MoMo Wallet
Momo Wallet is a mobile wallet solution that allows users to make secure payments, transfer money, and manage their finances directly from their smartphones.
Momo Wallet is a mobile wallet solution that allows users to make secure payments, transfer money, and manage their finances directly from their smartphones. As a PSP and a method, Momo Wallet provides fast, secure, and convenient payment processing for both individuals and businesses. It supports a wide range of payment methods, including mobile payments, bank transfers, and bill payments. Popular in Vietnam, Momo Wallet is ideal for businesses looking to cater to mobile-first consumers in Southeast Asia, providing seamless and low-cost transactions.
payment methods
markets
currencies
sectors served
built on
What MoMo Wallet costs
MoMo Wallet quotes per merchant. What you are offered depends on your volume, your industry, the countries you sell in, your card mix and your risk profile — so a published headline rate would not be your rate. Ask them for a quote against your own numbers.
What the last check found
This listing had two unrelated companies fused into it, and both reviewers of the last check said so independently before either saw the other's answer.
MoMo is M_Service Joint Stock Company's Vietnamese e-wallet, at momo.vn — the largest in Vietnam, licensed by the State Bank of Vietnam, used for QR payments, bill payments, transport and in-app purchases, and offered as a checkout method by most providers selling into Vietnam. Vietnam and the dong are the whole of its footprint.
What the listing actually held was MTN Group's African mobile money: eighteen countries from Benin to Zambia and eight currencies, and a website pointing at momo.mtn.com. Those are two different businesses that happen to have chosen the same four letters. MTN's MoMo already has its own listing in this directory, which is where that footprint belongs and where it has been left; this one has been corrected to Vietnam, and the eighteen countries and eight currencies have been removed with the removal logged and reversible.
It is the third time this pattern has turned up in one week of rechecking — Tpay was filed as Turkish when tpay.com is a Polish gateway, T-Money as South Korean when the listing pointed at Togocom in Togo, and now MoMo as African when it is Vietnamese. Each one is a directory confidently telling a merchant it can reach a market it cannot. The common tell is a mismatch between the website on the listing and the country on it, which is cheap to check and worth checking everywhere.
For integration: a merchant does not integrate MoMo through MTN's developer portal, which is the African product. It reaches the Vietnamese wallet through a provider that has licensed it locally, and the providers in this directory that list it as a method are the place to start.
Checked against MoMo Wallet’s own documentation on 20 October 2026. Coverage changes; confirm anything you are about to build on.
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Sources · 36
- Adyen Docs — payment methods catalog · docs.adyen.comUsed for countries, processing and settlement currencies, and supported features for MoMo Wallet, as Adyen documents it (matched on name, not exact string)Checked 20 October 2026
- Antom Docs — payment methods · docs.antom.comUsed for buyer countries, merchant entity locations and processing currencies for MoMo Wallet, as Antom documents it (matched on name, not exact string)Checked 20 October 2026
- Nuvei — APMs per currency and country (January 2026) · docs.nuvei.comUsed for countries, currencies and whether the method supports deposits, refunds and withdrawals for MoMo Wallet, as Nuvei documents itChecked 20 October 2026
- MoMo — MTN (home page, country selector) · momo.mtn.comUsed for Identity: MoMo is a subsidiary of MTN Group; footer names MTN (PTY) LTD, FSP licence 44774. Published market list of 16 African markets plus Afghanistan (BJ, CM, CI, CG, SZ, GN, GW, GH, LR, RW, ZA, UG, ZM, NG, SD, SS, AF). Links to /business/, /api/, /agents/, /partners/, /pricing/, /remittance/ and market.momo.africa. Proves countries are published; proves currencies are not.Checked 20 October 2026
- MoMo API integration · momo.mtn.comUsed for The four products (Collection, Disbursement, Collection Widget, Remittances); 'Get started' points to momodeveloper.mtn.com; sandbox-then-API-key tutorial flow. Repeats the same 17-market list and again names no currencies.Checked 20 October 2026
