Payment methodBank Transfer, WalletListed Mar 2026yape.com.peWebsite
Yape logo

Yape

Yape is a Peruvian mobile wallet linked to local bank accounts, enabling instant transfers, QR payments, and online purchases. Customers authenticate via PIN or biometric app login.

Yape is a Peruvian mobile wallet linked to local bank accounts, enabling instant transfers, QR payments, and online purchases. Customers authenticate via PIN or biometric app login. Merchants receive real-time, low-cost settlement with minimal fraud exposure. Yape is widely used in Peru for e-commerce, retail, and micro-payments, offering broad accessibility and strong adoption among mobile-first consumers.

1

payment methods

Yape
1

markets

PeruPE
1

currencies

PEN
5

providers who accept it

dLocalEBANXNuveiOrcaPayRetailers

What Yape costs

Merchants do not pay Yape directly. Each payment provider that offers it sets its own rate, so compare a few and ask them to quote.

What the last check found

Yape is a single-country mobile wallet: every source that states a country states Peru only, and every source that states a currency states PEN only. Two gateways document it, and both split it into two products. dLocal exposes `YP` (Yape one-shot, `WALLET`, `REDIRECT` only) and `YE` (Yape Recurring); EBANX exposes `yape` and `yape-recurrent`. dLocal is the more precise source: minimum 1 PEN, maximum 2,000 PEN per transaction *and* per day, one-shot payments expire in 20 minutes, enrollments in 15, and refunds are full and partial for up to 365 days. Recurring works by one-time redirect enrollment (`ON_DEMAND` only) and then `DIRECT` charges; dLocal notes Yape returns `PENDING` on direct charges and settles by webhook, and that a new enrollment supersedes the old one (code `328`). dLocal also supports Yape as a *payout* destination (`INSTANT_PAYMENT`, bank code `037`, beneficiary by +51 mobile number) — unusual for a wallet, and the reason payouts is listed here.

Where the docs are silent or contradictory: no chargeback/dispute handling is documented for Yape (dLocal documents chargebacks for cards only), and no 3D Secure applies. dLocal says implementing cancel-enrollment is mandatory because "Yape offers no user-facing cancellation," while its own wallet-payments page says customers *can* cancel in-app — resolve this with dLocal before building subscriptions. USD is not supported: the payouts page itself conflicts on this. Adyen, Airwallex, Antom, Stripe, Checkout.com, Mollie, Rapyd and Worldline do not document Yape at all, so dLocal or EBANX is effectively the only route in.

Checked against Yape’s own documentation on 21 October 2026. Coverage changes; confirm anything you are about to build on.

People at Yape

See all

Nobody from Yape has confirmed a work email here yet.

Work here? Confirm it

Similar to Yape

dLocalProviderEBANXProviderMiFinityProvider & methodMuchBetterProvider & methodNetellerProvider & methodOrcaProviderPayPalProvider & methodPayRetailersProvider

