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Mercado Pago vs PayPal

Mercado Pago covers 7 countries and PayPal covers 201; they overlap in 7, with 0 served only by Mercado Pago and 194 only by PayPal. Mercado Pago supports 3 payment methods and PayPal 9, 1 of them in common. Neither publishes standard pricing — both quote fees per merchant.

Mercado Pago and PayPal at a glance

Mercado PagoPayPal
TypeProvider & methodProvider & method
Headquarters
Founded
Part of
Countries covered7201
Payment methods39
Currencies12 — ARS, BRL, CLP, COP, CRC, DOP…25 — AUD, BRL, CAD, CHF, CNY, CZK…
PricingOn requestOn request
Settlement
RegulatorsFinancial Conduct Authority (FCA)
CategoriesBank Transfer, CardsACH, BNPL, Bank Transfer, Cards, Crypto, Direct Debit, Open Banking, Remittance, Wallet
IndustriesCosmetics, Food & Drink, Healthcare, SaaS, eCommerceCharity, Cosmetics, Crypto, Food & Drink, Forex / CFD, Healthcare, SaaS, Travel, eCommerce, iGaming

Countries

7 in common · 0 only Mercado Pago · 194 only PayPal

Only Mercado Pago

None — PayPal covers every country Mercado Pago does.

Only PayPal

AlbaniaALAlgeriaDZAndorraADAngolaAOAnguillaAIAntigua and BarbudaAGArmeniaAMArubaAWAustraliaAUAustriaATAzerbaijanAZBahamasBSBahrainBHBarbadosBBBelarusBYBelgiumBEBelizeBZBeninBJBermudaBMBhutanBTBoliviaBOBosnia and HerzegovinaBABotswanaBWBritish Virgin IslandsVGBruneiBNBulgariaBGBurkina FasoBFBurundiBICabo VerdeCVCambodiaKHCameroonCMCanadaCACayman IslandsKYChadTDChinaCNComorosKMCongoCGCongo (DRC)CDCook IslandsCKCosta RicaCRCroatiaHRCyprusCYCzech RepublicCZCôte d'IvoireCIDenmarkDKDjiboutiDJDominicaDMDominican RepublicDOEcuadorECEgyptEGEl SalvadorSVEritreaEREstoniaEEEswatiniSZEthiopiaETFalkland IslandsFKFaroe IslandsFOFijiFJFinlandFIFranceFRFrench GuianaGFFrench PolynesiaPFGabonGAGambiaGMGeorgiaGEGermanyDEGibraltarGIGreeceGRGreenlandGLGrenadaGDGuadeloupeGPGuatemalaGTGuineaGNGuinea-BissauGWGuyanaGYHondurasHNHong KongHKHungaryHUIcelandISIndiaINIndonesiaIDIrelandIEIsraelILItalyITJamaicaJMJapanJPJordanJOKazakhstanKZKenyaKEKiribatiKIKuwaitKWKyrgyzstanKGLaosLALatviaLVLesothoLSLiechtensteinLILithuaniaLTLuxembourgLUMadagascarMGMalawiMWMalaysiaMYMaldivesMVMaliMLMaltaMTMarshall IslandsMHMartiniqueMQMauritaniaMRMauritiusMUMayotteYTMicronesiaFMMoldovaMDMonacoMCMongoliaMNMontenegroMEMontserratMSMoroccoMAMozambiqueMZNamibiaNANauruNRNepalNPNetherlandsNLNew CaledoniaNCNew ZealandNZNicaraguaNINigerNENigeriaNGNiueNUNorfolk IslandNFNorth MacedoniaMKNorwayNOOmanOMPalauPWPanamaPAPapua New GuineaPGParaguayPYPhilippinesPHPitcairn IslandsPNPolandPLPortugalPTQatarQARomaniaRORussiaRURwandaRWRéunionRESaint HelenaSHSaint Kitts and NevisKNSaint LuciaLCSaint Vincent and the GrenadinesVCSamoaWSSan MarinoSMSao Tome and PrincipeSTSaudi ArabiaSASenegalSNSerbiaRSSeychellesSCSierra LeoneSLSingaporeSGSlovakiaSKSloveniaSISolomon IslandsSBSomaliaSOSouth AfricaZASouth KoreaKRSpainESSri LankaLKSt Pierre & MiquelonPMSurinameSRSvalbard & Jan MayenSJSwedenSESwitzerlandCHTaiwanTWTajikistanTJTanzaniaTZThailandTHTogoTGTongaTOTrinidad and TobagoTTTunisiaTNTurkmenistanTMTurks & Caicos IslandsTCTuvaluTVUgandaUGUkraineUAUnited Arab EmiratesAEUnited KingdomGBUnited StatesUSVanuatuVUVatican CityVAVenezuelaVEVietnamVNWallis & FutunaWFYemenYEZambiaZMZimbabweZW

Payment methods

1 in common · 2 only Mercado Pago · 8 only PayPal

Offered by both

Frequently asked questions

What is the difference between Mercado Pago and PayPal?

Mercado Pago covers 7 countries and PayPal covers 201; they overlap in 7, with 0 served only by Mercado Pago and 194 only by PayPal. Mercado Pago supports 3 payment methods and PayPal 9, 1 of them in common. Neither publishes standard pricing — both quote fees per merchant.

Which covers more countries, Mercado Pago or PayPal?

PayPal has more: Mercado Pago covers 7 countries and PayPal covers 201. Only PayPal serves Albania, Algeria, Andorra, Angola, Anguilla, Antigua and Barbuda and 188 more.

Does Mercado Pago or PayPal support more payment methods?

PayPal has more: 3 for Mercado Pago against 9 for PayPal, with 1 in common. Only Mercado Pago offers Boleto and Mercado Pago. Only PayPal offers Apple Pay, BLIK, Bank Transfer, Google Pay, Mastercard, PayPal and 2 more.

Is Mercado Pago cheaper than PayPal?

Mercado Pago quotes fees per merchant. PayPal quotes fees per merchant. Which is cheaper depends on your payment methods, countries, volumes and risk profile, so compare quotes from both for your own mix.

Can you use Mercado Pago and PayPal together?

Yes. Many merchants use more than one payment provider — to cover countries or payment methods only one of them offers, or as a backup if one has an outage. A payment orchestration platform can route each payment to whichever provider suits it best.

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Compiled from public sources, information supplied by providers and AI-generated content — always confirm coverage and pricing with each provider. Disclaimer