What payment methods does PayU support?

PayU supports 16 payment methods, including Mastercard, Visa, Bank Transfer, American Express, Apple Pay, Google Pay, BLIK, Klarna, UPI, Diners and 6 more.

Which countries does PayU operate in?

PayU serves merchants in 15 countries, including Brazil, Poland, Mexico, Chile, Czech Republic, Hungary, Romania, Peru, Colombia, Argentina and 5 more.

Which currencies does PayU support?

PayU supports 13 currencies, including USD, EUR, GBP, PLN, AUD, CZK, HUF, NZD, INR, RON and 3 more.

How much does PayU cost?

PayU doesn’t publish standard pricing — fees are quoted per merchant based on volume, industry, countries and risk. You can request an introduction through PaymentsDatabase to get a quote.

What are the alternatives to PayU?

Alternatives to PayU that share its categories and countries include HiPay, Nuvei, Orca, Rapyd, MiFinity, PayPal, dLocal and MuchBetter.

ProviderBNPL, Bank Transfer

NetherlandsSince 2002Listed Sept 2026corporate.payu.comWebsite

PayU

The Prosus-owned PayU group sells to merchants in India, Poland, Czechia, Hungary, Romania and Turkey; its Latin American and African arms went to Rapyd in March 2025.

PayU is the payments business of Prosus, the Amsterdam-listed technology investor that grew out of Naspers. The brand dates to 2002 and once reached more than 30 countries, but the group has been cut back deliberately. Rapyd closed its purchase of PayU's Global Payment Organisation in Latin America and Africa on 14 March 2025, taking the Mexican, Brazilian, Argentine, Chilean, Colombian, Peruvian, Nigerian and South African operations with it. Some of those sites still carry PayU branding; the businesses behind them are Rapyd's.

What Prosus kept is India, Central and Eastern Europe, Turkey and a Singapore arm. India is the biggest piece. The Reserve Bank of India authorised PayU Payments Private Limited as an online payment aggregator on 13 May 2025, and the same certificate covers in-store acceptance and cross-border collections and payouts. Indian merchants get UPI, RuPay, domestic and international cards, netbanking, wallets, EMI and pay-later options. In Europe, PayU S.A. of Poznan has been a registered Polish payment institution (IP1/2012) since November 2012 and runs PayU checkouts in Poland, the Czech Republic, Hungary and Romania, where BLIK, pay-by-link transfers and instalments from Klarna, PayPo and Twisto sit beside cards. Turkey trades as iyzico, Singapore as Red Dot Payment.

Pricing is published only in India: 2% on domestic cards, netbanking, wallets and pay-later, 3% on American Express, Diners, EMI and international payments, plus 18% GST, with no set-up or annual fee and T+2 settlement as standard. European rates are quoted merchant by merchant. The practical question is which company a merchant would actually sign with, because licences, products and checkout differ between Mumbai, Warsaw and Istanbul. Anyone trading in the divested markets should be looking at Rapyd rather than PayU.

payment methods

UPI

markets

currencies

AED AUD CZK EUR GBP HUF INR NZD PLN RON SGD TRY USD

sectors served

eCommerce Fintech Marketplace Retail SaaS

built on

ANAndroid SDK APAPI BIBigCommerce HOHosted Page IOiOS SDK MAMagento PRPrestaShop SHShopify WOWooCommerce

providers who accept it

What PayU costs

PayU quotes per merchant. What you are offered depends on your volume, your industry, the countries you sell in, your card mix and your risk profile — so a published headline rate would not be your rate. Ask them for a quote against your own numbers.

Settlement: India T+2 standard; same-day or priority settlement for eligible merchants

Licences and regulation

Authorisations PayU holds, as published by the provider or regulator. Check the register entry before relying on it.

Reserve Bank of India

Payment Aggregator authorisation held by PayU Payments Private Limited, covering PA-O (online, brand 'PayU'), PA-P (physical) and PA-CB inward and outward; authorised 13 May 2025 · India · IN

Reserve Bank of India

Prepaid Payment Instruments authorisation held by PayU Payments Private Limited, dated 25 July 2016; the same entity is also a Bharat Bill Payment Operating Unit from 17 June 2022 · India · IN

Komisja Nadzoru Finansowego (Polish Financial Supervision Authority)

National payment institution (krajowa instytucja platnicza), PayU S.A., Poznan, entered in the payment services register on 27 November 2012 · Poland · PL · IP1/2012

What you need to onboard

Bank Statement / Bank Account · Company Details · Company Documents · Director ID · Personal Details

Features

3D Secure · Fraud Prevention · Instant Settlement · Multi-Currency · Network Tokenisation · Payouts · Recurring Payments · Refunds · Reporting & Analytics · Sandbox / Testing Environment · Tokenisation · Webhook Notifications

What the last check found

Recheck against PayU's own corporate site, which publishes a page per country it operates in — and there are twelve: Argentina, Brazil, Chile, Colombia, the Czech Republic, Hungary, Mexico, Nigeria, Peru, Poland, Romania and South Africa.

That is the useful correction. PayU is one name over several quite separate businesses, and the twelve divide into three clusters that a merchant deals with separately: Latin America, Central and Eastern Europe, and Africa. India, where PayU is largest, has no country page on the corporate site because it is run as its own business; this listing held seven countries before, and twelve with a source behind them is better than seven without one.

No methods or currencies are claimed. PayU documents those per country, on the local sites rather than the corporate one, and the right way to finish this listing is country by country rather than from a single global page that does not exist.

Checked against PayU’s own documentation on 20 October 2026. Coverage changes; confirm anything you are about to build on.

Pricing, in detail

Published rates are for India only: 2% on domestic Visa/Mastercard, netbanking, wallets and BNPL; 3% on American Express, Diners, EMI and international transactions; 18% GST on top; no set-up or annual maintenance fee. PayU India states UPI merchant pricing varies by merchant category and volume. European (Poland, Czechia, Hungary, Romania) and Turkish pricing is quoted per merchant and is not published.

Is PayU regulated?

PayU holds authorisations from Reserve Bank of India and Komisja Nadzoru Finansowego (Polish Financial Supervision Authority). Always check the regulator’s public register before relying on it.