T-Money
T-Money is a mobile payment service that allows users in South Korea to make secure payments and conduct financial transactions via their smartphones.
T-Money is a mobile payment service that allows users in South Korea to make secure payments and conduct financial transactions via their smartphones. As a PSP, T-Money provides customers with a fast, contactless way to pay for transportation, retail purchases, and more. It integrates with various payment methods, including credit cards, bank transfers, and digital wallets. T-Money is widely used for public transportation and retail purchases, making it a popular choice for businesses in South Korea offering mobile-first payment solutions.
payment methods
markets
currencies
sectors served
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What T-Money costs
T-Money quotes per merchant. What you are offered depends on your volume, your industry, the countries you sell in, your card mix and your risk profile — so a published headline rate would not be your rate. Ask them for a quote against your own numbers.
What the last check found
Recheck of a listing that had the wrong continent. It pointed at togocom.tg, the Togolese telecoms operator, while recording South Korea and the won — the Korean T-money transit card is an entirely different product that happens to share the name. Togo and the West African CFA franc are now recorded and the Korean rows removed, with the evidence logged.
T-Money is Togocom's mobile money service, the historically dominant one in Togo, though reporting on its market share conflicts: one source puts it at roughly half the market, while figures attributed to a government minister gave Moov's Flooz about 78% of transaction value against T-Money's 22%. Its regulator ARCEP formally warned Togocel over service failures in 2020. There are also unconfirmed reports it has been rebranded Mixx by Yas, which is not treated as established here.
Togocom publishes an API for companies registered in Togo, so this is integrable on its own rather than only through an aggregator — which is why it sits on both tabs.
Checked against T-Money’s own documentation on 20 October 2026. Coverage changes; confirm anything you are about to build on.
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Sources · 2
- CIO Mag — Togocel improves its Tmoney service · cio-mag.comUsed for T-Money as Togocel's Togolese mobile money service, the ARCEP warning over service failures, and the basis for replacing the South Korea and won rows with Togo and the CFA francChecked 20 October 2026
- Osiris — Flooz three times more used than T-Money · osiris.snUsed for the disputed market share figures attributed to a government minister, 78% of transaction value to Flooz against 22% to T-MoneyChecked 20 October 2026
2 sources · last checked 21 October 2026 — each one says which claim it supports.
Compiled from public sources — verify with T-Money before you sign anything. How we compile this · Suggest a correction ·