Payment methodATM, Bank TransferListed Mar 2026vietcombank.com.vnWebsite
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Vietcombank

Vietcombank is one of Vietnam's largest and most trusted banks, offering a wide array of payment services, including digital banking, credit cards, and bank transfers.

Vietcombank is one of Vietnam's largest and most trusted banks, offering a wide array of payment services, including digital banking, credit cards, and bank transfers. As a PSP, Vietcombank supports both local and international payments, making it ideal for e-commerce and retail transactions. With secure and efficient payment processing, Vietcombank offers businesses an integrated solution for handling online and offline transactions. It’s widely used by consumers and merchants in Vietnam for its reliability, security, and fast processing times.

1

markets

VietnamVN
2

currencies

USDVND
5

sectors served

CosmeticseCommerceFood & DrinkHealthcareSaaS
1

built on

APAPI

What Vietcombank costs

Merchants do not pay Vietcombank directly. Each payment provider that offers it sets its own rate, so compare a few and ask them to quote.

What you need to onboard

N/A

What the last check found

Vietcombank is a bank, and the only gateway documentation that names it treats it as a payout destination rather than a checkout method. dLocal's Vietnam payouts v3 page carries a "Bank codes" table under "Bank information" whose row reads "NHTMCP Ngoai Thuong Vietnam | Vietcombank (VCB) | 17". An integrator sending a `BANK_TRANSFER` payout to Vietnam supplies bank code 17 plus the account number; country is `VN` and the page states "For Vietnam, use `VND` or `USD`" (its country reference table shows `VND`). USD is stated for Vietnam payouts generally, not specifically for VCB — treat the VND row as the solid one.

Nothing supports this as a pay-in rail. There is no Vietcombank redirect, QR or internet-banking button in Adyen, Antom, Airwallex, Stripe, Checkout.com, Mollie, Worldline, 2C2P or dLocal's own Vietnam pay-in page. Vietnamese pay-ins reach banks through aggregators that deliberately do not name them: dLocal notes VTC Pay draws on "34 participating local banks" and VNPay QR on "33 mobile banking applications"; Antom's VietQR page refers only to "the bank or digital wallet app". So Vietcombank funds collections invisibly, via Napas/VietQR, with no bank-level selection to integrate against.

Documentation is silent on bank-transfer payout timing, cut-offs, refunds and reversals for Vietnam — dLocal describes only wallet transfers as real-time. No chargeback, recurring or 3DS semantics exist, as expected for a credit-transfer rail. EBANX does not cover Vietnam at all (23 documented countries, none Vietnamese). Vietcombank's own site documents retail digital banking (VCB Digibank/DigiBiz) but publishes no developer-facing acquiring or payout API.

Checked against Vietcombank’s own documentation on 21 October 2026. Coverage changes; confirm anything you are about to build on.