- MoMo for Business · momo.mtn.comUsed for Merchant-side products: request payments, bills, invoices, disbursements, QR code tied to a Merchant ID. Third independent repetition of the 17-market list with no currencies.Checked 20 October 2026
- MoMo International Transfer · momo.mtn.comUsed for NGN as a stated currency (recipients receive Naira, N50 levy); inbound-only transfers today. Confirms Gambia, Sierra Leone and Togo are not mentioned anywhere on MTN's remittance coverage.Checked 20 October 2026
- MoMo pricing and market terms and conditions · momo.mtn.comUsed for The only explicit currency statements on MTN's site: Liberia clause 7.2 'All transactions will be in Liberian and United States Dollars' (LRD, USD); Rwanda definition 2.22 Rwandan Francs (RWF); Guinea section 3.2.6 Francs Guinéens (GNF). Also that fees are deferred to tariff brochures rather than published.Checked 20 October 2026
- MTN MoMo developer portal sitemap (123 URLs) · momodeveloper.mtn.comUsed for The authoritative list of API-integrable markets: Collection/Disbursement/Remittance/Widget product pages exist only for Benin, Cameroon, Congo, Ghana, Guinea-C, Ivory Coast, Liberia, Nigeria, South Africa, Swaziland, Uganda, Zambia, plus terms-conditions-ss for South Sudan. No Sudan, Guinea-Bissau, Afghanistan, Gambia, Sierra Leone, Togo or Vietnam pages. Used per the instruction to check the sitemap rather than guess paths.Checked 20 October 2026
- MTN MoMo Open API developer portal · momodeveloper.mtn.comUsed for integrable_alone: self-serve Sign up, API sandbox, documentation, products ('Get Paid': Request Payment, Refund, Notify, Payment Status, Account Balance; 'Pay': Transfer, Transfer Status, Account Balance). Also that the portal itself names no countries or currencies.Checked 20 October 2026
- Uganda Collections product details · momodeveloper.mtn.comUsed for UGX as a published currency code ('Cost per API call: 0 UGX'); Bank of Uganda as limit-setting regulator; collection percentage 'determined after negotiation between MTN and the Client'.Checked 20 October 2026
- South Africa Collections product details · momodeveloper.mtn.comUsed for ZAR ('the South African Rand'); legal entity Mobile Telephone Networks Proprietary Limited with African Bank Limited as bank partner; 2% transaction fee; clause 1.5 authorising MTN to provide mobile money services in South Africa (so ZA is live again after the 2016 closure).Checked 20 October 2026
- Eswatini (Swaziland) Collections product details · momodeveloper.mtn.comUsed for Legal entity SWAZI MTN LIMITED; Central Bank of Eswatini as regulator; 1-3% partner charge; no cost per API call. Evidence that no currency (SZL or ZAR) is stated for this market.Checked 20 October 2026
- Ghana Collections product details · momodeveloper.mtn.comUsed for 2% fee per transaction, no cost per API call, limits per Bank of Ghana — and no currency code, which is why GHS is unsourced.Checked 20 October 2026
- Cameroon Collections product details · momodeveloper.mtn.comUsed for 1% fee, limits per BEAC, no currency stated (XAF unsourced).Checked 20 October 2026
- Zambia Collections product details · momodeveloper.mtn.comUsed for No cost per API call, Bank of Zambia, entity referred to only as 'MMM', no currency stated (ZMW unsourced).Checked 20 October 2026
- Congo Brazzaville Collections product details · momodeveloper.mtn.comUsed for Documentation-quality finding: this page is a copy of the Côte d'Ivoire terms and cites 'the tax authorities in Ivory Coast'; fees 3%, no currency stated.Checked 20 October 2026
- Côte d'Ivoire Collections product details · momodeveloper.mtn.comUsed for Fees 3% of transaction amount, no currency stated (XOF unsourced); the original text that the Congo and Benin pages duplicate.Checked 20 October 2026
- Benin Collections product details · momodeveloper.mtn.comUsed for 3% fee; also mis-references 'tax authorities in Ivory Coast', supporting the copy-paste finding; no currency stated.Checked 20 October 2026
- Stripe — MoMo payments · docs.stripe.comUsed for The name collision: 'MoMo is a popular mobile wallet in Vietnam', customer location Vietnam, presentment currency VND, 15,000-12,000,000 VND limits, routed via a Boku-hosted page. No mention of MTN or Africa.Checked 20 October 2026
