Payment methodATM, Bank TransferListed Mar 2026cimb.comWebsite
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CIMB

CIMB is a leading Southeast Asian bank, providing a wide range of payment solutions such as credit cards, bank transfers, and mobile banking.

CIMB is a leading Southeast Asian bank, providing a wide range of payment solutions such as credit cards, bank transfers, and mobile banking. As a PSP, CIMB facilitates secure and efficient payment processing for both individuals and businesses, particularly in Malaysia, Indonesia, and Singapore. Its digital platform supports local and international transactions, making it ideal for e-commerce merchants. CIMB is trusted for its robust security features, fast processing times, and comprehensive financial services, making it a reliable payment provider.

3

markets

IndonesiaIDMalaysiaMYSingaporeSG
3

currencies

IDRMYRSGD
5

sectors served

CosmeticseCommerceFood & DrinkHealthcareSaaS
1

built on

APAPI

What CIMB costs

Merchants do not pay CIMB directly. Each payment provider that offers it sets its own rate, so compare a few and ask them to quote.

What you need to onboard

N/A

What the last check found

CIMB is a Malaysian universal bank — CIMB Group describes itself as "a leading universal bank across ASEAN" with "Coverage 10 Markets" (7 ASEAN), RM794.9bn total assets as at 30 June 2026. In a payments directory "CIMB" is not one rail but two single-bank rails in two countries, and gateways name them separately.

Malaysia: a bank redirect. Rapyd documents it as `my_cimb_bank`, category "Bank Redirect (Malaysia)", MYR. This is CIMB's leg of FPX — Xendit's FPX page lists CIMB among ~23 participating banks, channel codes following its `{Bank Name}_FPX` / `{Bank Name}_FPX_BUSINESS` pattern, min 1 MYR, max 30,000 MYR retail and 1,000,000 MYR business, settlement T+2.

Indonesia: a CIMB Niaga virtual account. Rapyd calls it "CIMB Virtual Account (Indonesia)", `id_cimb_bank`, "Bank Transfer (Indonesia)", IDR, no limit when the payer banks with CIMB and 25,000,000 IDR otherwise, settlement 2–3 days. Midtrans documents the same thing as `cimb_va`, "facilitated by Bank CIMB Niaga", payable from any Indonesian bank account, default 24-hour expiry (configurable, "min 20s, max 180 days").

Integrators should note a contradiction between sources: Rapyd states refunds and recurring are supported and disputes/chargebacks are not; Xendit states FPX refunds are not supported at all. Nobody states partial refunds, and no source mentions 3D Secure (it does not apply to a bank redirect). Payouts are documented only generically: Rapyd's `id_local_bank` lists CIMB NIAGA as bank code 022, and `my_local_bank` lists CIMB Bank (CIBBMYKL), CIMB Islamic (CTBBMYKL) and CIMB Investment (COIMMYKL).

Adyen, Airwallex, Antom and dLocal all cover these markets but only in aggregate — "FPX Online Banking Malaysia", "Virtual Accounts Indonesia", "Indonesian Bank Transfer" — so CIMB is reachable through them without being named. EBANX publishes no Malaysia market page. CIMB's own site publishes no merchant acceptance documentation; this rail is reachable only through an aggregator.

Checked against CIMB’s own documentation on 21 October 2026. Coverage changes; confirm anything you are about to build on.

