Provider & methodMobile / USSD, WalletListed Mar 2026olamoney.comWebsite
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OlaMoney

OlaMoney is a mobile wallet and digital payment solution from Ola, a leading Indian ride-hailing platform. As a PSP, OlaMoney enables users to make payments for Ola rides, food deliveries, bill payments, and more.

OlaMoney is a mobile wallet and digital payment solution from Ola, a leading Indian ride-hailing platform. As a PSP, OlaMoney enables users to make payments for Ola rides, food deliveries, bill payments, and more. It supports multiple payment methods, including credit cards, debit cards, and bank transfers. Available in India, OlaMoney is ideal for businesses looking to integrate mobile payments into their systems, offering seamless, secure transactions for users and a simplified payment experience for merchants and consumers alike.

1

payment methods

OlaMoney
1

markets

IndiaIN
1

currencies

INR
5

sectors served

CosmeticseCommerceFood & DrinkHealthcareSaaS
1

built on

APAPI
2

providers who accept it

OrcaRazorpay

What OlaMoney costs

OlaMoney quotes per merchant. What you are offered depends on your volume, your industry, the countries you sell in, your card mix and your risk profile — so a published headline rate would not be your rate. Ask them for a quote against your own numbers.

What the last check found

OlaMoney is the fintech brand of OLA Financial Services Private Limited (formerly Zipcash Card Services Private Limited, CIN U22219KA2007PTC127705, Bengaluru), the financial arm of Indian ride-hailing firm Ola. Its own wallet page describes it as a prepaid instrument "powered by Zipcash... in co-branding with Ola, as per RBI guidelines", topped up inside the Ola app and usable at "300+ partners & brands all across India". Non-KYC wallets load a minimum of INR 1 and a maximum of INR 10,000 a month, rising to INR 1,00,000 after full KYC. The brand also covers OlaMoney Postpaid (BNPL) and a co-branded credit card — relevant because PayU's SDK treats "OlaMoney (Postpaid + Wallet)" as a single payment option.

For an integrator this is a domestic-only rail reachable through Indian aggregators, not global PSPs. Razorpay lists it as wallet code `olamoney`, available by default (no approval request needed) in an India-only wallet set; Razorpay caps wallet transactions at Rs 10,000 for non-KYC merchants and Rs 1,00,000 for KYC merchants. PayU India uses pg=CASH with bankcode=OLAM in merchant-hosted checkout, and its Android OlaMoney SDK requires an eligibility pre-check (checkForPaymentAvailability) before the option is shown, so availability is per customer, not merely per merchant.

Documentation is silent on much: no gateway states refunds, partial refunds, chargebacks, payouts or 3DS for OlaMoney specifically (PayU mentions recurring for wallets as a class, not for this wallet), and no gateway page names the ISO currency — INR comes from the operator's own load limits plus Razorpay's rupee figures. Adyen, Stripe, Airwallex, Antom, dLocal's India page, Checkout.com, Mollie and Rapyd do not document it at all.

Checked against OlaMoney’s own documentation on 20 October 2026. Coverage changes; confirm anything you are about to build on.

