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ACH

ACH is a bank-to-bank electronic transfer network used primarily in the United States for low-cost debit and credit transactions.

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ACH is a bank-to-bank electronic transfer network used primarily in the United States for low-cost debit and credit transactions. Customers authorize payments directly from their bank accounts, enabling recurring billing, payouts, and high-value transfers. Settlement typically occurs within one to two business days. ACH is popular for subscription billing, invoicing, payroll, and B2B payments due to low fees, reduced chargeback risk, and strong account-level verification processes.

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