PayU vs Rapyd
PayU covers 15 countries and Rapyd covers 81; they overlap in 15, with 0 served only by PayU and 66 only by Rapyd. PayU supports 16 payment methods and Rapyd 56, 6 of them in common. Both publish their pricing.
PayU and Rapyd at a glance
| PayU | Rapyd | |
|---|---|---|
| Type | Provider | Provider |
| Headquarters | Netherlands | Israel |
| Founded | 2002 | 2016 |
| Part of | Prosus N.V. | |
| Countries covered | 15 | 81 |
| Payment methods | 16 | 56 |
| Currencies | 13 — AED, AUD, CZK, EUR, GBP, HUF… | 73 — AED, AMD, ARS, AUD, BAM, BDT… |
| Pricing | On request | On request |
| Settlement | India T+2 standard; same-day or priority settlement for eligible merchants | Method-dependent: Pix real time; Latin American cash and bank redirect typically 2-3 days |
| Regulators | Reserve Bank of India, Komisja Nadzoru Finansowego (Polish Financial Supervision Authority) | Financial Conduct Authority (FCA), Central Bank of Iceland (Seðlabanki Íslands), Monetary Authority of Singapore (MAS), Hong Kong Customs and Excise Department, Hong Kong Companies Registry, Israel Securities Authority (ISA), FinCEN |
| Categories | BNPL, Bank Transfer, Cards, Gateway, POS | ACH, Bank Transfer, Banking, Card Issuance, Cards, Cash, Cross Border, Crypto, Direct Debit, Gateway, IBAN Issuance, POS, Terminals & Kiosks, Wallet |
| Industries | Fintech, Marketplace, Retail, SaaS, eCommerce | Fintech, Marketplace, Retail, SaaS, Travel, eCommerce, iGaming |
Countries
15 in common · 0 only PayU · 66 only Rapyd
Only PayU
None — Rapyd covers every country PayU does.
Only Rapyd
Payment methods
6 in common · 10 only PayU · 50 only Rapyd
Only Rapyd
Offered by both
Frequently asked questions
What is the difference between PayU and Rapyd?
PayU covers 15 countries and Rapyd covers 81; they overlap in 15, with 0 served only by PayU and 66 only by Rapyd. PayU supports 16 payment methods and Rapyd 56, 6 of them in common. Both publish their pricing.
Which covers more countries, PayU or Rapyd?
Rapyd has more: PayU covers 15 countries and Rapyd covers 81. Only Rapyd serves Albania, Andorra, Armenia, Australia, Austria, Belgium and 60 more.
Does PayU or Rapyd support more payment methods?
Rapyd has more: 16 for PayU against 56 for Rapyd, with 6 in common. Only PayU offers American Express, BLIK, Buy Now Pay Later, Diners, E-Wallet, Klarna and 4 more. Only Rapyd offers ACH, Alipay, AmBank, BACS, Banco Estado, Banco Santander and 44 more.
Is PayU cheaper than Rapyd?
PayU quotes fees per merchant. Rapyd quotes fees per merchant. Which is cheaper depends on your payment methods, countries, volumes and risk profile, so compare quotes from both for your own mix.
Can you use PayU and Rapyd together?
Yes. Many merchants use more than one payment provider — to cover countries or payment methods only one of them offers, or as a backup if one has an outage. A payment orchestration platform can route each payment to whichever provider suits it best.
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Compiled from public sources, information supplied by providers and AI-generated content — always confirm coverage and pricing with each provider. Disclaimer

