Payment methodACHListed Mar 2026nacha.orgWebsite
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ACH

ACH is a bank-to-bank electronic transfer network used primarily in the United States for low-cost debit and credit transactions.

ACH is a bank-to-bank electronic transfer network used primarily in the United States for low-cost debit and credit transactions. Customers authorize payments directly from their bank accounts, enabling recurring billing, payouts, and high-value transfers. Settlement typically occurs within one to two business days. ACH is popular for subscription billing, invoicing, payroll, and B2B payments due to low fees, reduced chargeback risk, and strong account-level verification processes.

What ACH costs

Merchants do not pay ACH directly. Each payment provider that offers it sets its own rate, so compare a few and ask them to quote.

What the last check found

This is one of the minority of methods that works in both directions: Nuvei's integration data records it as supporting payouts as well as payments and refunds. For anyone who needs to send money out as well as take it in — marketplaces, gaming, insurance, anything with a payout leg — that halves the number of rails worth considering, and this is one of them.

A single-country method, in the United States, charged in USD, documented by Nuvei. Nothing wrong with that — a domestic rail is usually the cheapest and highest-converting way to be paid in its own market, and the reason to care about it is precisely that it is the local default rather than a global option.

Checked against ACH’s own documentation on 20 October 2026. Coverage changes; confirm anything you are about to build on.

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Similar to ACH

Sources · 1

  1. Nuvei — APMs per currency and country (January 2026) · docs.nuvei.comcountriescurrenciesmethodscapabilitiesUsed for countries, currencies and whether the method supports deposits, refunds and withdrawals for ACH, as Nuvei documents itChecked 20 October 2026

1 source · last checked 21 October 2026 — each one says which claim it supports.

Compiled from public sources — verify with ACH before you sign anything. How we compile this · Suggest a correction ·