Provider & methodMobile / USSD, WalletListed Mar 2026mooney.itWebsite
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Mooney

Mooney is a mobile payment solution that enables users to make secure and instant payments through their smartphones. As a PSP, Mooney allows both businesses and consumers to perform transactions efficiently.

Mooney is a mobile payment solution that enables users to make secure and instant payments through their smartphones. As a PSP, Mooney allows both businesses and consumers to perform transactions efficiently. It supports various payment methods, including mobile wallets and bank transfers. Mooney is particularly popular in emerging markets, where it helps increase financial inclusion by providing a simple, accessible payment option for customers without access to traditional banking services. Mooney offers businesses a reliable way to process payments.

1

payment methods

Mooney
1

markets

ItalyIT
1

currencies

EUR
5

sectors served

CosmeticseCommerceFood & DrinkHealthcareSaaS
1

built on

APAPI
2

providers who accept it

HiPayOrca

What Mooney costs

Mooney quotes per merchant. What you are offered depends on your volume, your industry, the countries you sell in, your card mix and your risk profile — so a published headline rate would not be your rate. Ask them for a quote against your own numbers.

What the last check found

Only one gateway documents this rail: HiPay, which lists it as "Mooney (old Sisal Pay)" with API product code `sisal` and a stated maximum of 1,000 EUR. HiPay's JS SDK shows the actual flow — `hipay.createReference('mooney', {reference, barCode})` renders a reference plus barcode, the shopper gets an email, and the strings read "You have chosen cash payment with Mooney" and "an additional cost of EUR 2.00 as a collection fee to be paid at the cash desk". So it is a cash-on-reference rail, not a wallet or a bank redirect: the order sits unpaid until someone walks into a Mooney shop, and HiPay's PrestaShop config sets `orderOnPending: true` accordingly. HiPay's own SDK config files state can3ds 0, canRecurring 0, canRefund 0 and canRefundPartially 0 — no refunds at all, which is the single most important integration fact here. Currency is EUR only (WooCommerce config: `"currencies": ["EUR"]`). Where documentation is silent: HiPay states no country, only an EU flag, and its SDK config ships `"countries": []`. Italy comes from the operator side — the GLEIF register records MOONEY S.P.A. in Milan, jurisdiction IT, and Mooney S.p.A.'s own app is Italian-only, built around pagoPA, bollo auto and a store locator for Mooney punti vendita. mooney.it itself returns 403 to automated fetches. Not in Adyen, Antom, Airwallex, Stripe, Checkout.com, Mollie or Rapyd: reachable only through HiPay.

Checked against Mooney’s own documentation on 20 October 2026. Coverage changes; confirm anything you are about to build on.

