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Orca vs PayU

Orca covers 233 countries and PayU covers 7; they overlap in 7, with 226 served only by Orca and 0 only by PayU. Orca supports 729 payment methods and PayU 16, 16 of them in common. Both publish their pricing.

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Orca and PayU at a glance

OrcaPayU
TypeProviderProvider
HeadquartersGBNetherlands
Founded20242002
Part ofProsus N.V.
Countries covered2337
Payment methods72916
Currencies255 — AAVE, ADA, AED, AFN, ALGO, ALL…13 — AED, AUD, CZK, EUR, GBP, HUF…
Pricing0.15 EUR per transaction2%–3% per transaction
SettlementIndia T+2 standard; same-day or priority settlement for eligible merchants
RegulatorsReserve Bank of India, Komisja Nadzoru Finansowego (Polish Financial Supervision Authority)
CategoriesACH, ATM, BNPL, Bank Transfer, Banking, Card Issuance, Cards, Cash, Cross Border, Crypto, Direct Debit, Gateway, IBAN Issuance, Mobile / USSD, On / Off Ramp, Open Banking, Orchestration, Other, P2P, POS, PayTech, Remittance, Terminals & Kiosks, Voucher, WalletBNPL, Bank Transfer, Cards, Gateway, POS
IndustriesCrypto, Forex / CFD, Marketplace, SaaS, Travel, eCommerce, iGamingFintech, Marketplace, Retail, SaaS, eCommerce

Countries

7 in common · 226 only Orca · 0 only PayU

Only Orca

AfghanistanAlbaniaAlgeriaAndorraAngolaAnguillaAntigua and BarbudaArgentinaArmeniaArubaAustraliaAustriaAzerbaijanBahamasBahrainBangladeshBarbadosBelarusBelgiumBelizeBeninBermudaBhutanBoliviaBosnia and HerzegovinaBotswanaBrazilBritish Virgin IslandsBruneiBulgariaBurkina FasoBurundiCabo VerdeCambodiaCameroonCanadaCayman IslandsCentral African RepublicChadChileChinaChristmas IslandColombiaComorosCongoCongo (DRC)Cook IslandsCosta RicaCroatiaCubaCyprusCôte d'IvoireDenmarkDjiboutiDominicaDominican RepublicEcuadorEgyptEl SalvadorEquatorial GuineaEritreaEstoniaEswatiniEthiopiaFalkland IslandsFaroe IslandsFijiFinlandFranceFrench GuianaFrench PolynesiaGabonGambiaGeorgiaGermanyGhanaGibraltarGreeceGreenlandGrenadaGuadeloupeGuatemalaGuernseyGuineaGuinea-BissauGuyanaHaitiHondurasHong KongIcelandIndonesiaIranIraqIrelandIsle of ManIsraelItalyJamaicaJapanJerseyJordanKazakhstanKenyaKiribatiKosovoKuwaitKyrgyzstanLaosLatviaLebanonLesothoLiberiaLibyaLiechtensteinLithuaniaLuxembourgMacaoMadagascarMalawiMalaysiaMaldivesMaliMaltaMarshall IslandsMartiniqueMauritaniaMauritiusMayotteMexicoMicronesiaMoldovaMonacoMongoliaMontenegroMontserratMoroccoMozambiqueMyanmarNamibiaNauruNepalNetherlandsNew CaledoniaNew ZealandNicaraguaNigerNigeriaNiueNorfolk IslandNorth KoreaNorth MacedoniaNorwayOmanPakistanPalauPanamaPapua New GuineaParaguayPeruPhilippinesPortugalPuerto RicoQatarRussiaRwandaRéunionSaint HelenaSaint Kitts and NevisSaint LuciaSaint MartinSaint Vincent and the GrenadinesSamoaSan MarinoSao Tome and PrincipeSaudi ArabiaSenegalSerbiaSeychellesSierra LeoneSlovakiaSloveniaSolomon IslandsSomaliaSouth AfricaSouth KoreaSouth SudanSpainSri LankaSt BarthélemySt Pierre & MiquelonSudanSurinameSvalbard & Jan MayenSwedenSwitzerlandSyriaTaiwanTajikistanTanzaniaThailandTimor-LesteTogoTongaTrinidad and TobagoTunisiaTurkmenistanTurks & Caicos IslandsTuvaluU.S. Virgin IslandsUS Outlying IslandsUgandaUkraineUnited Arab EmiratesUnited KingdomUnited StatesUruguayUzbekistanVanuatuVatican CityVenezuelaVietnamWallis & FutunaWestern SaharaYemenZambiaZimbabwe

Only PayU

None — Orca covers every country PayU does.

Payment methods

16 in common · 713 only Orca · 0 only PayU

Only PayU

None.

Offered by both

American ExpressApple PayBLIKBank TransferBuy Now Pay LaterDinersE-WalletGoogle PayKlarnaMastercardOnline BankingPayPoPayURuPayUPIVisa

Frequently asked questions

What is the difference between Orca and PayU?

Orca covers 233 countries and PayU covers 7; they overlap in 7, with 226 served only by Orca and 0 only by PayU. Orca supports 729 payment methods and PayU 16, 16 of them in common. Both publish their pricing.

Which covers more countries, Orca or PayU?

Orca has more: Orca covers 233 countries and PayU covers 7. Only Orca serves Afghanistan, Albania, Algeria, Andorra, Angola, Anguilla and 220 more.

Does Orca or PayU support more payment methods?

Orca has more: 729 for Orca against 16 for PayU, with 16 in common. Only Orca offers 1Voucher, 7-Eleven, ACH, ANCV Chèque-Vacances, APAC Bank Transfer, ATM Philippines and 707 more.

Is Orca cheaper than PayU?

Orca publishes its pricing (0.15 EUR per transaction). PayU publishes its pricing (2%–3% per transaction). Which is cheaper depends on your payment methods, countries, volumes and risk profile, so compare quotes from both for your own mix.

Can you use Orca and PayU together?

Yes. Many merchants use more than one payment provider — to cover countries or payment methods only one of them offers, or as a backup if one has an outage. A payment orchestration platform can route each payment to whichever provider suits it best.

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Compiled from public sources, information supplied by providers and AI-generated content — always confirm coverage and pricing with each provider. Disclaimer