Payment methodCards, POSListed Mar 2026lottecard.co.krWebsite
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Lotte

Lotte is a South Korean multinational conglomerate that operates in various industries, including retail and e-commerce.

Lotte is a South Korean multinational conglomerate that operates in various industries, including retail and e-commerce. As a payment method, Lotte facilitates secure transactions through its Lotte Card and other payment solutions, enabling customers to make purchases both online and in-store. Lotte’s payment processing is trusted by businesses and consumers, offering secure and efficient methods for making payments. As a PSP, Lotte enables flexible payment options for businesses looking to engage with customers in South Korea and beyond.

1

markets

South KoreaKR
1

currencies

KRW
5

sectors served

CosmeticseCommerceFood & DrinkHealthcareSaaS
1

built on

APAPI

What Lotte costs

Merchants do not pay Lotte directly. Each payment provider that offers it sets its own rate, so compare a few and ask them to quote.

What you need to onboard

N/A

What the last check found

Lotte is a card issuer, not an independent rail. Antom's enumeration reference lists it as card brand `LOTTE`, payment method region `KR`, issuing country South Korea — a value for `selectedCardBrand` on the pay API, used to skip Antom's issuer-selection page. It is reachable only through the "South Korean cards" method, whose documented processing currency is KRW and whose buyer country is South Korea; Antom acquires it from SG, HK, US, EEA and UK merchant entities. Toss Payments lists 롯데카드 as code `71` / `LOTTE` among domestic card companies, and PortOne gives the KFTC institution code `368`.

Capabilities belong to the method, not the brand: refunds and partial refunds (365-day window) and chargeback/dispute are supported, and Antom states recurring/MIT is **not** supported for Korean cards — a hard constraint for subscriptions. Installments run 2–12 months on transactions of 50,000 KRW or more; Antom's October 2026 table gives Lotte 2–3 months interest-free, excluding debit, prepaid, corporate and gift cards. Antom also publishes per-issuer transaction limits for top-up and gaming merchants: Lotte shows a 500,000 daily limit for both, with no stated single-transaction or monthly cap.

Checkout uses Korea's own issuer-authentication redirect (bank page, app, CVC, SMS OTP or ARS call), not 3-D Secure; Antom does not state 3DS, and documents no payouts.

Two things are unstated. No gateway publishes a Lotte-only country or currency row — KRW comes from the parent method. And "Lotte" must not be conflated with L.Pay, which Toss lists separately as `LPAY` under simple-pay wallets. Adyen's entire docs corpus, Airwallex's matrix, Stripe, Mollie, dLocal, EBANX, Rapyd and Worldline name no Lotte; Adyen and Airwallex expose Korean cards only as an undifferentiated redirect method.

Checked again on 2026-10-21 and corrected: Coverage (KR / KRW) survives and is now better sourced than the record itself claimed. The write-up contains one refuted factual claim that should be fixed before publishing.

Checked against Lotte’s own documentation on 21 October 2026. Coverage changes; confirm anything you are about to build on.

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Similar to Lotte

AdyenProviderHiPayProviderNuveiProviderOrcaProviderRapydProviderWorldpayProviderMollieProviderPaysafeProvider

Sources · 10

  1. Antom — Payment Method Enumeration Values (Card brands) · docs.antom.comcountriesintegrationsUsed for Country KR and identity as a card brand: table row `KR` | South Korea | Lotte | `LOTTE`; states the enum is used in consult responses and as `paymentMethod.paymentMethodMetaData.selectedCardBrand` on the pay API.Checked 20 October 2026
  2. Antom — Supported Payment Methods (South Korean cards) · docs.antom.comcountriescurrenciesmethodscapabilitiesintegrationsthe companyUsed for Currency KRW and features: 'Buyer country/region: South Korea', 'Processing currency: KRW', features Refund, Partial refund, Chargeback/dispute, Installment; acquirers AntomSG/US/EU/UK/HK, merchant entity locations SG, HK, US, EEA, UK; supported integrations listed under One-time Payments only.Checked 20 October 2026
  3. Antom — South Korean Cards payment method manual · docs.antom.comcurrenciesmethodslimits & timingcapabilitiesUsed for Lotte-specific detail: 'Prominent brands include Shinhan, BC, Samsung, KB, Hyundai, Lotte, NH, Hana, and Woori' and 'Lotte Card' in the supported issuer list; processing currency KRW; Recurring payments (MIT) not supported; refunds/partial refunds/chargeback supported with 365-day refund period; installments 2-12 months on amounts >= 50,000 KRW; Lotte interest-free 2~3 months (01-31 Oct 2026) excluding debit, prepaid, corporate and gift cards; Lotte daily limit 500,000 for both top-up and gaming; issuer-authentication redirect flow (bank page, app, CVC, SMS OTP, ARS) rather than 3DS.Checked 20 October 2026
  4. Toss Payments — 기관 코드 (institution codes) · docs.tosspayments.commethodsthe companyUsed for Independent Korean-PG confirmation that Lotte is a domestic card company: row '롯데카드 | 71 | 롯데 | LOTTE' under 카드사 코드 / 국내; and that L.Pay is a separate wallet, listed as '엘페이 | LPAY' under 간편결제사 코드.Checked 20 October 2026
  5. PortOne — 카드사 코드 (card company codes) · developers.portone.iothe companyUsed for Third-source confirmation as a Korean card company with KFTC institution code: row '롯데 | 368'.Checked 20 October 2026
  6. Adyen — full documentation corpus · docs.adyen.commethodscapabilitiesUsed for Negative evidence: a grep of the complete corpus returns no occurrence of 'Lotte' as a payment method or issuer; Adyen documents Korea only as 'Korean Card Payments via redirect', 'KCP Direct Card Capture' and 'Bank Transfer via KCP', naming no issuers.Checked 20 October 2026
  7. Airwallex — supported payment methods matrix · airwallex.comcurrenciesmethodsUsed for Negative evidence: no Lotte entry; Korea appears only as 'Korea Local Cards' (presentment currency KRW) plus Kakao Pay, Naver Pay, Payco, Samsung Pay and Toss Pay, with no issuer breakdown.Checked 20 October 2026
  8. Worldline — Lotte Card, Countries & currencies (GlobalCollect) · docs.connect.worldline-solutions.comcountriescurrenciesmethodsthe companyUsed for Direct per-method coverage statement, which the record claimed no gateway publishes: countries list is exactly 'South Korea', currencies list is exactly 'South Korean won (KRW)'. Upgrades both confidence fields from 'low' to sourced and refutes the note that KRW is only inherited from the parent 'South Korean cards' method.Checked 21 October 2026
  9. Worldline — Lotte Card payment product overview (ID 184) · docs.connect.worldline-solutions.comintegrationsUsed for Refutes the write-up's negative-evidence claim that Worldline names no Lotte: Worldline carries it as its own payment product, ID 184, 'Only available on GlobalCollect platform', full-service offering only, described as 'Lotte Card is a local South Korean card brand supported on our platform.' Also independent identity confirmation as a Korean card brand.Checked 21 October 2026
  10. Worldline — Lotte Card consumer experience · docs.connect.worldline-solutions.comcurrenciesUsed for Evidence that this is a distinctly documented branded product rather than an undifferentiated card redirect: a Lotte-specific verification step at checkout (first two digits of the card PIN plus optional date of birth, requested by Lotte Card), with KRW order totals shown and no other currency named.Checked 21 October 2026

10 sources · last checked 21 October 2026 — each one says which claim it supports.

Compiled from public sources — verify with Lotte before you sign anything. How we compile this · Suggest a correction ·