Africa · Eastern Africa

Payments in Zambia

6 payment providers operate in Zambia, alongside 8 local and regional payment methods. The most widely supported method here is Mastercard.

6 providers8 payment methods24 currenciesZM / ZMB

Payment providers in Zambia

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Name	Type	Categories	Methods	Countries
PayPal PayPal is a global digital payments platform supporting 200+ markets and 25+ currencies, offering card payments, digital wallets, BNPL, A2A transactions, and merchant checkout integrations.	PSP + Method	ACH BNPL+7	9	187
MuchBetter MuchBetter is a global payment solution that offers fast, secure, and cost-effective payment methods for both consumers and businesses.	PSP + Method	Bank Transfer Card Issuance+8	34	121
Nuvei Montreal-based processor offering card acquiring in 52 markets, 720+ local payment methods, payouts and crypto ramps; owned by Advent International and in the process of buying Payoneer.	PSP	ACH BNPL+16	164	73
PayRetailers PayRetailers is a regional payments aggregator offering local and global payment methods across Latin America with support for BRL, ARS, CLP, MXN, and other countries and currencies including Africa.	PSP	Bank Transfer Cards+7	62	20
Momo Wallet Momo Wallet is a mobile wallet solution that allows users to make secure payments, transfer money, and manage their finances directly from their smartphones.	PSP + Method	Wallet	—	19
Mobicash Mobicash is a mobile payment solution that allows users to send and receive money, pay bills, and make purchases directly from their mobile phones.	PSP + Method	Mobile / USSD Wallet	—	12

Payment methods available in Zambia

Local wallets, bank transfers, cards and cash methods.

Name	Type	Categories	Methods	Countries
Zamtel Zamtel Mobile Money enables Zambian consumers to store value, send funds, and pay merchants via USSD or app-based authorization. Wallets are funded through agents, bank transfers, or mobile credits.	Method	Mobile / USSD	2	1
Mobicash Mobicash is a mobile payment solution that allows users to send and receive money, pay bills, and make purchases directly from their mobile phones.	PSP + Method	Mobile / USSD Wallet	—	12
MTN MTN Mobile Money "MoMo" is a major African USSD and wallet enabling users to store, send, and spend funds through USSD, app, or agent networks.	Method	Mobile / USSD	1	14
Airtel Mobile Money Airtel Mobile Money is a telecom-operated mobile wallet used across multiple markets including Africa and India for instant person-to-merchant payments.	Method	Mobile / USSD	2	16
M-Pesa M-Pesa is a mobile money (USSD) wallet widely used in Kenya, Tanzania, and other African markets.	Method	Mobile / USSD	2	19
Momo Wallet Momo Wallet is a mobile wallet solution that allows users to make secure payments, transfer money, and manage their finances directly from their smartphones.	PSP + Method	Wallet	—	19
MuchBetter MuchBetter is a global payment solution that offers fast, secure, and cost-effective payment methods for both consumers and businesses.	PSP + Method	Bank Transfer Card Issuance+8	34	121
PayPal PayPal is a global digital payments platform supporting 200+ markets and 25+ currencies, offering card payments, digital wallets, BNPL, A2A transactions, and merchant checkout integrations.	PSP + Method	ACH BNPL+7	9	187