Provider & methodBank Transfer, CardsListed Mar 2026mercadopago.com.arWebsite
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Mercado Pago

Mercado Pago is the payment platform of Mercado Libre, Latin America's largest e-commerce company. It offers a wide range of payment solutions, including credit/debit cards, bank transfers, and digital wallets.

Mercado Pago is the payment platform of Mercado Libre, Latin America's largest e-commerce company. It offers a wide range of payment solutions, including credit/debit cards, bank transfers, and digital wallets. Mercado Pago allows businesses to securely process payments in various Latin American countries. The platform also enables customers to make payments online or in-store, providing a seamless experience. Mercado Pago supports local payment methods and is an ideal solution for businesses looking to expand in Latin America.

3

payment methods

BoletoMercado PagoPIX
7

markets

ArgentinaARBrazilBRChileCLColombiaCOMexicoMXPeruPEUruguayUY
12

currencies

ARSBRLCLPCOPCRCDOPEURMXNPABPENUSDUYU
5

sectors served

CosmeticseCommerceFood & DrinkHealthcareSaaS
1

built on

APAPI
5

providers who accept it

AntomdLocalEBANXNuveiOrca

What Mercado Pago costs

Mercado Pago quotes per merchant. What you are offered depends on your volume, your industry, the countries you sell in, your card mix and your risk profile — so a published headline rate would not be your rate. Ask them for a quote against your own numbers.

What the last check found

Mercado Pago is MercadoLibre's fintech arm — Delaware-incorporated, headquartered in Montevideo, founded in Argentina, originally the marketplace's escrow layer. It is both a full acquiring-and-checkout stack a merchant integrates directly and a wallet other PSPs resell as an APM, which is why six directory providers list it as a method.

Coverage is published, and it is exactly seven countries. The developer docs' country switcher offers only AR, BR, CL, CO, MX, PE, UY; the API reference enumerates seven site codes (MLA, MLB, MLC, MCO, MLM, MPE, MLU) and no others; the Salesforce Commerce Cloud page states availability as literally "AR BR CL CO MX PE UY"; Spreedly onboards merchants in the same seven. The recorded countries and currencies are correct.

One trap worth recording. MercadoLibre's FY2025 10-K says "our fintech platform, Mercado Pago, is present in 8 countries," adding Ecuador. mercadopago.com.ec does resolve and carries site code MEC, but its robots.txt names no sitemap, it has no merchant landing pages, and Ecuador appears nowhere in the developer docs or API reference. Ecuador is a consumer/wallet market, not one a merchant can integrate — seven is the right answer for this directory, but anyone citing the 10-K will get eight.

Mercado Pago publishes no currency list at all: no ISO code appears in either of its llms.txt files, and the per-country payment-method list is only retrievable via an authenticated GET /v1/payment_methods. The seven-currency mapping here comes from gateway docs (Solidgate, Cybersource/Thunes), not the vendor.

Integration facts that matter: credentials are bound to one country and one currency, so there is no multi-country account — a regional merchant needs seven separate integrations. Foreign cards work, but the shopper pays in the seller's currency with the issuer handling conversion. Orders API is the default for AR/BR/MX while CL/CO/PE/UY still use /v1/payments; Point is unavailable in CO/PE/UY and QR in MX/CO/PE. Documentation quality is unusually high — a real llms.txt, `.md` on any doc URL, and an MCP server.

Checked against Mercado Pago’s own documentation on 20 October 2026. Coverage changes; confirm anything you are about to build on.

