Payment methodATM, Bank TransferListed Mar 2026bancoguayaquil.comWebsite
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Banco Guayaquil

Banco Guayaquil is a leading financial institution in Ecuador, providing a wide range of payment solutions, including bank transfers, online banking, and credit card payments.

Banco Guayaquil is a leading financial institution in Ecuador, providing a wide range of payment solutions, including bank transfers, online banking, and credit card payments. As a PSP, Banco Guayaquil offers secure, efficient payment processing for individuals and businesses. Its digital banking platform is trusted by consumers to make fast and secure transactions. Banco Guayaquil’s flexible payment options help merchants streamline their payment processes while offering reliable service to consumers in Ecuador.

1

markets

EcuadorEC
1

currencies

USD
5

sectors served

CosmeticseCommerceFood & DrinkHealthcareSaaS
1

built on

APAPI

What Banco Guayaquil costs

Merchants do not pay Banco Guayaquil directly. Each payment provider that offers it sets its own rate, so compare a few and ask them to quote.

What you need to onboard

N/A

What the last check found

A specific institution, not a category: Ecuador's second-largest private bank (es.wikipedia: founded 1923 as Sociedad Anónima Banco Italiano, "Banco de Guayaquil" from 1941, renamed Banco Guayaquil in 2014; USD 8.7bn assets in 2024). Ecuador is dollarised, so USD is the only currency any source shows.

It is not one payment method but one bank brand wearing three hats, and an integrator should know which they are buying. (1) Online-banking redirect: Kushki's Ecuador docs list "Banco de Guayaquil" as one of just two named banks for traditional transfers, 1–10,000 USD, with the shopper redirected to the bank to authorise a debit — and warn there is no request parameter to select the processor, so routing is account configuration, not API. (2) Cash at branch: Kushki's authorized-locations page lists "Banco Guayaquil" as a cash collection network in USD with no stated min or max; Banco del Barrio, listed separately at 500 USD max, is Banco Guayaquil's own correspondent-agent programme. PayRetailers' Ecuador market page likewise carries banco-guayaquil under both Cash and Online. (3) Payout destination: dLocal gives it bank code 017 for Ecuador payouts in USD.

Reachable only through aggregators — and few of them. Adyen, Stripe, Airwallex and Rapyd document no Ecuadorian methods at all; EBANX's Ecuador overview offers only cards and SafetyPay; dLocal's Ecuador pay-in page has no bank redirect. Documentation is silent on refunds, recurring and chargebacks for the transfer and cash rails; Kushki confines refund guidance to cards.

Checked against Banco Guayaquil’s own documentation on 20 October 2026. Coverage changes; confirm anything you are about to build on.

People at Banco Guayaquil

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Similar to Banco Guayaquil

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Sources · 12

  1. Kushki — Ecuador transfer payments, supported banks · docs.kushki.comcountriescurrenciesmethodslimits & timingUsed for Names "Banco de Guayaquil" as one of two banks for traditional bank transfer in Ecuador, with the amounts row "Banco de Guayaquil | 1 USD | 10,000 USD" — supports country EC, currency USD, and the min/max limits. Also states DeUna! is backed by Banco Pichincha (i.e. not Banco Guayaquil).Checked 20 October 2026
  2. Kushki — Ecuador cash payments, authorized locations · docs.kushki.comcurrenciesmethodslicensinglimits & timingUsed for Lists "Banco Guayaquil" as an authorized cash collection location in Ecuador with no stated minimum or maximum, amounts in USD, and lists Banco del Barrio separately at 500 USD max — supports the cash-at-branch rail and the USD currency.Checked 20 October 2026
  3. Kushki — Ecuador transfer payments, accept a payment · docs.kushki.comcurrencieslicensingcapabilitiesUsed for Supports the redirect flow claim (shopper sent to redirectUrl to authenticate with their bank and authorise the debit), the currency USD in request examples, and the statement that "There is no parameter in the request to select the processor". Also supports the silence on transfer refunds/voids.Checked 20 October 2026
  4. PayRetailers — Ecuador market page · payretailers.comcountriesmethodsUsed for Lists banco-guayaquil for Ecuador under both the Cash and the Online payment-method groups — a second gateway documenting the method and the country, and corroboration that it exists as both a cash and an online-banking rail.Checked 20 October 2026
  5. dLocal — Ecuador payouts (v3) · docs.dlocal.comcurrenciescapabilitiesUsed for Names "Banco de Guayaquil" with bank code 017 in the Ecuador payout bank-codes table and states USD as the Ecuador payout currency — the sole basis for the payouts feature.Checked 20 October 2026
  6. Banco Guayaquil — Wikipedia (ES) · es.wikipedia.orgthe companyUsed for Identity only: Ecuadorian universal bank based in Guayaquil, founded 1923 as Sociedad Anónima Banco Italiano, named Banco de Guayaquil from 1941 and Banco Guayaquil from 2014, second-largest Ecuadorian bank after Banco Pichincha, USD 8,728m assets in 2024, and the Banco del Barrio programme.Checked 20 October 2026
  7. dLocal — Ecuador pay-in payment methods · docs.dlocal.commethodsUsed for Negative finding: dLocal's Ecuador pay-in catalogue is cards plus Pago Efectivo (EF) and Deuna (QR), all USD, with no bank-transfer method and no mention of Banco Guayaquil.Checked 20 October 2026
  8. EBANX — Ecuador country overview · docs.ebanx.comcurrenciesUsed for Negative finding: EBANX documents only credit card, debit card and SafetyPay for Ecuador, all in USD as the only accepted currency, and does not mention Banco Guayaquil.Checked 20 October 2026
  9. Adyen — payment methods catalogue · docs.adyen.commethodsUsed for Negative finding: no payment method in Adyen's catalogue lists Ecuador (EC), and Banco Guayaquil does not appear.Checked 20 October 2026
  10. Stripe — payment method support matrix · docs.stripe.comUsed for Negative finding: the full fetched matrix contains no occurrence of Ecuador or Guayaquil (verified by grep over the saved page text).Checked 20 October 2026
  11. Rapyd — Americas payment method types · docs.rapyd.netcountriesUsed for Negative finding: Rapyd's Americas supported countries are Brazil, Chile, Colombia, Dominican Republic, El Salvador, Mexico, Peru, the United States and the US Virgin Islands — Ecuador is absent.Checked 20 October 2026
  12. Airwallex — payment methods matrix · airwallex.comUsed for Negative finding: the matrix never names Ecuador as a shopper location and does not mention Banco Guayaquil.Checked 20 October 2026

12 sources · last checked 21 October 2026 — each one says which claim it supports.

Compiled from public sources — verify with Banco Guayaquil before you sign anything. How we compile this · Suggest a correction ·