Payment methodATM, Bank TransferListed Mar 2026bca.co.idWebsite
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Bank Central Asia

Bank Central Asia (BCA) is one of the largest banks in Indonesia, offering various payment solutions such as credit card payments, bank transfers, and digital banking services.

Bank Central Asia (BCA) is one of the largest banks in Indonesia, offering various payment solutions such as credit card payments, bank transfers, and digital banking services. As a PSP, BCA provides secure and reliable payment processing for businesses and consumers across Indonesia. It supports both local and international transactions, making it an ideal payment solution for e-commerce businesses. BCA’s platform is widely trusted for its user-friendly interface and secure payment features, ensuring smooth transactions for users.

1

markets

IndonesiaID
1

currencies

IDR
5

sectors served

CosmeticseCommerceFood & DrinkHealthcareSaaS
1

built on

APAPI

What Bank Central Asia costs

Merchants do not pay Bank Central Asia directly. Each payment provider that offers it sets its own rate, so compare a few and ask them to quote.

What you need to onboard

N/A

What the last check found

PT Bank Central Asia Tbk (BCA) is Indonesia's largest private bank, headquartered at Menara BCA on Jalan MH Thamrin, Jakarta, licensed and supervised by Otoritas Jasa Keuangan and Bank Indonesia, and an LPS deposit-insurance member. As a payment method "BCA" is not a scheme but the bank's own pay-in rail: a virtual account number the shopper pays from BCA channels (ATM, m-BCA/m-Transfer, KlikBCA Individual). It is single-country, single-currency and only reachable through an aggregator.

Antom lists BCA as its own "online banking" method: buyer country Indonesia, processing currency IDR, acquirers AntomSG/HK/EU/US/UK, and marks refund, partial refund and chargeback/dispute all unsupported. Xendit documents it as channel code BCA_VIRTUAL_ACCOUNT, IDR 10,000-50,000,000, instant payment with T+1 business-day settlement, refunds not supported, no saved payment methods or merchant-initiated transactions. Midtrans exposes it as enabled_payments ["bca_va"] with a 24-hour default expiry. Rapyd documents the opposite direction: BANK CENTRAL ASIA (bank code 624) is a destination bank under the id_local_bank payout method, IDR 50,000-50,000,000.

BCA is conspicuously absent where you would expect it. Adyen's Virtual Accounts Indonesia (routed via DOKU), dLocal's Indonesia page and EBANX's Indonesia overview all document a generic "Virtual Accounts" method without naming any bank, so BCA cannot be confirmed from them. Airwallex's Indonesian Bank Transfer names seven banks (Mandiri, Danamon, CIMB Niaga, Permata, MayBank, BRI, BNI) and BCA is not among them. Stripe and Checkout.com document no Indonesian local methods at all. No source states 3D Secure or dispute rights, as this is a customer-pushed bank transfer.

Checked against Bank Central Asia’s own documentation on 21 October 2026. Coverage changes; confirm anything you are about to build on.

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Sources · 11

  1. Antom — Supported payment methods (BCA, online banking) · docs.antom.comcountriescurrenciesmethodscapabilitiesintegrationsthe companyUsed for Country Indonesia and processing currency IDR for a method branded exactly "BCA"; description "Bank Central Asia (BCA) is the largest and most valuable private bank in Indonesia"; acquirers AntomSG/HK/EU/US/UK and merchant entity locations SG/HK/EEA/US/UK; refund, partial refund and chargeback/dispute all marked unsupported; supported integrations (API-only, hosted/embedded checkout, web and mobile elements).Checked 20 October 2026
  2. Xendit — BCA Virtual Account · docs.xendit.cocountriescurrenciesmethodslimits & timingcapabilitiesvolumesUsed for Bank named "Bank Central Asia (BCA)", channel code BCA_VIRTUAL_ACCOUNT, country ID, currency IDR, min 10,000 / max 50,000,000 IDR, unique VA number per transaction, payer channels m-BCA/m-Transfer, KlikBCA Individual and ATM, refunds not supported, no saved methods or merchant-initiated transactions, instant payment with T+1 business-day settlement.Checked 20 October 2026
  3. Midtrans — BCA Virtual Account · docs.midtrans.commethodslimits & timingcapabilitiesintegrationsUsed for "BCA Virtual Account is a bank transfer payment method offered by Bank BCA"; API value enabled_payments ["bca_va"]; payer channels KlikBCA, m-BCA and ATM; default 24-hour expiry (min 20s, max 180 days); no refund statement on the page.Checked 20 October 2026
  4. Rapyd — Bank Payout Indonesia · docs.rapyd.netcountriescurrenciesmethodscapabilitiesUsed for The payouts feature: BANK CENTRAL ASIA listed as a supported destination bank (bank code 624) under the id_local_bank payout method, payout currency IDR, beneficiary country ID, min 50,000 / max 50,000,000 IDR.Checked 20 October 2026
  5. BCA — official site (English) · bca.co.idlicensingUsed for Identity and regulator: "BCA is licensed and supervised by Financial Services Authority (Otoritas Jasa Keuangan) & Bank Indonesia", LPS deposit-insurance membership, head office Menara BCA, Jalan MH Thamrin, Jakarta, and the KlikBCA / myBCA digital channels.Checked 20 October 2026
  6. Airwallex — Indonesian Bank Transfer · airwallex.comcountriescurrenciesmethodscapabilitiesUsed for Evidence that BCA is NOT universally covered: this rail's supported banks are Mandiri, Danamon, CIMB Niaga, Permata, MayBank, BRI and BNI, with BCA absent; shopper region ID, processing currency IDR, refunds and partial refunds unsupported.Checked 20 October 2026
  7. Adyen — Payment methods catalog · docs.adyen.comcountriesmethodscapabilitiesUsed for Adyen's only Indonesian bank rail is "Virtual Accounts Indonesia" (DOKU), online banking, country ID, processing IDR / settlement USD, refunds enabled — with no bank names such as BCA stated anywhere on the page.Checked 20 October 2026
  8. dLocal — Indonesia · docs.dlocal.commethodsUsed for dLocal's Indonesia method list (Virtual Accounts code VS, all IDR) names no individual bank, so BCA coverage cannot be confirmed from dLocal docs.Checked 20 October 2026
  9. EBANX — Indonesia country overview · docs.ebanx.commethodsUsed for EBANX's Indonesia methods (DANA, GoPay, OVO, ShopeePay, Virtual Accounts, IDR only) name no individual bank, so BCA coverage cannot be confirmed from EBANX docs.Checked 20 October 2026
  10. Checkout.com — docs index (llms.txt) · checkout.commethodsUsed for Confirming by index, not by guessed URL, that Checkout.com publishes no Indonesian local method or BCA/virtual-account page.Checked 20 October 2026
  11. Stripe — Payment method support · docs.stripe.commethodsUsed for Confirming Stripe documents no Indonesian method: the page contains no occurrence of Indonesia, IDR or BCA.Checked 20 October 2026

11 sources · last checked 21 October 2026 — each one says which claim it supports.

Compiled from public sources — verify with Bank Central Asia before you sign anything. How we compile this · Suggest a correction ·