents DeUna and Mi Vecino as its channels. DeUna is the Ecuadorian QR wallet dLocal documents as payment_method_id QR, and Mi Vecino is its cash-agent network — so Pichincha reaches Ecuadorian checkouts under those two names, each a separate listing, not under its own. Documentation is silent on the bank's size, its Spanish subsidiary, and whether any aggregator offers it as a pay-in anywhere.

Checked again on 2026-10-21 and corrected: Tried to refute it on all five axes and it mostly survived; the one real defect is under-claiming, not over-claiming. SOURCES (fetched 4 of the 12).

Checked against Banco Pichincha’s own documentation on 21 October 2026. Coverage changes; confirm anything you are about to build on.

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Sources · 15

  1. dLocal — Ecuador Payouts (V3) · docs.dlocal.comcountriescurrenciesmethodscapabilitiesUsed for Country EC and payout currency USD stated verbatim ("Country code. For Ecuador, use EC", "Payout currency. For Ecuador, use USD"); bank code table row "Banco del Pichincha | 010"; "Ecuador supports payouts via Bank transfers" as the only method — supports the EC country row, the USD currency row and the payouts feature.Checked 20 October 2026
  2. dLocal — Colombia Payouts (V3) · docs.dlocal.comcountriescurrenciesUsed for Bank codes list row "Banco Pichincha | 060" with the page's country reference stating CO and COP — supports the CO country row and the COP currency row.Checked 20 October 2026
  3. dLocal — Peru Payouts (V3) · docs.dlocal.comcountriescurrenciesmethodsUsed for Bank codes table with headers "Bank Name | Bank Code | Supports PEN currency | Supports USD currency | Supports Mobile Wallets" and row "Banco del Pichincha | 010" marked supported for PEN and USD, not supported for mobile wallets; country code PE — supports the PE country row, the PEN currency row and the no-wallet note.Checked 20 October 2026
  4. Banco Pichincha (operator site) · pichincha.comUsed for Identity: a commercial bank serving Ecuador (+593 contact numbers, COSEDE deposit-insurance references, "Ecuatorianos en el Exterior" account), products denominated in US dollars, and DeUna and Mi Vecino presented as its own service channels including "Cobra con Deuna en tu negocio".Checked 20 October 2026
  5. dLocal — Ecuador (pay-ins) · docs.dlocal.comcountriescurrenciesmethodsUsed for Negative evidence: Ecuador pay-in methods are cards, Pago Efectivo (EF, cash ticket) and Deuna (QR), country EC and currency USD throughout; no bank transfer or bank-redirect method and no Pichincha entry — establishes that Pichincha is not a dLocal pay-in method, and that Deuna is the documented Ecuadorian QR method.Checked 20 October 2026
  6. EBANX — Ecuador country overview · docs.ebanx.comcurrenciesmethodsUsed for Negative evidence: EBANX's Ecuador methods are credit card, debit card and SafetyPay, with USD the only accepted currency; no Pichincha mention.Checked 20 October 2026
  7. Nuvei — APM countries and currencies (spreadsheet APMs-per-currency-and-country_Jan5_2026.xlsx) · docs.nuvei.comcountriescurrenciesmethodscapabilitiesUsed for Negative evidence: the linked 500-row APM matrix (columns APM, paymentMethod, Deposit, Refund, Withdraw, Supported Currencies, Supported Countries), downloaded and searched, contains no Pichincha row and no Ecuador coverage, while listing twelve other Latin American banks as APMs.Checked 20 October 2026
  8. Rapyd — Americas payment method types · docs.rapyd.netcountriesUsed for Negative evidence: Ecuador is not among Rapyd's listed Americas countries (Brazil, Chile, Colombia, Dominican Republic, El Salvador, Mexico, Peru) and Pichincha does not appear.Checked 20 October 2026
  9. Adyen — payment methods catalog · docs.adyen.comcountriesmethodsUsed for Negative evidence: read in full across two ranges; no Pichincha entry and no payment method listing Ecuador (EC) in its countries/regions.Checked 20 October 2026
  10. Stripe — payment method support · docs.stripe.comcountriescurrenciesUsed for Negative evidence: saved and grep-searched; zero occurrences of "Pichincha" and no occurrence of "Ecuador" in the country and currency support tables.Checked 20 October 2026
  11. Airwallex — payment methods matrix · airwallex.commethodsUsed for Negative evidence: no Pichincha entry and no method listing EC as a shopper location (only Global-scope schemes and wallets).Checked 20 October 2026
  12. PayRetailers — local payment methods · payretailers.comcountriesmethodsUsed for Negative evidence: Ecuador is named as a market but the page states no Ecuador-specific methods and names no Ecuadorian bank; its only named bank list is Argentine.Checked 20 October 2026
  13. dLocal — Panama Payouts (V3) · docs.dlocal.comcountriescurrenciescapabilitiesUsed for The correction: bank-code table row "Banco Pichincha Panama | 151", country code PA, payout currency USD — supports adding the PA country row (USD already recorded). Fetched 2026-10-21.Checked 21 October 2026
  14. Pagsmile — payout bank list, Ecuador · docs.pagsmile.comcurrenciescapabilitiesUsed for Corroborates the EC row from a second provider: payout bank list for Ecuador includes "Banco Pichincha C.A." at code 0010, so the Ecuadorian payout destination is not unique to dLocal's docs. States no currency. Fetched 2026-10-21.Checked 21 October 2026
  15. Banco Pichincha (encyclopaedia entry) · en.wikipedia.orgthe companyUsed for Identity, and the ownership link the PA addition depends on: Ecuadorian parent with subsidiaries Banco Pichincha Colombia (ex Inversora Pichincha / Banco del Pichincha), Banco Pichincha Perú (ex Banco Financiero del Perú, acquired 2008), Banco Pichincha Panamá, Banco Pichincha España and a Miami agency — one group, one brand, no unrelated same-name payments entity. Retrieved via search-result summary rather than a direct page fetch, alongside advratings.com/companies/banco-pichincha which lists the same five international subsidiaries.Checked 21 October 2026

15 sources · last checked 21 October 2026 — each one says which claim it supports.

Compiled from public sources — verify with Banco Pichincha before you sign anything. How we compile this · Suggest a correction ·