Payment methodCashListed Mar 2026todito.comWebsite
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Todito Cash

Todito Cash is a Mexican prepaid wallet and voucher system and also cash deposit method enabling customers to fund online purchases without using banks or cards.

Todito Cash is a Mexican prepaid wallet and voucher system and also cash deposit method enabling customers to fund online purchases without using banks or cards. Users load funds via cash, bank deposits, or prepaid cards, then pay online through a secure wallet interface. Merchants receive guaranteed, non-reversible payments with low fraud. Ideal for digital goods, gaming, and retail targeting unbanked or prepaid-focused users in Mexico.

1

payment methods

TOTodito Cash
1

markets

MexicoMX
5

currencies

EURGBPJPYMXNUSD
1

providers who accept it

Orca

What Todito Cash costs

Merchants do not pay Todito Cash directly. Each payment provider that offers it sets its own rate, so compare a few and ask them to quote.

What the last check found

Operated by Todito Pagos, S.A. de C.V. (Grupo Avalanz, Nuevo León). CNBV authorised it as an Institución de Fondos de Pago Electrónico, published in the DOF in April 2022; CNBV and Banxico supervise it.

The premise behind this listing needs one correction. This is not a deferred barcode voucher like OXXO Pay. The customer loads cash at a retail counter first, crediting a reusable 10-digit account number with a PIN; at checkout they enter that number and PIN and the debit is immediate, with any residual balance kept for later purchases. The long authorisation-to-settlement gap and the abandonment that characterise OXXO/Paynet vouchers therefore do not apply the same way, because the cash step happens before the merchant ever sees the shopper.

Vendors classify it inconsistently. Nuvei files it under e-wallet APMs; PXP Financial's AstroPay/Directa24 integration calls it a "Prepaid Voucher" (product code TC, method 299 VoucherRedirectDeposit) and groups non-OXXO Mexican vouchers as Paynet. Nuvei's method value is apmgw_Todito_Cash_Direct_Integration_, taking toditocash_card_number (^[0-9]{10}$) and toditocash_pin_code (^[0-9]{4}$). Nuvei's 5 Jan 2026 matrix marks deposit and withdraw supported, refund not. Payouts run via PXP method 265 and need a Mexican national ID (CURP/RFC/IFE/PASS/Residencia). Rebilly says recurring, refunds and disputes are all unsupported, though its own gateway page contradicts that by listing Refund; treat refunds as unsupported.

The currency row is Nuvei's; MXN is the only currency the wallet itself holds, so EUR/GBP/JPY/USD are merchant presentment, not consumer-side.

Documentation is thin. Nuvei publishes no country guide and states no test data exists, so there is no sandbox. Nothing published states limits, fees, settlement timing or dispute rules. The operator's own sites (toditocash.com, todito.com) return HTTP 403 to automated requests and publish no merchant API docs. It is absent from Adyen, Stripe, Airwallex, Antom, dLocal Mexico, EBANX, Worldline Direct and Rapyd, each checked against its catalogue or index file. Do not confuse it with the Todito.com portal, with ToditoCard/Todito Visa (the operator's separate card product, which some gateways list as "ToditoCash Card"), or with Argentina's Todo Pago.

Checked against Todito Cash’s own documentation on 21 October 2026. Coverage changes; confirm anything you are about to build on.

