Razorpay

Recheck against Razorpay's own documentation, which settles a question this listing could not answer before: Razorpay is an Indian processor, and almost every page of its documentation is stamped "Available in India".

That does not mean it only touches India, but it does mean the direction matters. Indian businesses use it to accept payments from customers in other countries, and foreign businesses use it to accept payments from Indian customers — for which Razorpay requires a purpose code and either an HS code or an Importer/Exporter Code, filed on its dashboard, which is an Indian regulatory requirement rather than a Razorpay one. Neither of those is the same as being able to onboard as a merchant in a second country, and Razorpay's "accept payments from 200+ countries" claim is about where a payer can be, not where a merchant can be. One country is recorded here, and the reason is written down.

The method set is unmistakably Indian: UPI with its own autopay variant and a published list of twenty-five UPI apps, netbanking, RuPay alongside Visa and Mastercard, EMI in four forms including no-cost EMI, e-mandate for recurring debits, pay later, Sodexo meal vouchers, cash on delivery, and eight wallets — PhonePe, Mobikwik, PayZapp, Ola Money, Airtel Money, Amazon Pay, JioMoney and PayPal. Four non-Indian methods exist for inbound international payments only: Giropay for Germany, Sofort for Europe, Trustly for the UK and Europe, and POLi for Australia.

The currencies are the twelve Razorpay names in writing alongside INR. It says it supports all major currencies "among others" without publishing the list, so this is a floor, not a ceiling. Four of the methods it documents — EMI, cardless EMI, cash on delivery and POLi — have no row in this directory's taxonomy and are recorded here in words instead.

Checked against Razorpay’s own documentation on 20 October 2026. Coverage changes; confirm anything you are about to build on.