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Sources · 31

  1. OlaMoney — official site · olamoney.commethodsUsed for Operator identity: OLA Financial Services Private Limited (formerly Zipcash Card Services), CIN U22219KA2007PTC127705, Bangalore; product set (Wallet, Postpaid, Credit Card); the dead 'Docs' link to docs.olamoney.com; no merchant/business section. Site has no robots.txt, sitemap.xml or llms.txt (all 404).Checked 20 October 2026
  2. OlaMoney Wallet product page · olamoney.commethodslimits & timingUsed for Wallet is a prepaid instrument issued by Zipcash co-branded with Ola per RBI guidelines; INR-denominated limits (₹1–₹10,000 load, KYC above); '300+ partners & brands all across India' — supports IN and INR.Checked 20 October 2026
  3. OlaMoney Terms & Conditions for Merchants (last updated 11 April 2017) · olamoney.commethodslimits & timingintegrationsUsed for The only published coverage statement: merchant eligibility clauses 3.1.4–3.1.5 require goods/services supplied 'within India' and payments received 'in Indian Rupees'. Also the historic direct-merchant programme: registration of a Merchant Account on the site, TDR agreed in the merchant onboarding form, T+2 settlement, merchant responsible for integration at own cost. Zipcash named as RBI-approved PPI issuer.Checked 20 October 2026
  4. OlaMoney support — Full KYC wallet closure / Small PPI conversion · olamoney.commethodsUsed for Full-KYC wallets suspended effective 1 April 2024; convert to Small PPI (₹10,000/month load cap, no P2P, no bank transfer) or withdraw balance and close; balances to be used by 31 March 2024.Checked 20 October 2026
  5. Razorpay docs — Wallets · razorpay.commethodsUsed for Ola Money listed as a supported wallet with code `olamoney`, available by default (no approval required); wallets section stated as India. Evidence the method is reachable via PSP, not direct.Checked 20 October 2026
  6. Cashfree Payments docs — Wallets · cashfree.comcountriescurrenciesUsed for Ola Money listed with Automatic activation for Cashfree payment-gateway accounts; no countries or currencies stated on the page.Checked 20 October 2026
  7. PayU docs — Android Ola Money SDK · docs.payu.inmethodsintegrationsUsed for PayU-maintained SDK for 'OlaMoney (Postpaid + Wallet)', dependency in.payu:olamoney:1.3.14, page updated 2026-07-22, requires PayU merchant key/salt and a SHA-512 signed checkEligibility call — shows the live path is through a PSP and that the method is still maintained in 2026.Checked 20 October 2026
  8. PayU docs — iOS Ola Money SDK · docs.payu.inmethodsintegrationsUsed for Confirms the same OlaMoney Wallet + Postpaid integration on iOS via CocoaPods, with merchant-side eligibility hash generation.Checked 20 October 2026
  9. Juspay — Integrate OlaMoney · juspay.iocountriescurrenciesmethodsUsed for OlaMoney listed as a Wallet payment provider; Region stated as India only; 'Currency information will be available soon' (i.e. Juspay publishes no currency).Checked 20 October 2026
  10. Ola Money - Wallet & Payments (App Store) · apps.apple.comthe companyUsed for Developer/seller ANI Technologies Pvt. Ltd., version 2.5.48, last updated February (prior entry 20/11/2025) — establishes the service is still live in 2026, and the ANI vs OLA Financial Services entity split.Checked 20 October 2026
  11. MediaNama — RBI fines Ola Financial Services over PPI and KYC guidelines · medianama.comlicensingUsed for RBI penalty of ₹1,67,80,000 (July 2022) on Ola Financial Services for PPI/KYC non-compliance; the PPI licence originally granted to ZipCash in 2009.Checked 20 October 2026
  12. OlaMoney Postpaid · olamoney.comthe companyUsed for Confirms Postpaid is still offered (invite-only) and repeats the operating entity 'OLA Financial Services Private Limited (formerly known as Zipcash Card Services Private Limited)'; all amounts in rupees.Checked 20 October 2026
  13. OlaMoney SBI Credit Card · olamoney.comUsed for Confirms the co-branded SBI card page is live ('Apply for OlaMoney SBI Credit Card'); the Visa network is evidenced only by embedded tweets, not an official spec.Checked 20 October 2026
  14. OlaMoney lending partners (PDF) · olamoney.comcountriesUsed for Lending partners are all Indian NBFCs (Credit Saison, Poonawalla Fincorp, DMI Finance, Respo) - supports India-only footprint.Checked 20 October 2026