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Sources · 22

  1. Nuvei — APMs per currency and country (spreadsheet, modified 2026-01-05) · docs.nuvei.comcountriescurrenciescapabilitiesintegrationsUsed for The only authoritative coverage row found: "Todito Cash(Direct Integration)" / apmgw_Todito_Cash_Direct_Integration_, Supported Countries = MX, Supported Currencies = EUR, GBP, JPY, MXN, USD, Deposit TRUE, Refund FALSE, Withdraw TRUE. Source of both the country and currency arrays.Checked 21 October 2026
  2. Nuvei — APM Input Parameters · docs.nuvei.commethodsUsed for Confirms the method exists in Nuvei's catalogue, is classified under E-wallet APMs with a direct flow, and specifies toditocash_card_number (^[0-9]{10}$) and toditocash_pin_code (^[0-9]{4}$) with no mandatory user details.Checked 21 October 2026
  3. Nuvei — APM Countries and Currencies · docs.nuvei.comUsed for Gave the exact absolute href of the coverage spreadsheet (avoiding a guessed path); the page itself carries no inline Todito row.Checked 21 October 2026
  4. Nuvei APM docs — ToditoCash Test Data · docs-apm.nuvei.commethodsUsed for States "For ToditoCash payment method there aren't any test data available" (no sandbox), and describes a redirect flow in which the customer enters email, name and card details then returns to the merchant's ReturnURL — a second, differently-shaped flow from the same vendor.Checked 21 October 2026
  5. PXP Financial / Kalixa — Astropay Voucher Redirect Deposit · developer.kalixa.commethodsUsed for Classifies ToditoCash as "a Prepaid Voucher" under "Supported vouchers for Mexico"; product code TC, payment method 299 (VoucherRedirectDeposit); describes the cash-load-then-reuse mechanic (deposit cash at a store, the amount is associated to a number used "as if it were a card", residual balance stays available). MXN example amounts.Checked 21 October 2026
  6. PXP Financial / Kalixa — ToditoCash Withdrawal (via Astropay) · developer.kalixa.comcountriescurrenciesmethodscapabilitiesUsed for Payout side: country code MX, currency MXN, payment method 265 (AstropayBankTransferWithdrawal), PaymentProviderID 152, BankSortCode 10000 = "ToditoCash Withdrawal", 10-digit AccountNumber, and the CURP/RFC/IFE/PASS/Residencia identification requirement.Checked 21 October 2026
  7. Rebilly — ToditoCash Card payment method · rebilly.comcurrenciescapabilitiesUsed for Independent confirmation of Mexico-only use; states recurring payments, refunds and disputes are all not supported. No currency stated on this page.Checked 21 October 2026
  8. Rebilly — ToditoCash gateway · rebilly.commethodscapabilitiesintegrationsUsed for Lists Sale, Refund and Query operations in USD with an API key credential — the Refund entry contradicts Rebilly's own payment-method page, which is why the notes flag the conflict rather than resolving it.Checked 21 October 2026
  9. LatamFintech — Todito obtains regulatory licence to operate in Mexico · latamfintech.colicensingUsed for Regulatory identity: CNBV authorisation as an Institución de Fondos de Pago Electrónico (IFPE) under the Fintech Law, published in the DOF, non-transferable, supervised by CNBV and Banxico; article dated 22 April 2022; ties Todito to Grupo Avalanz and the Monterrey metropolitan area.Checked 21 October 2026
  10. Rapyd — Mexico Cash Network · docs.rapyd.netUsed for Negative check against the most likely Rapyd page: enumerates ~30 Mexican cash networks and retailers (PayCash, Paynet-style chains, Banco Azteca, 7-Eleven, Circle K and others) for MXN in Mexico, and Todito is not among them. Rapyd's llms.txt and sitemap.xml also contain no Todito entry.Checked 21 October 2026
  11. Adyen — Payment methods catalogue (113 methods) · docs.adyen.commethodsUsed for Negative check across the full page in two passes: no Todito entry; OXXO is the only Mexican cash/voucher method Adyen lists (MX, MXN).Checked 21 October 2026
  12. dLocal — Mexico · docs.dlocal.commethodsUsed for Negative check: no Todito. dLocal's only Mexican cash method is OXXO (code OX, TICKET type, MXN).Checked 21 October 2026
  13. EBANX — docs index (llms.txt) · docs.ebanx.commethodsUsed for Index-level negative check, as instructed: no Todito entry anywhere in the documented set; EBANX's Mexican methods are OXXO Pay, SPEI, Aplazo and cards.Checked 21 October 2026
  14. Worldline Direct — docs sitemap · docs.direct.worldline-solutions.commethodsUsed for Index-level negative check: no URL contains "todito" and no Mexican voucher method pages exist in the sitemap.Checked 21 October 2026
  15. Stripe — Payment method support matrix · docs.stripe.comUsed for Negative check (grepped the saved page): no Todito; OXXO is Stripe's only Mexican entry (MXN, MX).Checked 21 October 2026
  16. Airwallex — Payment methods · airwallex.commethodsUsed for Negative check: no Todito. Airwallex's Mexico shopper methods are SPEI and Paysafecard only.Checked 21 October 2026
  17. Antom — Payment methods · docs.antom.commethodsUsed for Negative check across the full page in two passes: no Todito; no Mexico-specific local method beyond cards and Mercado Pago.Checked 21 October 2026
  18. Apple App Store — Todito (seller: Todito Pagos, S.A. de C.V.) · apps.apple.comcountriescurrenciesmethodsthe companyUsed for Independent identity confirmation of the operating legal entity: the listing names Todito Pagos, S.A. de C.V. as seller and copyright holder of the Todito app (transfers, QR payments, retail reloads, Visa card, SPEI withdrawals, bill payments). Used only for identity — the store listing states no payment-method country or currency coverage.Checked 21 October 2026
  19. El CEO — Todito Pagos, Arkangeles y Top Kapital: the new fintechs approved by the CNBV · elceo.commethodslicensingthe companyUsed for Second, independent confirmation of the regulatory identity claim: CNBV authorisation of Todito Pagos to organise and operate as an IFPE, published in the Diario Oficial de la Federacion (April 2022), initial capital MXN 70.05m, application filed September 2019, supervised by CNBV and Banxico. Identity only — deliberately not used for coverage, since authorisation states where an entity is regulated, not where a method works.Checked 21 October 2026
  20. Rapyd — docs index (llms.txt) · docs.rapyd.netUsed for Index-level negative check actually performed rather than assumed: HTTP 200, 168 KB, zero matches for "todito" across the whole documented set. Together with the Mexico Cash Network page (also fetched: HTTP 200, lists ~18 Mexican cash PMTs for MXN/Mexico with no Todito), this establishes the absence is genuine and not a failed fetch.Checked 21 October 2026
  21. 8B — docs/site sitemap · 8b.worldcountriesmethodsUsed for Evidence that a search-indexed source is dead and must not be cited: www.8b.world/payment-methods/todito is still returned by search engines but now responds 404, and no Todito URL appears anywhere in 8B's sitemap (the /countries/mexico page returns 200 and contains no Todito mention). Recorded so the stale index entry is not mistaken for corroboration.Checked 21 October 2026
  22. Finby (formerly TrustPay) — site root after redirect · finby.comUsed for Evidence the 2021 TrustPay/Todito partnership announcement is gone: trustpay.eu/2021/01/04/opening-the-doors-to-mexico-new-partnership-with-todito now returns 301 to finby.com, so that frequently-cited page cannot be used to support any Todito coverage claim.Checked 21 October 2026

22 sources · last checked 21 October 2026 — each one says which claim it supports.

Compiled from public sources — verify with Todito Cash before you sign anything. How we compile this · Suggest a correction ·