Sources · 17

  1. dLocal — Payment methods for Peru · docs.dlocal.comcountriescurrenciesmethodslimits & timingcapabilitiesUsed for Country PE and currency PEN; Yape one-shot `YP` and Yape Recurring `YE` as WALLET/eWallet; REDIRECT flow; min 1 PEN; max 2,000 PEN per transaction and per day; 20-minute one-shot expiry and 15-minute enrollment expiry; refunds full AND partial up to 365 days (supports the 'refunds' and 'partial refunds' features); recurring supported on YE only (supports 'recurring'); chargebacks documented for cards only, hence NOT claimed for Yape; `device.type` MOBILE_APP vs WEB behaviour; no automatic callback to merchant app.Checked 20 October 2026
  2. dLocal — Payouts in Peru · docs.dlocal.commethodscapabilitiesUsed for Supports the 'payouts' feature: Yape listed as a mobile-wallet payout destination under `INSTANT_PAYMENT` with bank code `037`, beneficiary identified by a +51 mobile number, in PEN. Also the source of the noted USD contradiction (bank-code table marks Yape as not supporting USD while the parameter table lists PEN or USD).Checked 20 October 2026
  3. EBANX — Peru country overview · docs.ebanx.comcountriescurrenciesmethodscapabilitiesUsed for The only source that states who operates Yape: describes Yape as BCP's mobile wallet, popular with younger consumers. Confirms both Yape and Yape Recurring are offered in the Peru market and that PEN is the local currency.Checked 20 October 2026
  4. EBANX — Yape Integration Guide · docs.ebanx.comcountriescurrencieslimits & timingcapabilitiesUsed for Second independent confirmation of country PE (`country: "pe"`) and currency PEN (`currency_code: "PEN"`); `payment_type_code: yape`; web flow requires `phone_number` and pushes a notification, mobile flow uses a deeplink; statuses PE/CO/CA. Also the basis for noting EBANX does not document limits, expiry, refunds, chargebacks or payouts for Yape.Checked 20 October 2026
  5. EBANX — Yape-Recurring Integration Guide · docs.ebanx.comcountriescurrenciescapabilitiesUsed for Second independent confirmation of the 'recurring' feature: `yape-recurrent`, country pe/PE, currency must be PEN, enrollment frequencies monthly through yearly plus ondemand, enrollment approved in the Yape app, later charges need no customer action.Checked 20 October 2026
  6. dLocal — Wallet payments · docs.dlocal.comUsed for Yape `YE` enrollment mechanics: first enrollment-plus-payment must be REDIRECT, subsequent DIRECT charges use the enrollment ID, `device.type` always required and `payer.phone` required when WEB, Yape uniquely returns PENDING on DIRECT charges with final status by webhook, code `328` after cancellation. Source of the documented contradiction about whether customers can cancel in-app.Checked 20 October 2026
  7. Yape (operator site) · yape.com.pecurrenciespricingthe companyUsed for Confirms Yape is Peruvian and consumer-facing ('más de 19 millones de yaperos', QR code or mobile number to pay). Evidence that the operator's own site does NOT explicitly state BCP ownership (only an indirect reference to a 'tarjeta de débito BCP') and publishes no merchant acceptance, currency or fee detail — so the BCP attribution rests on EBANX.Checked 20 October 2026
  8. Adyen — Payment methods catalog (negative check) · docs.adyen.comUsed for Negative finding: read in full across two passes; the alphabetical catalog runs from the start through Revolut Pay to Zip with no Yape entry. Adyen does not document Yape.Checked 20 October 2026
  9. Airwallex — Payment methods matrix (negative check) · airwallex.comcurrenciesmethodsUsed for Negative finding: Yape not listed; the only method covering shopper location PE is Paysafecard, whose presentment currencies do not include PEN.Checked 20 October 2026
  10. Antom — Payment methods (negative check) · docs.antom.comcurrenciesUsed for Negative finding: read in full across two passes; no Yape. Antom's only Peru coverage is Peruvian cards (PEN) and Mercado Pago (PEN among its processing currencies).Checked 20 October 2026
  11. Stripe — Payment method support (negative check) · docs.stripe.comUsed for Negative finding: fetched the full page and grepped it; no occurrence of 'Yape', 'Peru' or 'PEN' anywhere. Stripe does not support Yape.Checked 20 October 2026
  12. Worldline — docs sitemap (negative check) · docs.direct.worldline-solutions.commethodsUsed for Negative finding established by enumeration rather than URL guessing: the sitemap's 198 locations contain no 'yape' entry, so Worldline publishes no Yape method page.Checked 20 October 2026
  13. Checkout.com — docs index (negative check) · docs.checkout.comUsed for Negative finding by enumeration: 1,033-line docs index contains zero matches for 'yape' or 'peru'.Checked 20 October 2026
  14. Mollie — docs index (negative check) · docs.mollie.comUsed for Negative finding by enumeration: 554-line docs index contains zero matches for 'yape' or 'peru'.Checked 20 October 2026
  15. Rapyd — docs index (negative check) · docs.rapyd.netUsed for Negative finding by enumeration: 2,233-line docs index contains zero matches for 'yape' or 'peru'.Checked 20 October 2026
  16. Nuvei — Yape local payment method · nuvei.comcountriescurrenciesUsed for Supports the one correction I am making, which is to the notes prose rather than the coverage: Nuvei carries Yape and was not among the eight providers negative-checked, so 'dLocal or EBANX is effectively the only route in' overstates what was verified. Also serves as a third independent witness for the recorded coverage — it names Peru and no other country, and states no currency, so it neither extends nor contradicts PE / PEN.Checked 21 October 2026
  17. Yape (payment) — Wikipedia · en.wikipedia.orgcountriesmethodsUsed for Independent confirmation of identity: Yape is BCP's wallet, launched 2016 in Lima, ruling out the same-name confusion that has bitten this directory before. Also the record of the Bolivian footprint (served area Bolivia, predecessor Soli) that I considered as under-claiming and deliberately did NOT add to countries — documented here so the editor can see the Bolivia question was examined and why BO/BOB were rejected.Checked 21 October 2026

17 sources · last checked 21 October 2026 — each one says which claim it supports.

Compiled from public sources — verify with Yape before you sign anything. How we compile this · Suggest a correction ·