SWIFT

This is a category rather than a branded payment method, so no country or currency is recorded for it. A category that inherits one product's footprint states something false: "cash payment: 1 country" would tell a reader that paying in cash exists in one country. Where the write-up below refers to a recorded country or currency, this line is the correction.

Checked 2026-10-21: SWIFT is a generic category, and the record already reaches that conclusion itself with empty arrays — I checked it rather than took it. STEP 1 (category).

This is a category rather than a branded payment method, so no country or currency is recorded for it — a category that inherits one product's footprint states something false.

SWIFT is not a payment method; it is the messaging network that payment instructions travel over. S.W.I.F.T. SC is a Belgian cooperative in La Hulpe, founded 3 May 1973 and owned by its member banks, overseen by the G10 central banks with the National Bank of Belgium in the lead role. On its 2015 figures it linked more than 11,000 financial institutions in over 200 countries and territories. Critically, it carries instructions but does not hold third-party funds, manage accounts, clear or settle — settlement happens afterwards through a payment system or between correspondent bank accounts. A country list for SWIFT would be either 200+ territories or a fiction, and neither helps an integrator, so this is typed as a generic category with no coverage rows.

What belongs under it: international and domestic wire transfers, correspondent banking, and the BIC-addressed rails that gateways expose under names like "Bank transfer", "Wire transfer" or "International bank transfer".

No gateway catalogue carries SWIFT as a checkout method. It is absent from Adyen's 113 methods, Airwallex's 98, Antom's 109 and Stripe's 64. Where it does appear it is a payout rail or a funding network. Rapyd documents payout method type `xx_swift_bank`, "Global SWIFT" (Enterprise feature), category `bank`, requiring `bic_swift` plus an account number or IBAN; sender currencies USD, EUR, GBP, CHF, AUD, SGD, HKD, SEK, NOK, DKK, ISK. Stripe names SWIFT only as a way to fund its `customer_balance` bank transfer — accepted in the United States, in USD only — and states it does not support refunds for international wires.

Documentation is silent on acceptance economics, and swift.com itself returned HTTP 403 to automated fetches.

Checked against SWIFT’s own documentation on 21 October 2026. Coverage changes; confirm anything you are about to build on.