SPEI
SPEI is Mexico’s real-time bank transfer system operated by Banco de México, enabling instant, 24/7 account-to-account payments.
SPEI is Mexico’s real-time bank transfer system operated by Banco de México, enabling instant, 24/7 account-to-account payments. Customers authorize transfers through their banking app, generating secure and irreversible transactions. Merchants benefit from immediate settlement, low processing costs, and reduced fraud. SPEI is essential for Mexican e-commerce, bill payments, and B2B transactions requiring fast, trusted bank transfers.
payment methods
markets
What SPEI costs
Merchants do not pay SPEI directly. Each payment provider that offers it sets its own rate, so compare a few and ask them to quote.
What the last check found
Nuvei's integration data records this as an acceptance method rather than a payout rail: it takes payments and supports refunds, but money cannot be sent out through it. The distinction matters because a "supported payment methods" list treats paying in and paying out as the same thing, and for most local rails they are not — of the methods checked in this pass, far more accept money than return it.
A single-country method, in Mexico, documented by Nuvei and Airwallex. Nothing wrong with that — a domestic rail is usually the cheapest and highest-converting way to be paid in its own market, and the reason to care about it is precisely that it is the local default rather than a global option.
Checked against SPEI’s own documentation on 20 October 2026. Coverage changes; confirm anything you are about to build on.
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Sources · 2
- Nuvei — APMs per currency and country (January 2026) · docs.nuvei.comUsed for countries, currencies and whether the method supports deposits, refunds and withdrawals for SPEI, as Nuvei documents itChecked 20 October 2026
- Airwallex Docs — payment methods · airwallex.comUsed for shopper locations and presentment currencies for SPEI, as Airwallex documents itChecked 20 October 2026
2 sources · last checked 21 October 2026 — each one says which claim it supports.
Compiled from public sources — verify with SPEI before you sign anything. How we compile this · Suggest a correction ·