- Antom — MoMo · knowledge.antom.comUsed for The collision: MoMo as 'Vietnam's leading e-wallet with over 31M users and 70% market share', buyer country Vietnam, processing currency VND, founded 2007.Checked 20 October 2026
- Adyen — MoMo Wallet · docs.adyen.comUsed for That the exact listing name 'MoMo Wallet' is Adyen's label for the Vietnamese wallet (Vietnam, VND, redirect flow), which is why the 8 provider method-links on this row most likely point at M_Service, not MTN.Checked 20 October 2026
- ecommpay — MoMo Wallet · developers.ecommpay.comUsed for Second acquirer using the exact string 'MoMo Wallet' for the Vietnamese method (VND, one-time purchases).Checked 20 October 2026
- Spreedly — MoMo support on the 2C2P gateway · developer.spreedly.comUsed for Third-party confirmation that 'MoMo wallet payments on the 2C2P gateway' means merchants in Vietnam using VND, asynchronous settlement.Checked 20 October 2026
- GSMA — MoMo, a new Mobile Money offering in Vietnam · gsma.comUsed for Operator of the Vietnamese MoMo: M_Service JSC, licensed by the State Bank of Vietnam (2015 e-wallet licence, earlier 2012 authorisation) — the company the VN entry on this row actually belongs to.Checked 20 October 2026
- MTN seals Afghanistan deal to quit Middle East · mobileworldlive.comUsed for MTN agreed to sell MTN Afghanistan to M1 New Ventures; basis for excluding AF despite momo.mtn.com still publishing it.Checked 20 October 2026
- MTN finally completes Afghanistan exit · sdxcentral.comUsed for Completion of the Afghanistan exit (April 2025, opco rebranded ATOMA) — confirms MTN's published 'Middle East: Afghanistan' entry is stale.Checked 20 October 2026
- MTN's Guinea-Bissau, Guinea-Conakry exits explained · connectingafrica.comUsed for Guinea-Bissau sold to Telecel Group and Guinea-Conakry sold for $1 each; basis for excluding GW and GN despite live Guinea-C developer pages.Checked 20 October 2026
- MTN concludes the sale of its Guinea operations to the State of Guinea · african-markets.comUsed for Guinea-Conakry sale concluded 30 December 2024 — dates the GN exit.Checked 20 October 2026
- MTN Group H1 2026 results (JSE SENS) · mtn.comUsed for MoMo MAU 70.8m (+12.1%), 13bn transactions, $330.5bn transaction value; Sudan listed in the Southern and East Africa region alongside Uganda, Rwanda, Zambia, South Sudan and Liberia (basis for adding SD and keeping LR); Eswatini held as an equity-accounted JV.Checked 20 October 2026
- MTN kills Mobile Money (South Africa, 2016) · techcentral.co.zaUsed for Dating the earlier South African MoMo shutdown to 2016, so it does not invalidate the current ZA entry — the service is live again per the South Africa product page and FSP 44774.Checked 20 October 2026
- MoMo (Vietnam) - official site, operator named in footer · momo.vnUsed for Establishes that the PSP method "MoMo Wallet" is operated by M_Service JSC (CONG TY CO PHAN DICH VU DI DONG TRUC TUYEN), Ho Chi Minh City, Vietnam - a company unrelated to MTN Group.Checked 20 October 2026
- Adyen Docs - payment methods index · docs.adyen.comUsed for Shows Adyen's method "MoMo" resolves to the slug /payment-methods/momo-wallet, the near-certain origin of this row's name, tying the label "MoMo Wallet" to the gateway catalogues that document the Vietnamese wallet.Checked 20 October 2026
- momo.mtn.com/sitemap.xml — HTTP 404 · momo.mtn.comUsed for Per the instruction to distinguish 'not found' from 'not published': MTN's consumer MoMo site exposes no sitemap. Checked alongside /llms.txt (also 404), which together support the finding that MTN publishes no currency list there rather than that a coverage page was missed.Checked 20 October 2026
- momo.mtn.com/llms.txt — HTTP 404 · momo.mtn.comUsed for Second half of the published-vs-missed check on MTN's own site; no llms.txt index exists, so there is no machine-readable page list naming a currencies or coverage page.Checked 20 October 2026
- MoMo — M_Service Joint Stock Company · momo.vnUsed for MoMo as M_Service's Vietnamese e-wallet, Vietnam as the country and the dong as the currency, and the basis for correcting the website from momo.mtn.comChecked 20 October 2026
36 sources · last checked 21 October 2026 — each one says which claim it supports.
Compiled from public sources — verify with MoMo Wallet before you sign anything. How we compile this · Suggest a correction ·







