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Efecty

Efecty is a Colombian cash payment network enabling consumers to pay online purchases or invoices at over-the-counter retail locations.

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Efecty is a Colombian cash payment network enabling consumers to pay online purchases or invoices at over-the-counter retail locations. Merchants generate a payment reference that customers settle with cash at Efecty agents. Payments post to merchants upon confirmation, reducing fraud and chargeback exposure. Efecty is widely used for e-commerce, utilities, and financial services targeting unbanked customers and cash-reliant regions in Colombia.

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