Elo
Elo is a major Brazilian domestic card network offering debit, credit, and prepaid cards with EMV and 3-D Secure authentication.
Elo is a major Brazilian domestic card network offering debit, credit, and prepaid cards with EMV and 3-D Secure authentication. Merchants process Elo cards through local Brazilian acquiring infrastructure, benefiting from strong security and high domestic adoption. Elo supports e-commerce, POS, and contactless payments. Ideal for merchants targeting Brazil’s large card market, offering deep local acceptance and integration into national financial rails.
What Elo costs
Merchants do not pay Elo directly. Each payment provider that offers it sets its own rate, so compare a few and ask them to quote.
What the last check found
Nuvei's integration data records this as an acceptance method rather than a payout rail: it takes payments and supports refunds, but money cannot be sent out through it. The distinction matters because a "supported payment methods" list treats paying in and paying out as the same thing, and for most local rails they are not — of the methods checked in this pass, far more accept money than return it.
A single-country method, in Brazil, documented by Adyen and Nuvei. Nothing wrong with that — a domestic rail is usually the cheapest and highest-converting way to be paid in its own market, and the reason to care about it is precisely that it is the local default rather than a global option.
Adyen files it under "Credit and debit cards", and states it supports 3D Secure, Chargebacks, Multiple partial captures, Multiple partial refunds, Partial captures, Partial refunds, Recurring and Separate captures. Its catalog is the one place in this industry that publishes a method's countries, its processing currencies and its settlement currencies separately, which is the difference between what a customer can be charged in and what a merchant can be paid in.
Checked against Elo’s own documentation on 20 October 2026. Coverage changes; confirm anything you are about to build on.
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Sources · 2
- Adyen Docs — payment methods catalog · docs.adyen.comUsed for countries, processing and settlement currencies, and supported features for Elo, as Adyen documents itChecked 20 October 2026
- Nuvei — APMs per currency and country (January 2026) · docs.nuvei.comUsed for countries, currencies and whether the method supports deposits, refunds and withdrawals for Elo, as Nuvei documents itChecked 20 October 2026
2 sources · last checked 21 October 2026 — each one says which claim it supports.
Compiled from public sources — verify with Elo before you sign anything. How we compile this · Suggest a correction ·