American Express
American Express is a global card network and issuer offering credit, charge, and corporate cards with premium benefits.
American Express is a global card network and issuer offering credit, charge, and corporate cards with premium benefits. Merchants process Amex transactions through standard card schemes, receiving fast authorization and settlement. Amex assumes credit risk and supports advanced fraud management. Though fees are typically higher, merchants gain access to high-spending customers, corporate travelers, and loyalty-driven cardholders. Ideal for travel, luxury retail, services, and professional sectors.
payment methods
What American Express costs
Merchants do not pay American Express directly. Each payment provider that offers it sets its own rate, so compare a few and ask them to quote.
What the last check found
Documented by Adyen, Antom and Airwallex across 46 countries: the United Arab Emirates, Austria, Australia, Belgium, Bulgaria, Brazil, Canada, Switzerland, Cyprus, the Czech Republic and 36 more, in 31 currencies (AED, AUD, CAD, CHF, CNY, DKK, EGP, EUR, GBP, HKD and 21 more).
Adyen files it under "Credit and debit cards", and states it supports 3D Secure, Chargebacks, Delayed captures, Disputes, Multiple partial captures, Multiple partial refunds, Partial captures, Partial refunds, Recurring and Recurring payments. Its catalog is the one place in this industry that publishes a method's countries, its processing currencies and its settlement currencies separately, which is the difference between what a customer can be charged in and what a merchant can be paid in.
One constraint that is easy to miss: a provider documenting this method also states where the MERCHANT has to be incorporated for it to be offered — Hong Kong, Japan, Singapore and the United States. Where a shopper can pay from and where a business can be registered are different questions, and it is the second one that decides whether you can sign at all.
This pass adds coverage rather than confirming it: the listing held 0 countries and the gateway documentation states 46. Nothing was removed — the earlier rows stand — but the figure now has a source behind it.
Checked against American Express’s own documentation on 20 October 2026. Coverage changes; confirm anything you are about to build on.
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Sources · 3
- Adyen Docs — payment methods catalog · docs.adyen.comUsed for countries, processing and settlement currencies, and supported features for American Express, as Adyen documents itChecked 20 October 2026
- Antom Docs — payment methods · docs.antom.comUsed for buyer countries, merchant entity locations and processing currencies for American Express, as Antom documents itChecked 20 October 2026
- Airwallex Docs — payment methods · airwallex.comUsed for shopper locations and presentment currencies for American Express, as Airwallex documents itChecked 20 October 2026
3 sources · last checked 21 October 2026 — each one says which claim it supports.
Compiled from public sources — verify with American Express before you sign anything. How we compile this · Suggest a correction ·