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Sources · 20

  1. Antom Docs — payment methods · docs.antom.comcountriescurrenciesthe companyUsed for buyer countries, merchant entity locations and processing currencies for Mercado Pago, as Antom documents itChecked 20 October 2026
  2. Nuvei — APMs per currency and country (January 2026) · docs.nuvei.comcountriescurrenciesmethodscapabilitiesUsed for countries, currencies and whether the method supports deposits, refunds and withdrawals for Mercado Pago, as Nuvei documents itChecked 20 October 2026
  3. API Reference - Mercado Pago Developers · mercadopago.com.brcountriescurrenciesUsed for Enumerates exactly seven site codes (MLA, MLB, MLC, MCO, MLM, MPE, MLU) and a docs country switcher listing only Argentina, Brasil, Chile, Colombia, México, Perú, Uruguay — Ecuador absent entirely. Also the statement that a shopper pays in the seller's currency with the issuing institution doing conversion, and that some options are 'only available for Argentina, Brazil and Mexico'.Checked 20 October 2026
  4. Salesforce Commerce Cloud - Mercado Pago Developers · mercadopago.com.brcountriesUsed for States availability by country verbatim as 'AR BR CL CO MX PE UY' for both Checkout Pro and Checkout Transparente — the vendor's own published country list, supporting publishes_coverage=true and the seven recorded countries.Checked 20 October 2026
  5. Mercado Pago Developers llms.txt (documentation index) · mercadopago.com.brcountriescurrenciesintegrationsUsed for Confirms a genuine machine-readable docs index exists; contains the 'Recommended API by country' block (Orders API default for MLA/MLB/MLM, /v1/payments for MLC/MCO/MPE/MLU; Point unavailable in MCO/MPE/MLU; QR unavailable in MLM/MCO/MPE) and contains no ISO currency codes, evidencing that currencies are not published.Checked 20 October 2026
  6. Integrate Mercado Pago with AI - Mercado Pago Developers · mercadopago.com.brUsed for Names the real llms.txt locations (/developers/en/docs/llms.txt and /developers/en/reference/llms.txt) and the '.md on any doc URL' convention, plus the Mercado Pago MCP server — the documentation-quality claim.Checked 20 October 2026
  7. robots.txt - Mercado Pago Argentina · mercadopago.com.arcountriesUsed for Names the real sitemap index (site code MLA). Comparing robots.txt across country hosts showed sitemaps for AR/BR/CL/CO/MX/PE/UY but none for mercadopago.com.ec — evidence Ecuador has no merchant-facing presence. Site-root /llms.txt and /sitemap.xml are soft-404s.Checked 20 October 2026
  8. MercadoLibre Inc - Form 10-K - FY2025 · sec.govcountriesintegrationsthe companyUsed for Ownership and identity; cover page gives Delaware incorporation and principal executive offices at Montevideo, Uruguay (home_country=UY). Also the verbatim claim 'our fintech platform, Mercado Pago, is present in 8 countries (Argentina, Brazil, Mexico, Chile, Colombia, Peru, Uruguay and Ecuador)' — the eight-vs-seven discrepancy discussed in notes.Checked 20 October 2026
  9. Mercado Pago - Solidgate APM documentation · docs.solidgate.comcountriescurrenciesmethodsUsed for Independent gateway-doc confirmation of exactly the seven recorded countries (AR, BR, CL, CO, MX, PE, UY) and the seven recorded currencies (ARS, BRL, CLP, COP, MXN, PEN, UYU); classifies Mercado Pago as a digital wallet APM, supporting its dual provider/method nature.Checked 20 October 2026
  10. MercadoPago gateway guide - Spreedly · developer.spreedly.comcountriescurrenciesmethodsintegrationsUsed for The seven supported country codes; the key integration constraint that credentials are tied to one country and one currency and the country value must match the access_token; and payment methods: credit_card, debit_card, account_money wallet, Yape (Peru-only), Apple Pay (AR/BR/CL/CO/MX/PE), PSE.Checked 20 October 2026
  11. MercadoPago fact sheet - Spreedly · developer.spreedly.comcountriesUsed for Merchant onboarding countries listed verbatim as 'Argentina, Brazil, Chile, Colombia, Mexico, Peru, Uruguay' — independent confirmation of the seven-country merchant footprint and of integrable_alone.Checked 20 October 2026
