Banco del Barrio

Banco del Barrio is not a scheme in its own right: it is Banco Guayaquil's agent-banking network in Ecuador, launched 2008, in which non-bank microentrepreneurs in urban barrios and rural towns are enabled to provide some banking services ("bancarización popular denominado Banco del Barrio... habilita a microempresarios no bancarios de barrios urbanos y poblados rurales"). For online payments it is a cash counter: the shopper receives a reference/PIN and voucher at checkout and pays cash at an agent.

The only gateway documentation naming it is Kushki, the Ecuadorian acquirer. Its Ecuador "Puntos de recaudo" table lists Banco del Barrio alongside Banco Guayaquil, Banco Pichincha, Facilito, Facilito Safetypay, Mi Vecino and the Western Union retail network, with minimum voucher expiry 1 day, no minimum amount and a maximum of 500 USD — the tightest cap among the bank counters there, so treat it as a small-ticket rail. Kushki notes limits change per collection network. The country is implied by Kushki's /ec/ path and country selector, not written in the page body.

Nothing else checked documents it. dLocal's Ecuador page lists only cards, Pago Efectivo and Deuna; EBANX's Ecuador overview only cards and SafetyPay; Adyen, Antom, Airwallex, Stripe, Rapyd, Mollie and Checkout.com document no Ecuadorian methods at all; PayRetailers' Ecuador market page names Banco Guayaquil cash but not Banco del Barrio, and its developer docs have no Ecuador page. Banco Guayaquil's own /banco-del-barrio/ page is in its sitemap but blocked by bot protection.

Silent everywhere: refunds, partial refunds, chargebacks, recurring and payouts — Kushki's cash docs describe only the one-off pay-in. (Established without web search; this turn's search budget was spent, so findings come from docs hosts, llms.txt and sitemaps.)

Checked against Banco del Barrio’s own documentation on 21 October 2026. Coverage changes; confirm anything you are about to build on.