Efecty
Efecty is a Colombian cash payment network enabling consumers to pay online purchases or invoices at over-the-counter retail locations.
Efecty is a Colombian cash payment network enabling consumers to pay online purchases or invoices at over-the-counter retail locations. Merchants generate a payment reference that customers settle with cash at Efecty agents. Payments post to merchants upon confirmation, reducing fraud and chargeback exposure. Efecty is widely used for e-commerce, utilities, and financial services targeting unbanked customers and cash-reliant regions in Colombia.
markets
What Efecty costs
Merchants do not pay Efecty directly. Each payment provider that offers it sets its own rate, so compare a few and ask them to quote.
What the last check found
This is one of the minority of methods that works in both directions: Nuvei's integration data records it as supporting payouts as well as payments and refunds. For anyone who needs to send money out as well as take it in — marketplaces, gaming, insurance, anything with a payout leg — that halves the number of rails worth considering, and this is one of them.
A single-country method, in Colombia, documented by Nuvei. Nothing wrong with that — a domestic rail is usually the cheapest and highest-converting way to be paid in its own market, and the reason to care about it is precisely that it is the local default rather than a global option.
Checked against Efecty’s own documentation on 20 October 2026. Coverage changes; confirm anything you are about to build on.
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Sources · 1
- Nuvei — APMs per currency and country (January 2026) · docs.nuvei.comUsed for countries, currencies and whether the method supports deposits, refunds and withdrawals for Efecty, as Nuvei documents itChecked 20 October 2026
1 source · last checked 21 October 2026 — each one says which claim it supports.
Compiled from public sources — verify with Efecty before you sign anything. How we compile this · Suggest a correction ·