Provider & methodCard Issuance, CardsListed Mar 2026hipercard.com.brWebsite
Hipercard logo

Hipercard

Hipercard is a Brazilian retail payment system that enables consumers to make purchases at participating stores, including supermarkets and retail chains, using a special card.

Hipercard is a Brazilian retail payment system that enables consumers to make purchases at participating stores, including supermarkets and retail chains, using a special card. As a PSP, Hipercard offers a secure and efficient payment method for in-store transactions. It is widely accepted across Brazil, making it a popular choice for customers looking for convenient and flexible payment options. Hipercard helps businesses streamline their payment processes, offering an easy and reliable way to manage transactions and improve customer satisfaction.

1

payment methods

Hipercard
1

markets

BrazilBR
2

currencies

BRLUSD
5

sectors served

CosmeticseCommerceFood & DrinkHealthcareSaaS
1

built on

APAPI
5

providers who accept it

AdyendLocalEBANXNuveiOrca

What Hipercard costs

Hipercard quotes per merchant. What you are offered depends on your volume, your industry, the countries you sell in, your card mix and your risk profile — so a published headline rate would not be your rate. Ask them for a quote against your own numbers.

What the last check found

Hipercard is a Brazilian domestic credit-card brand and issuer, not a gateway. hipercard.com.br is an Itaú Unibanco consumer property — its cookie and privacy terms are served from itau.com.br — with only four nav destinations (a hipercard, cartões, serviços, nossa história). There is no merchant area, no developer portal and no API, so a merchant can never integrate it alone; acceptance was always intermediated. The official history page records that Unibanco took over issuing, acquiring and the brand in 2004 when Walmart bought the Bom Preço supermarket chain, that acquiring moved to Rede in 2011, and that the Hiper/Hipercard payment arrangement was only constituted in 2014, separating issuer from scheme. After Brazilian acquiring opened up in 2017, acceptance passed one million merchants. It began in 1968–69 as a Bom Preço store card in Recife and stayed strongest in the Northeast.

The thing to know in 2026: the scheme is dead. CERC's July 2025 notice to arrangement participants states the Hiper/Hipercard arrangement was closed with all Hipercard-branded cards migrated to Mastercard by 30 June 2025, after which Hipercard transactions are not authorised and new captures must be taken on the Mastercard arrangement. Cielo says the same — discontinued 30/06/2025, transactions refused thereafter — and Hipercard is absent from Cielo's accepted-brand list. Hipercard's own card page now marks every product (Mastercard Internacional Zero, Nacional, Clássico, Mastercard Platinum) "indisponível para contratação". The brand survives as a Mastercard co-brand, app and discount programme.

PSP documentation has not caught up. Adyen, PPRO, Antom, Computop and EBANX still list HIPERCARD as live: BR only, BRL for processing and settlement, credit only (no debit), installments supported, Adyen quoting a 30-day settlement delay. Treat those enums as legacy BIN handling, not routable capability.

Hipercard publishes no country or currency list of its own, has no sitemap.xml and no llms.txt (both 404 on its S3-backed static host), and the edge blocks non-Brazilian requests with an Akamai 403 — BR/BRL here rests on acquirer and PSP documentation, not on the brand's own pages.

Checked against Hipercard’s own documentation on 20 October 2026. Coverage changes; confirm anything you are about to build on.

People at Hipercard

See all
Viktor PetrovRegional Manager

Similar to Hipercard

AdyenProviderAirwallexProviderAstroPayProvider & methodDinersPayment methodLotericaPayment methodMuchBetterProvider & methodNuveiProviderOrcaProvider