  12. MercadoPago Transaction Requests - Cybersource/Thunes · developer.cybersource.comcountriescurrenciesUsed for Explicit country-to-currency mapping for four of the seven markets: Argentina AR/ARS, Brazil BR/BRL, Chile CL/CLP, Mexico MX/MXN — corroborating the currency codes that Mercado Pago itself does not publish.Checked 20 October 2026
  13. Other payment methods - Mercado Pago Checkout Transparente docs · mercadopago.com.brcountriesmethodsUsed for Confirms card, Pix and boleto bancário as supported methods, and that the complete per-country payment-method list is only obtainable via an authenticated GET /v1/payment_methods — i.e. not published.Checked 20 October 2026
  14. Available payment methods by country - Mercado Pago docs · mercadopago.com.brmethodsUsed for Card brands and card types accepted: credit (Visa, Mastercard, American Express, Hipercard, Elo), debit, and prepaid (Visa, Mastercard) — supporting the credit/debit/prepaid card entries in methods.Checked 20 October 2026
  15. Mercado Pago Developers - Reference llms.txt · mercadopago.com.brcountriescurrenciesintegrationsUsed for The actual location of the seven-site-code enumeration (not the /reference landing page): the 'Recommended API by country' block reads 'MLA, MLB, MLM -> Orders API as default' and 'MLC, MCO, MPE, MLU -> Payments API (/v1/payments) as default', plus 'Point not available in MCO, MPE, MLU' and 'QR not available in MLM, MCO, MPE'. Word-boundary grep of this file (73,402 bytes) plus the docs llms.txt (542,836 bytes) returns ZERO ISO currency codes and zero occurrences of 'currenc', 'moneda' or 'divisa', and zero occurrences of 'MEC' or 'Ecuador' - hard evidence that currencies are unpublished and that Ecuador has no developer-platform presence.Checked 20 October 2026
  16. Mercado Pago Ecuador - sell-online-payments page (soft 404) · mercadopago.com.eccountriespricingUsed for The decisive evidence that Ecuador is not an acceptance market, and a stronger argument than the record's robots.txt reasoning: this merchant-facing path, plus /costs-section and /cuenta-digital, each return HTTP 200 while serving an identical 5,737-byte error page titled 'La pagina que buscas ya no existe'. The .ec host has no merchant landing, pricing or product pages at all.Checked 20 October 2026
  17. Mercado Pago Ecuador MEC sitemap index (soft 404) · mercadopago.com.ecUsed for Checked the MEC-site-code sitemap path by analogy with the working MLA and MLC paths, to distinguish 'not published' from 'researcher missed it'. It returns HTTP 200 but serves the same soft-404 error page, confirming no Ecuador sitemap exists and that the record's conclusion is right even though its stated reason (absence of a Sitemap line in robots.txt) was weaker than claimed.Checked 20 October 2026
  18. Mercado Pago Ecuador robots.txt · mercadopago.com.ecUsed for Corrects a flaw in the record's source 5. The .ec host does serve a real robots.txt (HTTP 200) with Mercado Pago-specific rules including /checkout/*, /registration-mp*, /point/preference* and /point/buyingflow*; it simply has no Sitemap: line. Boilerplate disallow rules shared across hosts are not evidence of a live product, so the soft-404 merchant pages should carry this argument instead.Checked 20 October 2026
  19. Mercado Pago Chile robots.txt · mercadopago.clUsed for Corrects a host error in the record's source 5, which refers to mercadopago.com.cl. The real Chile host is mercadopago.cl and it does carry 'Sitemap: https://www.mercadopago.cl/seo/sitemaps/files/cm_landing_www/MLC/sitemap_index.xml', so the seven-host sitemap comparison still holds once the host is corrected.Checked 20 October 2026
  20. Mercado Pago Ecuador help centre · mercadopago.com.ecUsed for Establishes that Ecuador is a real corporate and consumer presence but not a merchant one: the page is genuine (85,741 bytes, unlike the soft-404s) and its footer reads 'Copyright 2026 MercadoLibre Ecuador Cia. Ltda. Av. Amazonas N39-61' with an 'Abrir cuenta gratis' signup, yet it contains zero occurrences of the seller terms cobrar, link de pago, Point, QR, negocio, checkout or tienda.Checked 20 October 2026

20 sources · last checked 21 October 2026 — each one says which claim it supports.

Compiled from public sources — verify with Mercado Pago before you sign anything. How we compile this · Suggest a correction ·