Payment methodMobile / USSDListed Mar 2026safaricom.co.keWebsite
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M-Pesa

M-Pesa is a mobile money (USSD) wallet widely used in Kenya, Tanzania, and other African markets.

M-Pesa is a mobile money (USSD) wallet widely used in Kenya, Tanzania, and other African markets. Customers fund wallets via agents, bank transfers, or mobile integration, then authorize payments via USSD, SIM toolkit, or app. Merchants receive instant settlement with low fraud risk and broad consumer reach. M-Pesa is vital for cash-light environments, supporting e-commerce, utilities, remittances, and retail payments across East Africa.

What M-Pesa costs

Merchants do not pay M-Pesa directly. Each payment provider that offers it sets its own rate, so compare a few and ask them to quote.

What the last check found

Nuvei's integration data records this as an acceptance method rather than a payout rail: it takes payments and supports refunds, but money cannot be sent out through it. The distinction matters because a "supported payment methods" list treats paying in and paying out as the same thing, and for most local rails they are not — of the methods checked in this pass, far more accept money than return it.

Documented by Nuvei across 2 countries: Kenya and Tanzania, in 2 currencies (KES and USD).

Checked against M-Pesa’s own documentation on 20 October 2026. Coverage changes; confirm anything you are about to build on.

People at M-Pesa

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Similar to M-Pesa

Sources · 1

  1. Nuvei — APMs per currency and country (January 2026) · docs.nuvei.comcountriescurrenciesmethodscapabilitiesUsed for countries, currencies and whether the method supports deposits, refunds and withdrawals for M-Pesa, as Nuvei documents itChecked 20 October 2026

1 source · last checked 21 October 2026 — each one says which claim it supports.

Compiled from public sources — verify with M-Pesa before you sign anything. How we compile this · Suggest a correction ·