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Sources · 30

  1. Mooney — pagamenti digitali, carte prepagate e ricariche (homepage) · mooney.itmethodsthe companyUsed for Confirms the company at the recorded website is the Italian Mooney; the service taxonomy used for the methods list (bollettini, bollo auto, pagoPA, trasporti, donazioni, bonifici, ritiro contante, versamenti, F24, MAV/RAV/Freccia, ricariche telefoniche, carte prepagate, gift card); and the live site-wide banner stating new prepaid cards cannot currently be requested. Its Tealium profile is still 'sisalpay', corroborating the SisalPay lineage.Checked 20 October 2026
  2. Mooney — Chi siamo · mooney.itcountriesUsed for Country footprint: '+30.000 punti vendita' (tabacchi, bar, edicole), '+7.000 comuni — Siamo presenti in tutta Italia', '+500 servizi'; the 2002-2013 Sisal origin and 2013 SisalPay brand launch; MooneyGo as the Mooney + myCicero mobility app. This is the only place Italy is stated as coverage — it is not a supported-countries list.Checked 20 October 2026
  3. Mooney — Informativa carte prepagate emesse da Mooney · mooney.itwho they onboardUsed for First-party confirmation that on 15 April 2024 Banca d'Italia prohibited Mooney S.p.A. from issuing new payment cards and opening the related e-money and payment accounts pending remediation of AML shortcomings, that already-issued cards and all other services continue to operate, and that the prohibition is still in force and still advertised as of 2026-10-20. Page is not in the sitemap; reached via the homepage banner link.Checked 20 October 2026
  4. Mooney — PSD2, informativa per TPP · mooney.itlicensingthe companyUsed for The only technical interface Mooney publishes: a Berlin Group-compliant dedicated interface for licensed AISP/PISP third parties covering Mooney payment accounts (MyMooney merchant home banking) and Mooney-issued cards, delivered through CBI Globe with documentation at cbiglobe.com and gotoapi.com rather than on Mooney's own site; contact [email protected]. Also the legal entity line (Mooney S.p.A., Via Privata Nino Bonnet 6/A, 20154 Milano, P.IVA 06529501006) and the footer link 'Diventa Esercente Mooney' pointing to mymooney.it/richiedi-informazioni, i.e. onboarding for retail outlets, not for payment acceptance. Supports integrable_alone = false.Checked 20 October 2026
  5. Mooney — sitemap.xml (184 URLs) · mooney.itcountriescurrenciesintegrationsUsed for Establishing that nothing is published rather than merely not found: the sitemap contains only consumer pages (per-biller /pagamento/* and /ricarica/* pages, chi-siamo, servizi, assistenza, legal), with no developer, API, merchant-acceptance, supported-countries or supported-currencies page anywhere. robots.txt and /llms.txt are served 403 by the site's Akamai edge.Checked 20 October 2026
  6. Mooney Group — Who we are · mooneygroup.itcountriesthe companyvolumesUsed for Ownership wording 'held by Enel and Intesa Sanpaolo, through Enel X and Isybank'; scale figures of about 30,000 points of sale, about 250 million transactions a year, more than 500 payment services, agreements with over 100 partner companies; and that the company describes itself as Italian with no other country in its own footprint.Checked 20 October 2026
  7. Mooney Group — Cosa facciamo: B2B e B2C · mooneygroup.itlicensingintegrationsUsed for The B2B offering as Mooney itself frames it: the merchant network of 30,000-plus points of sale, 'soluzioni tecnologiche personalizzate di pagamento', the EasyCassa subscription cash-register product and preferential Intesa Sanpaolo terms for network retailers — with no API, no technical integration and no merchant-acceptance product described. Supports integrable_alone = false.Checked 20 October 2026
  8. Mooney Group — Comunicati stampa · mooneygroup.itthe companyUsed for Current status and absence of change: most recent items are Satispay adding MooneyGo tolling (07/05/2026), MooneyGo tolling and roadside assistance (May 2025), the Credem proximity-services agreement for in-app cash withdrawal at Mooney outlets (10/04/2025) and Claudio Moro's appointment as group CEO (26/03/2025). No 2025-2026 release on ownership change, rebranding, international expansion or lifting of the Banca d'Italia measure.Checked 20 October 2026
  9. HiPay Developer — payment means · developer.hipay.comcountriescurrenciesmethodscapabilitiesintegrationsUsed for A gateway's own documentation listing Mooney as an integrable e-commerce method: entry 'Mooney (old Sisal Pay)', API product code 'sisal', comment '🇪🇺 Max. amount 1.000 EUR', with 3DS/refund/recurring blank. Supports the EUR currency, the SisalPay alias, and the finding that a merchant reaches Mooney through a PSP rather than directly. Note HiPay names no country for it, only an EU flag.Checked 20 October 2026