  15. IDFC FIRST Bank - digital lending partner: Ola · idfcfirstbank.comUsed for Linked from olamoney.com's footer as the lending partner; noted as present on the homepage but NOT fetched, so cite only after verification.Checked 20 October 2026
  16. PayU India - Wallet Codes · docs.payu.incountriesmethodsintegrationsUsed for States Ola Money is among "the leading wallets in India" with bankcode OLAM, used with pg=CASH in merchant-hosted checkout; supports country IN and PayU coverage.Checked 20 October 2026
  17. PayU India - Android Ola Money SDK · docs.payu.inmethodsintegrationsUsed for States the SDK "supports payments via OlaMoney (Postpaid + Wallet)", the mandatory customer eligibility check (checkForPaymentAvailability / get_eligible_payment_options) and bankCode OLAM in the eligibility hash.Checked 20 October 2026
  18. Razorpay - About Wallets (supported wallets table) · razorpay.comcountriescurrenciesmethodscapabilitiesUsed for States wallet provider "Ola Money" with wallet code `olamoney`, availability marked by default (no approval needed), and "Available in: India"; supports country IN and Razorpay coverage. Page makes no refund, recurring or currency statement.Checked 20 October 2026
  19. Razorpay docs (LLM edition) - About Wallets · razorpay.comUsed for Machine-readable copy of the same table, confirming the Ola Money row and the `olamoney` code verbatim.Checked 20 October 2026
  20. Razorpay - Transaction Limits for Payment Methods · razorpay.comcurrenciesmethodsUsed for States wallet transaction ceilings in Indian rupees: Rs 10,000 for non-KYC merchants, Rs 1,00,000 for KYC merchants; corroborates INR as the processing currency for wallet payments.Checked 20 October 2026
  21. OlaMoney home (operator site) · olamoney.commethodsthe companyUsed for Legal entity "OLA Financial Services Private Limited (formerly known as Zipcash Card Services Private Limited)", CIN U22219KA2007PTC127705, Bengaluru registered office, and the product set (Wallet, Postpaid, Credit Card, Hospicash).Checked 20 October 2026
  22. Adyen - payment methods catalog · docs.adyen.comUsed for Negative evidence: fetched in full, contains no Ola Money / OlaMoney entry.Checked 20 October 2026
  23. Stripe - payment method support · docs.stripe.comUsed for Negative evidence: no Ola Money entry.Checked 20 October 2026
  24. dLocal - India country page · docs.dlocal.commethodscapabilitiesUsed for Negative evidence: dLocal's India APM list is NetBanking, UPI, UPI Direct, UPI Recurring and NetBanking Recurring only - no wallets, no Ola Money.Checked 20 October 2026
  25. Airwallex - payment methods matrix · airwallex.comUsed for Negative evidence: no Ola Money entry.Checked 20 October 2026
  26. Antom - payment methods · docs.antom.comUsed for Negative evidence: no Ola Money entry.Checked 20 October 2026
  27. Checkout.com docs index (llms.txt) · checkout.commethodsUsed for Negative evidence: full docs index names no Ola Money page (and no India-specific method pages).Checked 20 October 2026
  28. Mollie docs index (llms.txt) · docs.mollie.comUsed for Negative evidence: no Ola Money page in Mollie's docs index.Checked 20 October 2026
  29. Rapyd docs index (llms.txt) · docs.rapyd.netcountriesmethodsintegrationsUsed for Negative evidence: Rapyd's docs index names no Ola Money page; its docs direct integrators to the List Payment Methods by Country API rather than publishing the India wallet list.Checked 20 October 2026
  30. Cashfree Payments docs index (llms.txt) · cashfree.comUsed for Negative evidence: no Ola Money page in this Indian gateway's docs index.Checked 20 October 2026
  31. Juspay India docs index (llms.txt) · juspay.iomethodscapabilitiesUsed for Negative evidence beyond the researcher's set: Juspay's docs index lists wallet pages for Apple Pay, Amazon Pay Balance, Amazon Pay Later, CRED Pay, CRED Saved Cards and merchant in-house wallets, and names no Ola Money page - so found_in stays PayU + Razorpay. Note docs.juspay.in/llms.txt returns a 301 to this URL.Checked 20 October 2026

31 sources · last checked 21 October 2026 — each one says which claim it supports.

Compiled from public sources — verify with OlaMoney before you sign anything. How we compile this · Suggest a correction ·