Sources · 17

  1. Adyen Docs — payment methods catalog · docs.adyen.comcountriescurrenciesUsed for countries, processing and settlement currencies, and supported features for Hipercard, as Adyen documents itChecked 20 October 2026
  2. Nuvei — APMs per currency and country (January 2026) · docs.nuvei.comcountriescurrenciesmethodscapabilitiesUsed for countries, currencies and whether the method supports deposits, refunds and withdrawals for Hipercard, as Nuvei documents itChecked 20 October 2026
  3. Nossa história | Hipercard (official) · hipercard.com.brmethodsthe companyUsed for Brazilian origin and ownership chain: 1968 Bom Preço loyalty card in Recife; 2004 Walmart buys Bom Preço and Unibanco acquires issuing, acquiring and brand; 2011 acquiring transferred to Rede; 2014 creation of the Hiper/Hipercard payment arrangement separating issuer and scheme; 2017 acceptance above one million merchants; Itaú operation (terms served from itau.com.br). Site reachable only via a text-extraction proxy — direct requests return an Akamai 403.Checked 20 October 2026
  4. Cartões Hipercard (official) · hipercard.com.brcapabilitiesUsed for Current product lineup — Hipercard Mastercard Internacional Zero, Hipercard Nacional, Hipercard Clássico, Hipercard Mastercard Platinum — each labelled 'Cartão indisponível para contratação'; consumer-only site with no merchant onboarding or developer section; virtual card and installment features; evidence that Hipercard cards now carry Mastercard.Checked 20 October 2026
  5. Bandeira de cartão — Cielo (acquirer) · blog.cielo.com.brmethodsUsed for Independent acquirer confirmation of the sunset: 'foi descontinuada em 30/06/2025', 'Após essa data, transações com a bandeira Hipercard serão recusadas', cards migrate to Mastercard; Hipercard absent from Cielo's list of accepted brands (Visa, Mastercard, Elo, Amex, Alelo, VR, Ticket, Cabal, Discover).Checked 20 October 2026
  6. CERC notice: Encerramento do Arranjo Hipercard e Migração para Mastercard (July 2025) · cerc.comlicensingcapabilitiesvolumesUsed for Closure of the Hiper/Hipercard payment arrangement with full migration of Hipercard-branded cards to Mastercard by 30 June 2025; Hipercard transactions not authorised after that date; new captures must move to the Mastercard arrangement; existing receivables units remain available until settlement. Text extracted from the PDF with pdftotext.Checked 20 October 2026
  7. Hipercard — Adyen payment methods · adyen.comcapabilitiesUsed for BR coverage ('available in all Brazilian states'), BRL for both processing and settlement, issued by Itaú, credit only (debit not supported), installments and recurring, partial refunds, 30-day settlement delay — and the fact that Adyen's page carries no notice of the 2025 sunset. The pt_BR version adds 'Disponível em: América Latina, Brasil'.Checked 20 October 2026
  8. Brazil Local Acquiring — PPRO developer hub · developerhub.ppro.comcurrenciesmethodscapabilitiesUsed for HIPERCARD still an accepted value for instrument.details.brand; consumer and processing currency BRL; installments supported; 180-day refund validity — i.e. a gateway enum that outlived the scheme.Checked 20 October 2026
  9. Hipercard for Brazil — Antom docs · docs.antom.comlicensinglimits & timingcapabilitiesUsed for Another gateway still documenting Hipercard as live: BRL processing, 0.01–40,000 BRL limits, 7-day authorisation validity, 180-day refund window, no debit. Details taken from the search-result excerpt; the page itself returned 404 on direct fetch.Checked 20 October 2026
  10. Itaú Unibanco announces merger proposal with Hipercard (May 2024) · benzinga.comthe companyUsed for Corporate context: Hipercard Banco Múltiplo S.A. was a wholly owned Itaú Unibanco subsidiary that Itaú's board moved to absorb in May 2024, subject to Central Bank approval. Completion was not confirmed by any source I could reach.Checked 20 October 2026
  11. Hipercard deixa de existir após 57 anos — Seu Crédito Digital (secondary press) · seucreditodigital.com.brUsed for Secondary Brazilian press account of the shutdown, giving ~15 million cardholders (mostly without a current account) and the stated rationale of consolidating them into Itaú's unified super app, plus replacement by a Hipercard Mastercard Platinum. Treat the 15 million figure and the 29 June date as unverified press reporting; CERC and Cielo both give 30 June 2025.Checked 20 October 2026
  12. Hipercard — Wikipedia (pt) · pt.wikipedia.orglicensingthe companyvolumesUsed for Independent confirmation of the ownership chain (created 1969 in Recife as Bompreço's Cartão Fidelidade; to Unibanco's control in 2004; to Itaú Unibanco via the 2008 merger), of the legal entity names, that the Banco Central authorised the brand's closure with no Hipercard-brand transactions approved from 1 July 2025, and that the only name to disambiguate against is the sibling brand Hiper — i.e. no foreign name collision.Checked 20 October 2026
  13. Antom developer docs sitemap · docs.antom.comUsed for Evidence that the record's cited Antom source is not merely moved but absent: the sitemap contains no URL matching 'hiper' (checked both halves of the 128k document), consistent with docs.antom.com/ac/antomop/hipercard returning 404. Grounds for dropping that citation.Checked 20 October 2026
  14. dLocal — Brazil supported payment methods · docs.dlocal.comcountriescurrenciesUsed for Third independent gateway confirmation of BR + BRL: Hipercard appears in dLocal's Brazil cards-supported table as code HI, credit card only; the Brazil country reference table gives currency BRL. Hipercard appears under no other dLocal country page.Checked 20 October 2026
  15. dLocal docs index (llms.txt) · docs.dlocal.commethodsUsed for Used to locate dLocal's real Brazil and payment-methods pages instead of guessing paths, after docs.dlocal.com/reference/payment-methods returned only a title with no table.Checked 20 October 2026
  16. hipercard.com.br sitemap.xml — 404 · hipercard.com.brUsed for Evidence that publishes_coverage: false is an absence, not a miss: sitemap.xml returns 404, as do /llms.txt and /robots.txt (S3-style 'specified key does not exist'), so the site publishes no index that could name a coverage page.Checked 20 October 2026
  17. Hipercard homepage (via text-extraction proxy; direct fetch returns Akamai 403) · hipercard.com.brcountriescurrenciesUsed for Confirms consumer-only site: navigation is only 'a hipercard', '/cartoes' and 'servicos', plus a virtual-card and a forthcoming-maquininha promo. No merchant onboarding, no developer section, and no statement of supported countries, international acceptance or currencies anywhere on the page.Checked 20 October 2026

17 sources · last checked 21 October 2026 — each one says which claim it supports.

Compiled from public sources — verify with Hipercard before you sign anything. How we compile this · Suggest a correction ·