Payment methodMobile / USSDListed Mar 2026orange.comWebsite
Orange Money logo

Orange Money

Orange Money is a mobile USSD payment and wallet service operating across multiple African and Middle Eastern markets.

Orange Money is a mobile USSD payment and wallet service operating across multiple African and Middle Eastern markets. Customers fund wallets via agents, bank transfers, or inbound remittances, then authorize payments through USSD or app-based verification. Merchants receive near-instant settlement with strong KYC controls and minimal fraud exposure. Orange Money is ideal for e-commerce, utilities, and retail, especially in regions transitioning from cash to mobile-based financial services.

2

payment methods

OrangeOrange Money
32

markets

BelgiumBEBotswanaBWBurkina FasoBFCameroonCMCentral African RepublicCFComorosKMCongo (DRC)CDCôte d'IvoireCIEgyptEGEquatorial GuineaGQFranceFRGabonGAGermanyDEGuineaGNGuinea-BissauGWIrelandIE
5

currencies

EURGNFMRUXAFXOF
4

providers who accept it

dLocalNuveiOrcaSticPay

What Orange Money costs

Merchants do not pay Orange Money directly. Each payment provider that offers it sets its own rate, so compare a few and ask them to quote.

What the last check found

Orange Money is the mobile money wallet of Orange S.A., the French telecoms group, run through local subsidiaries rather than as one licensed entity — so it is a single brand over a dozen separate national schemes, each with its own regulator, float and settlement. It is a specific branded rail, not a category, and belongs in the directory as one method with a wide footprint.

Orange's own developer portal (om-webpay) names eleven live markets: Mali, Cameroon, Côte d'Ivoire, Senegal, Madagascar, Botswana, Guinea Conakry, Guinea-Bissau, Sierra Leone, DR Congo and the Central African Republic, with Egypt "to be added later". Merchants register through a local Orange store, and each country has only one or two approved integration partners — so going direct is a country-by-country commercial exercise, not a single API contract. Checkout is unusual: the customer approves each payment with a one-time password generated over USSD on their handset.

For an integrator the practical route is an aggregator, and dLocal is the only gateway of the nine checked that documents it. dLocal carries Orange as payment_method_id OR for pay-ins in Senegal and Côte d'Ivoire (XOF) and Cameroon (XAF), and as beneficiary wallet type ORANGE for payouts in those three plus Mali and Burkina Faso. Flow matters: Senegal and Côte d'Ivoire are REDIRECT, Cameroon DIRECT, and dLocal warns the wrong flow fails the payment; the generic MW code routes only to DIRECT providers, so Orange must be requested explicitly. Refunds and payouts are documented.

Documentation is silent on recurring, chargebacks, and currencies outside XOF/XAF. Adyen, Antom, Stripe, Airwallex, Mollie, Checkout.com, Rapyd, EBANX and Worldline publish nothing on it.

Checked against Orange Money’s own documentation on 21 October 2026. Coverage changes; confirm anything you are about to build on.