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Sources · 14

  1. dLocal — Payouts in Vietnam (v3) · docs.dlocal.comcountriescurrenciescapabilitiesUsed for The ONLY gateway source that names Vietcombank. Supports: country VN ("Country code. For Vietnam, use `VN`"); bank code 17 in the row "NHTMCP Ngoai Thuong Vietnam | Vietcombank (VCB) | 17" under the "Bank codes" block of the "Bank information" section; the payouts/withdrawals feature via BANK_TRANSFER; and currencies VND and USD ("Payout currency. For Vietnam, use `VND` or `USD`", country reference table currency = VND). Also supports the note that the page states nothing about bank-transfer timing, cut-offs, refunds or reversals.Checked 20 October 2026
  2. dLocal — Vietnam (pay-in payment methods) · docs.dlocal.commethodscapabilitiesUsed for Supports the finding that Vietcombank is NOT a pay-in method: dLocal's Vietnam catalogue lists cards, Napas (NS), VTC Pay (VT), Baokim (VB), VNPay (QR), 9Pay (NP), MoMo, ZaloPay and recurring variants, naming no individual bank. Also the quoted aggregation language "34 participating local banks" (VTC Pay) and "33 mobile banking applications" (VNPay QR), and that the page documents no payouts.Checked 20 October 2026
  3. Antom — Bank Transfer via VietQR · docs.antom.comcountriescurrenciesmethodscapabilitiesUsed for Supports that VietQR (the Napas rail Vietcombank sits behind) names no participating banks, referring only to "the bank or digital wallet app"; and the VietQR facts quoted for contrast: buyer country Vietnam, processing currency VND, code-scanning/deeplink flow, refunds within 180 days, recurring not supported.Checked 20 October 2026
  4. Antom — Payment methods catalogue (109 methods) · docs.antom.comcountriescurrenciesmethodsUsed for Negative evidence: read in full (both halves); contains no "Vietcombank" and no Vietnamese bank name. Its only VN methods are MoMo, Viettel Money, ZaloPay and Bank Transfer via VietQR, all buyer country Vietnam / currency VND.Checked 20 October 2026
  5. Adyen — Payment methods catalogue · docs.adyen.comUsed for Negative evidence: read in full (both halves); no Vietcombank or Vietnamese bank entry. Adyen's only Vietnam entries are MoMo (VN, processing VND, settlement USD), Napas card (redirect, VN) and Alipay (includes VN).Checked 20 October 2026
  6. Stripe — Payment method support matrix · docs.stripe.commethodsUsed for Negative evidence: grepped the fetched page for "vietnam", "VND", "vietcom", "VietQR" and "Napas" with zero matches — Stripe documents no Vietnamese method at all.Checked 20 October 2026
  7. Airwallex — Payment methods matrix · airwallex.commethodsUsed for Negative evidence: no Vietcombank or Vietnamese bank name; the only methods listing VN as shopper location are ShopeePay and SPayLater.Checked 20 October 2026
  8. EBANX docs index (llms.txt) · docs.ebanx.comcountriesUsed for Supports the note that EBANX does not cover Vietnam: its country-specific documentation spans 23 countries, none of them Vietnam, which is why the Vietnam country-overview URL pattern returns 404.Checked 20 October 2026
  9. Checkout.com docs index (llms.txt) · checkout.commethodsUsed for Negative evidence per the instruction to check a docs host's index before concluding nothing is published: the alphabetical payment-method list runs Venmo straight to Vipps, with no Vietnam, Vietcombank, VietQR or Napas page.Checked 20 October 2026
  10. 2C2P developer docs index (llms.txt) · developer.2c2p.comcountriesUsed for Negative evidence from a South-East Asia specialist: its only Vietnam pages are the two ZaloPay pages; no Vietcombank, Napas, VietQR or other Vietnamese bank page.Checked 20 October 2026
  11. Mollie docs index (llms.txt) · docs.mollie.commethodsUsed for Negative evidence: no Vietnam, Vietcombank or Vietnamese payment method page in Mollie's index.Checked 20 October 2026
  12. Rapyd docs index (llms.txt) · docs.rapyd.netmethodsUsed for Negative evidence: read in full (both halves); no Vietcombank page. The nearest APAC entry is VTC Pay (docs.rapyd.net/en/vtc-pay.md), a separate wallet method.Checked 20 October 2026
  13. Vietcombank — Wikipedia · en.wikipedia.orgthe companyUsed for Identity only (no coverage claims): full legal name "Joint Stock Commercial Bank for Foreign Trade of Vietnam" / "Ngân hàng TMCP Ngoại thương Việt Nam", joint-stock commercial bank, founded 1 April 1963, headquartered in Hanoi, State Bank of Vietnam holding 74.80% (2024), listed on HOSE as VCB, 131 branches and 536 transaction offices.Checked 20 October 2026
  14. Vietcombank official sitemap · vietcombank.com.vncapabilitiesintegrationsUsed for Supports the note that Vietcombank's own site documents retail digital banking only (VCB Digibank / DigiBiz pages, e.g. /en/Personal/SPDV/Ngan-hang-so) and publishes no developer-facing acquiring or payout API; checked per the instruction to inspect a sitemap before concluding nothing is published.Checked 20 October 2026

14 sources · last checked 21 October 2026 — each one says which claim it supports.

Compiled from public sources — verify with Vietcombank before you sign anything. How we compile this · Suggest a correction ·