PLIN

PLIN is the banks' answer to BCP's Yape: a P2P-and-merchant rail living inside each participating bank's app, settling in soles only. plin.pe calls it "transferir dinero entre personas naturales en soles de manera inmediata y gratuita", caps consumers at S/500 per operation and S/2,000 per day (receiving up to S/20,000 daily), and says payments can reach Yape users — but it never names an operator, so ownership of the scheme is undocumented on its own site.

For integrators the useful source is Bamboo Payment's dedicated page: country `PE`, PEN examples, code `PLN`, type Wallet. The flow is unusual — asynchronous, with no redirect ("Plin does not redirect the customer to a bank or to URLs configured by the Merchant"): the shopper picks Plin and their bank, gets a push notification, and has three non-configurable minutes to authorise before the order is CANCELLED. Only Interbank (003), BBVA (011) and Scotiabank (009) are listed there. Full and partial refunds are supported, asynchronously, with same-day partials and 00:00–08:00 requests queued to after 08:00 Peru time. Pagsmile documents Plin as a `channel` under method `Wallet`, both pay-in and payout, with currency fixed to PEN — the only payout evidence found.

Nobody large carries it. Adyen, Stripe, Airwallex, Antom, Checkout.com, Mollie, Rapyd, EBANX, Nuvei and Kushki document Yape for Peru but not Plin; dLocal mentions Plin only as a wallet that can scan a LigoPay QR, and Localpayment lists it as bank code 902, "NOT CONNECTED". Recurring billing, chargebacks and per-method limits are documented nowhere. Note: web-search budget was exhausted this run, so all findings come from direct documentation fetches.

Checked against PLIN’s own documentation on 21 October 2026. Coverage changes; confirm anything you are about to build on.