  10. Autostrade per l'Italia — Other payment channels · autostrade.itpricingUsed for A documented live example of the biller acceptance model and of Italy-only reach: unpaid-toll notices and dunning letters carry a Mooney barcode and are payable at 'more than 40,000 Mooney points (Bars, Tobacconists, Newsagents) all over Italy', 24 hours after transit, with a commission payable to Mooney.Checked 20 October 2026
  11. Mooney — Prezzo al pubblico per categorie omogenee di servizi di pagamento · mooney.itcurrenciesUsed for Mooney's own euro-denominated public tariff document, supporting EUR as the operating currency, the 999.99 EUR per-operation cash cap, and its entry as number 6 in the Albo degli Istituti di Moneta Elettronica under art. 114-quater with codice meccanografico 32532. Flagging honestly: this document is served 403 to automated fetches; I read it only through search-result snippets, not in full.Checked 20 October 2026
  12. AziendaBanca — Provvedimento di Banca d'Italia sulle carte Mooney · aziendabanca.itUsed for Trade-press corroboration of the April 2024 Banca d'Italia card-issuance prohibition and its scope, alongside Mooney's own notice.Checked 20 October 2026
  13. Mooney Group - Dati societari (corporate data: Mooney S.p.A., Mooney Group S.p.A., Mooney Servizi S.p.A.) · mooneygroup.itlicensingthe companyUsed for Primary proof of legal identity and licence: Mooney S.p.A., Milan, P.IVA 06529501006, 'Iscritta al n.6 dell'Albo degli Istituti di Moneta Elettronica' (art. 114-quater D.Lgs. 385/1993), codice meccanografico 32532; also shows Mooney S.p.A. is a sole-shareholder subsidiary of Mooney Group S.p.A.Checked 20 October 2026
  14. mooneygroup.it WordPress page sitemap (28 URLs) · mooneygroup.itUsed for Establishing what the group actually publishes (so 'not published' vs 'not found' can be distinguished) and locating the dati-societari and chi-siamo pages rather than guessing pathsChecked 20 October 2026
  15. Mooney (surname / set index) · en.wikipedia.orgthe companyUsed for Name-collision check: no financial-services, payments or fintech company named Mooney other than the Italian one; the only other corporate Mooney is Mooney Airplane Company (US aircraft manufacturer)Checked 20 October 2026
  16. Mooney robots.txt · mooney.itUsed for Corrects the record's claim that robots.txt and llms.txt are 403: robots.txt returns HTTP 200 (with full browser headers) and contains only 'Sitemap: https://www.mooney.it/sitemap.xml' plus seven account-area Disallows (/primo-accesso/, /reimposta-password/, /le-mie-spese, /modifica-profilo-utente, /modifica-sistemi-pagamento, /registrazione-utente/, /recupera-password). /llms.txt returns 404, i.e. genuinely absent rather than blocked - which strengthens publishes_coverage=false.Checked 20 October 2026
  17. Mooney Group sitemap index (WordPress) · mooneygroup.itcountriescurrenciesintegrationsUsed for Gap the record left open: it cited three mooneygroup.it pages but never established what else that host publishes. The sitemap index plus wp-sitemap-posts-page-1.xml and language/en/wp-sitemap-posts-page-1.xml give the full inventory - 28 Italian and 23 English pages, all corporate (lazienda, cosa-facciamo, investor-relations, news-e-media, organigramma, dati-societari, mooney-vr46-racing-team, mooneygo, careers). No supported-countries, supported-currencies, developer or API page on the group site either. Also confirms mooneygroup.it is the Italian Mooney Group and not a same-name third party.Checked 20 October 2026
  18. Mooney Group - Il nostro modello · mooneygroup.itcountriescurrenciesUsed for Second first-party statement of the Italy-only footprint, not cited in the record: 'circa 30.000 punti vendita' in 'bar, tabacchi ed edicole', distribution reaching the smallest Italian towns, presence across the national territory. No international operations and no currency stated.Checked 20 October 2026
  19. Mooney Group - Services and products (English) · mooneygroup.itcountriescurrencieslicensingintegrationsUsed for English-language confirmation of the same footprint and of the absence of any acceptance product: 'throughout Italy', 'all Italian motorways', 'Italian IBAN'; no country besides Italy, no currency, no API, no developer integration, no merchant payment-acceptance offering (only the retail network, the Intesa Sanpaolo preferential-terms agreement and the EasyCassa cash register). Independently supports integrable_alone = false.Checked 20 October 2026