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Sources · 14

  1. CIMB — Rapyd Payment Method Types (APAC) · docs.rapyd.netcountriescurrenciesmethodslimits & timingcapabilitiesUsed for The only gateway page dedicated to CIMB by name. Source for both countries (Malaysia, Indonesia) and both currencies (MYR, IDR); the payment request strings my_cimb_bank and id_cimb_bank; categories "Bank Redirect (Malaysia)" and "Bank Transfer (Indonesia)"; the name "CIMB Virtual Account (Indonesia)"; refunds/reversals supported; recurring payments supported; disputes/chargebacks NOT supported; settlement 2-3 days; the 25,000,000 IDR cross-bank limit and no limit when payer banks with CIMB.Checked 20 October 2026
  2. CIMB Virtual Account — Midtrans API Reference · docs.midtrans.comlimits & timingcapabilitiesintegrationsUsed for Second gateway documenting CIMB by name. Source for the Indonesian leg being "facilitated by Bank CIMB Niaga"; the API string cimb_va; payable "using any Indonesian Bank account" via ATM, mobile, internet banking; default 24-hour expiry configurable "min 20s, max 180 days"; open vs close amount VAs; and the fact that refunds and recurring are NOT mentioned there (hence not claimed from this source).Checked 20 October 2026
  3. FPX Online Banking — Xendit Docs · docs.xendit.cocountriescurrencieslimits & timingcapabilitiesUsed for Source for CIMB appearing as an FPX participating bank in Malaysia with the {Bank Name}_FPX / {Bank Name}_FPX_BUSINESS channel-code pattern; country MY and currency MYR; FPX min 1 MYR, max 30,000.00 MYR and 1,000,000.00 MYR business; T+2 settlement; and the conflicting statement that FPX refunds are NOT supported.Checked 20 October 2026
  4. Bank Payout Indonesia (id_local_bank) — Rapyd · docs.rapyd.netcurrenciesmethodslimits & timingcapabilitiesUsed for Source for the payouts feature: CIMB NIAGA listed as a supported beneficiary bank with bank code 022 under payout method id_local_bank, payout currency IDR, limits 50,000-50,000,000 IDR.Checked 20 October 2026
  5. Bank Payout Malaysia (my_local_bank) — Rapyd · docs.rapyd.netcurrencieslimits & timingcapabilitiesUsed for Source for the payouts feature on the Malaysian side: CIMB Bank (CIBBMYKL / CIBBMYKA), CIMB Islamic Bank (CTBBMYKL) and CIMB Investment Bank (COIMMYKL) listed as beneficiary banks under my_local_bank, payout currency MYR, limits 1.00-999,999 MYR.Checked 20 October 2026
  6. About Us — CIMB Group · cimb.comcountriesintegrationsthe companyUsed for Identity only: "a leading universal bank across ASEAN", "Coverage 10 Markets" (Malaysia, Indonesia, Singapore, Thailand, Philippines, Vietnam, Cambodia plus Hong Kong, UK, Shanghai), "From our roots in Malaysia", RM794.9 billion total assets as at 30 June 2026, and the CIMB Niaga (Indonesia) subsidiary name. Note: this page states no merchant acceptance or integration detail.Checked 20 October 2026
  7. Payment methods — Adyen Docs catalogue · docs.adyen.comcountriesmethodscapabilitiesUsed for Negative evidence: CIMB is not named anywhere in Adyen's 113-method catalogue; Adyen covers these markets only as "FPX Online Banking Malaysia" (MY, MYR processing, MYR/USD settlement, refunds and partial refunds) and "Virtual Accounts Indonesia" (ID, IDR processing, USD settlement, refunds).Checked 20 October 2026
  8. Payment methods — Airwallex Docs matrix · airwallex.comcountriescurrenciesmethodscapabilitiesUsed for Negative evidence: no CIMB entry; Airwallex covers these markets only as "FPX" (shopper location MY, presentment MYR, refunds and partial refunds) and "Indonesian Bank Transfer" (shopper location ID, presentment IDR).Checked 20 October 2026
  9. Payment methods — Antom Docs · docs.antom.comcountriescapabilitiesUsed for Negative evidence: read in full (both halves of the page) with no CIMB entry; Antom names other Indonesian banks such as BCA but not CIMB, and covers Malaysia only via "FPX" (buyer country Malaysia, MYR, merchant entities SG/HK/US/EEA/UK/MY, refunds and partial refunds).Checked 20 October 2026
  10. Malaysia — dLocal Docs country page · docs.dlocal.commethodscapabilitiesUsed for Negative evidence: dLocal's Malaysia page names Maybank individually but has no CIMB entry; it offers only the aggregate "FPX" bank transfer (MYR, redirect, min 5 MYR, refunds).Checked 20 October 2026
  11. Indonesia — dLocal Docs country page · docs.dlocal.commethodscapabilitiesUsed for Negative evidence: no CIMB entry; dLocal's Indonesian bank coverage is the generic "Virtual Accounts (VS)" method in IDR, and no payout capability is documented for any Indonesian method.Checked 20 October 2026
  12. Indonesia country overview — EBANX Docs · docs.ebanx.comcountriescurrenciescapabilitiesUsed for Negative evidence: EBANX's Indonesia page lists DANA, GoPay, OVO, ShopeePay, Virtual Accounts, OVO Recurring and DANA Recurring, naming no individual bank; IDR is the only accepted currency. The equivalent Malaysia country-overview path returns 404, so EBANX publishes no Malaysia market page.Checked 20 October 2026
  13. 2C2P developer docs index (llms.txt) · developer.2c2p.comUsed for Negative evidence checked via the docs host's own published index rather than guessed paths: no 2C2P page mentions CIMB; FPX appears only in an agent-code reference note.Checked 20 October 2026
  14. Rapyd docs index (llms.txt) · docs.rapyd.netmethodsUsed for How the CIMB page was located without guessing a URL: the index lists https://docs.rapyd.net/en/cimb.md under Payment Method Types > APAC.Checked 20 October 2026

14 sources · last checked 21 October 2026 — each one says which claim it supports.

Compiled from public sources — verify with CIMB before you sign anything. How we compile this · Suggest a correction ·