vs
PayU vs Rapyd
PayU covers 7 countries and Rapyd covers 81; they overlap in 7, with 0 served only by PayU and 74 only by Rapyd. PayU supports 15 payment methods and Rapyd 50, 6 of them in common. Both publish their pricing.
PayU and Rapyd at a glance
| PayU | Rapyd | |
|---|---|---|
| Type | Provider | Provider |
| Headquarters | Netherlands | Israel |
| Founded | 2002 | 2016 |
| Part of | Prosus N.V. | |
| Countries covered | 7 | 81 |
| Payment methods | 15 | 50 |
| Currencies | 13 — AED, AUD, CZK, EUR, GBP, HUF… | 70 — AED, AMD, ARS, AUD, BAM, BDT… |
| Pricing | 2%–3% per transaction | 3.29%–3.49% per transaction |
| Settlement | India T+2 standard; same-day or priority settlement for eligible merchants | Method-dependent: Pix real time; Latin American cash and bank redirect typically 2-3 days |
| Regulators | Reserve Bank of India, Komisja Nadzoru Finansowego (Polish Financial Supervision Authority) | Financial Conduct Authority (FCA), Central Bank of Iceland (Seðlabanki Íslands), Monetary Authority of Singapore (MAS), Hong Kong Customs and Excise Department, Hong Kong Companies Registry, Israel Securities Authority (ISA), FinCEN |
| Categories | BNPL, Bank Transfer, Cards, Gateway, POS | ACH, Bank Transfer, Banking, Card Issuance, Cards, Cash, Cross Border, Crypto, Direct Debit, Gateway, IBAN Issuance, POS, Terminals & Kiosks, Wallet |
| Industries | Fintech, Marketplace, Retail, SaaS, eCommerce | Fintech, Marketplace, Retail, SaaS, Travel, eCommerce, iGaming |
Countries
7 in common · 0 only PayU · 74 only Rapyd
Only PayU
None — Rapyd covers every country PayU does.
Only Rapyd
Albania
Andorra
Argentina
Armenia
Australia
Austria
Belgium
Bosnia and Herzegovina
Brazil
British Virgin Islands
Bulgaria
Chile
Colombia
Croatia
Cyprus
Denmark
Dominican Republic
Ecuador
El Salvador
Estonia
Faroe Islands
Finland
France
Georgia
Germany
Gibraltar
Greece
Greenland
Guatemala
Guernsey
Hong Kong
Iceland
Indonesia
Ireland
Isle of Man
Israel
Italy
Japan
Jersey
Latvia
Liechtenstein
Lithuania
Luxembourg
Malaysia
Malta
Mexico
Moldova
Monaco
Montenegro
Netherlands
New Zealand
Nigeria
North Macedonia
Norway
Panama
Peru
Philippines
Portugal
San Marino
Serbia
Slovakia
Slovenia
South Africa
South Korea
Spain
Sweden
Switzerland
Taiwan
Thailand
Ukraine
United Kingdom
United States
Vatican City
VietnamPayment methods
6 in common · 9 only PayU · 44 only Rapyd
Only Rapyd
Offered by both
Frequently asked questions
What is the difference between PayU and Rapyd?
PayU covers 7 countries and Rapyd covers 81; they overlap in 7, with 0 served only by PayU and 74 only by Rapyd. PayU supports 15 payment methods and Rapyd 50, 6 of them in common. Both publish their pricing.
Which covers more countries, PayU or Rapyd?
Rapyd has more: PayU covers 7 countries and Rapyd covers 81. Only Rapyd serves Albania, Andorra, Argentina, Armenia, Australia, Austria and 68 more.
Does PayU or Rapyd support more payment methods?
Rapyd has more: 15 for PayU against 50 for Rapyd, with 6 in common. Only PayU offers American Express, BLIK, Buy Now Pay Later, Diners, E-Wallet, Klarna and 3 more. Only Rapyd offers ACH, Alipay, AmBank, BACS, Banco Estado, Banco de Antigua and 38 more.
Is PayU cheaper than Rapyd?
PayU publishes its pricing (2%–3% per transaction). Rapyd publishes its pricing (3.29%–3.49% per transaction). Which is cheaper depends on your payment methods, countries, volumes and risk profile, so compare quotes from both for your own mix.
Can you use PayU and Rapyd together?
Yes. Many merchants use more than one payment provider — to cover countries or payment methods only one of them offers, or as a backup if one has an outage. A payment orchestration platform can route each payment to whichever provider suits it best.
Related comparisons
Compiled from public sources, information supplied by providers and AI-generated content — always confirm coverage and pricing with each provider. Disclaimer