  20. HiPay developer docs sitemap (post + page, 744 URLs) · developer.hipay.comcountriesmethodsUsed for Anti-over-claim check on the gateway side: HiPay publishes dedicated payment-means pages for Bancomat Pay, Bizum, iDEAL, MB Way, MyBank, Alma etc., but none for Mooney or SisalPay. The single table row on /online-payments/payment-means/payment-means ('sisal', EU flag, max 1.000 EUR) is therefore HiPay's entire documentation of the method, and its EU flag is the region table's header - not a 27-country footprint.Checked 20 October 2026
  21. Nuvei - APM countries and currencies · docs.nuvei.comcountriescurrenciesUsed for Searched for a second gateway that documents Mooney with an explicit country/currency column. Neither 'sisal', 'mooney' nor 'Italy' appears in the served HTML. Reported honestly as 'no evidence found' rather than proof of absence, since the table may render client-side; it yields no country source either way.Checked 20 October 2026
  22. Mooney punti vendita locator · locator.mooney.itcountriesUsed for Disclosure of the one artifact I could not read: the store locator linked from the mooney.it footer as 'Punti vendita' returns 403 to automated fetches even with full browser headers (its edge is configured more strictly than www.mooney.it). It is a point-of-sale finder rather than a supported-countries list, so it cannot alter the footprint, but it is the only published geographic artifact left unverified.Checked 20 October 2026
  23. HiPay — JS SDK reference (createReference, Mooney options) · developer.hipay.commethodspricingUsed for That Mooney is a cash-on-reference rail: `hipay.createReference('mooney', {reference, barCode})`, "Display a Mooney reference with a barcode", translation strings "You have chosen cash payment with Mooney" and the EUR 2.00 collection fee paid at the cash desk; also that the hosted-fields type `sisal` is a "Payment reference" method.Checked 20 October 2026
  24. HiPay WooCommerce SDK — sisal.json payment config · raw.githubusercontent.comcurrenciesUsed for Explicit currency restriction `"currencies": ["EUR"]` for product code sisal (the EUR currency row); min/max amounts keyed on EUR only.Checked 20 October 2026
  25. HiPay PHP SDK — sisal.json payment product definition · raw.githubusercontent.comcountriesmethodsUsed for Feature flags stated by the gateway: can3ds 0, canRecurring 0, canManualCapture 0, canRefund 0, canRefundPartially 0 — hence an empty features array; and `"countries": []`, i.e. HiPay documents no country for this method.Checked 20 October 2026
  26. HiPay OpenAPI (hpayment) — payment_product_list enum · raw.githubusercontent.comintegrationsUsed for Confirms `sisal` is a live, officially enumerated HiPay payment product in the hosted-payment API (also present in enterprise/gateway.yaml), not a legacy name.Checked 20 October 2026
  27. Apple App Store lookup — "Mooney App: pagamenti digitali", seller Mooney S.p.A. · itunes.apple.comcountriescurrenciesUsed for Operator identity and the Italian footprint: seller "Mooney S.p.A.", Italian-only listing (languageCodes IT, currency EUR), description covering pagoPA public-administration payments, bollo auto, phone top-ups, prepaid cards and a store locator for "punti vendita Mooney", with an Italian +39 02 support number — supports the IT country row and the description of the physical acceptance network.Checked 20 October 2026
  28. GLEIF LEI register — MOONEY S.P.A. / MOONEY GROUP S.P.A. · api.gleif.orgcountriesUsed for Authoritative statement of the operator's country: LEI 815600F590879571B665, MOONEY S.P.A., Via Privata Nino Bonnet 6/A, Milano, region IT-MI, country IT, jurisdiction IT, status ACTIVE, Italian registration 06529501006 — supports the IT country row.Checked 20 October 2026
  29. Adyen payment methods catalog · docs.adyen.commethodsUsed for Negative result: read in full (both halves) and neither Mooney nor SisalPay appears; Adyen's Italian local methods are unrelated. Same checks were run against docs.antom.com/payment_methods.md, airwallex.com/docs/payments/payment-methods.md, docs.stripe.com payment-method-support, checkout.com/docs/payments/add-payment-methods, docs.mollie.com and docs.rapyd.net — none document Mooney.Checked 20 October 2026
  30. Adyen docs — llms.txt documentation index · docs.adyen.commethodsUsed for Strengthens the negative result and distinguishes 'I could not find it' from 'nobody publishes it': Adyen's own machine-readable docs index contains no Mooney, Sisal or SisalPay entry, and indexes no Italy-specific or cash/voucher method page. Read alongside a full two-part read of docs.adyen.com/payment-methods.md (offsets 0-100000 and 100000-122565), in which the three names are absent throughout.Checked 20 October 2026

30 sources · last checked 21 October 2026 — each one says which claim it supports.

Compiled from public sources — verify with Mooney before you sign anything. How we compile this · Suggest a correction ·