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Sources · 19

  1. Orange Money Web Payment API — Orange Developer · developer.orange.comcountriescurrenciescapabilitiesintegrationsthe companyUsed for Operator identity (Orange, via local subsidiaries) and the country list: Mali, Cameroon, Cote d'Ivoire, Senegal, Madagascar, Botswana, Guinea Conakry, Guinea Bissau, Sierra Leone, RD Congo, Central African Republic (Egypt 'later'). Source for country codes BW, CD, CF, GN, GW, MG, SL. Also the USSD one-time-password flow, in-store merchant registration and the one-or-two integration partners per country. States no currencies and no refund/payout/recurring features.Checked 20 October 2026
  2. dLocal — Africa / Mobile Money payments · docs.dlocal.comUsed for Orange Money documented by dLocal as provider code OR in Cameroon (DIRECT), Ivory Coast (DIRECT) and Senegal (REDIRECT); establishes dLocal as the gateway that carries it.Checked 20 October 2026
  3. dLocal — Senegal (payin coverage) · docs.dlocal.comcountriescurrenciescapabilitiesUsed for Country SN and currency XOF; Orange as code OR, type BANK_TRANSFER, REDIRECT flow; refunds supported for all mobile money providers including Orange Money; recurring stated only for cards, not mobile money; warning that the generic MW code routes only to DIRECT providers.Checked 20 October 2026
  4. dLocal — Ivory Coast (payin coverage) · docs.dlocal.comcountriescurrenciesmethodscapabilitiesUsed for Country CI and currency XOF; Orange as code OR, REDIRECT; Mobile Money capabilities table lists Refunds = Yes with Orange Money among supported wallets.Checked 20 October 2026
  5. dLocal — Cameroon (payin coverage) · docs.dlocal.comcountriescurrenciesmethodscapabilitiesUsed for Country CM and currency XAF; Orange as code OR under the MW Mobile Money method, DIRECT flow; Mobile Money refunds supported.Checked 20 October 2026
  6. dLocal — Senegal payouts (country requirements) · docs.dlocal.comcountriescurrenciesmethodscapabilitiesUsed for Payouts feature: ORANGE as beneficiary.instant_payment.type wallet value, country SN, currency XOF, payment_method_id INSTANT_PAYMENT.Checked 20 October 2026
  7. dLocal — Mali payouts (country requirements) · docs.dlocal.comcountriescurrenciesmethodscapabilitiesUsed for Country ML and currency XOF; ORANGE as a beneficiary wallet provider type for payouts (options ORANGE or MOOV).Checked 20 October 2026
  8. dLocal — Burkina Faso payouts (country requirements) · docs.dlocal.comcountriescurrenciesmethodscapabilitiesUsed for Country BF and currency XOF; ORANGE listed as a wallet type for payouts (MOOV, ORANGE).Checked 20 October 2026
  9. dLocal — Ivory Coast payouts (country requirements) · docs.dlocal.commethodscapabilitiesUsed for Confirms ORANGE as payout wallet type for CI in XOF, used in dLocal's own B2C example.Checked 20 October 2026
  10. dLocal — Cameroon payouts (country requirements) · docs.dlocal.commethodscapabilitiesUsed for Confirms ORANGE as payout wallet type for CM in XAF (alongside EXPRESSUNION, MTN, BICEC).Checked 20 October 2026
  11. Adyen payment methods catalog · docs.adyen.comUsed for Negative: full catalog read across both halves; no Orange Money and no African mobile money entry. Supports the 'documentation is silent' claim.Checked 20 October 2026
  12. Antom payment methods · docs.antom.comcountriesUsed for Negative: full page read; no Africa or Middle East mobile money section, no Orange Money.Checked 20 October 2026
  13. Stripe payment method support · docs.stripe.comcountriesUsed for Negative: zero matches for Orange, mobile money, XOF, XAF or any of the African countries checked.Checked 20 October 2026
  14. Airwallex payment method matrix · airwallex.comUsed for Negative: no Orange Money and no African mobile money; no African shopper location in the matrix.Checked 20 October 2026
  15. Mollie docs index (llms.txt) · docs.mollie.commethodsUsed for Negative: full documented method list is European; no Orange Money or mobile money page exists.Checked 20 October 2026
  16. Checkout.com docs index (llms.txt) · checkout.comUsed for Negative: index read in full across both halves; no Orange Money or mobile money page.Checked 20 October 2026
  17. Rapyd docs index (llms.txt) · docs.rapyd.netmethodsUsed for Negative: no Orange Money or African method pages in the index; the EMEA method page lists only Apple Pay and Google Pay.Checked 20 October 2026
  18. EBANX docs index (llms.txt) · docs.ebanx.comcountriesUsed for Negative: EBANX's African coverage is Kenya, Nigeria, South Africa and Egypt only; its sole mobile money page is M-PESA Kenya. No Orange Money, and no pages for Senegal, Ivory Coast, Cameroon or Mali.Checked 20 October 2026
  19. Worldline Direct docs sitemap · docs.direct.worldline-solutions.commethodsUsed for Negative: sitemap contains no URL matching 'orange' or 'mobile-money'. Checked via sitemap because Worldline's method index renders dynamically and returned no list; llms.txt returns 404 on this host.Checked 20 October 2026

19 sources · last checked 21 October 2026 — each one says which claim it supports.

Compiled from public sources — verify with Orange Money before you sign anything. How we compile this · Suggest a correction ·