Question 1

What is the difference between Rapyd and Razorpay?

Accepted Answer

Rapyd covers 81 countries and Razorpay covers 3; they overlap in 3, with 78 served only by Rapyd and 0 only by Razorpay. Rapyd supports 50 payment methods and Razorpay 16, 6 of them in common. Both publish their pricing.

Question 2

Which covers more countries, Rapyd or Razorpay?

Accepted Answer

Rapyd has more: Rapyd covers 81 countries and Razorpay covers 3. Only Rapyd serves Albania, Andorra, Argentina, Armenia, Australia, Austria and 72 more.

Question 3

Does Rapyd or Razorpay support more payment methods?

Accepted Answer

Rapyd has more: 50 for Rapyd against 16 for Razorpay, with 6 in common. Only Rapyd offers ACH, Alipay, AmBank, Apple Pay, BACS, Banco Estado and 38 more. Only Razorpay offers American Express, Boost, Buy Now Pay Later, Diners, DuitNow, E-Wallet and 4 more.

Question 4

Is Rapyd cheaper than Razorpay?

Accepted Answer

Rapyd publishes its pricing (3.29%–3.49% per transaction). Razorpay publishes its pricing (2%–3% per transaction). Which is cheaper depends on your payment methods, countries, volumes and risk profile, so compare quotes from both for your own mix.

Question 5

Can you use Rapyd and Razorpay together?

Accepted Answer

Yes. Many merchants use more than one payment provider — to cover countries or payment methods only one of them offers, or as a backup if one has an outage. A payment orchestration platform can route each payment to whichever provider suits it best.

	Rapyd	Razorpay
Type	Provider	Provider
Headquarters	Israel	India
Founded	2016	2014
Part of
Countries covered	81	3
Payment methods	50	16
Currencies	70 — AED, AMD, ARS, AUD, BAM, BDT…	8 — AED, AUD, EUR, GBP, INR, MYR…
Pricing	3.29%–3.49% per transaction	2%–3% per transaction
Settlement	Method-dependent: Pix real time; Latin American cash and bank redirect typically 2-3 days	India T+1 standard, with instant settlement available
Regulators	Financial Conduct Authority (FCA), Central Bank of Iceland (Seðlabanki Íslands), Monetary Authority of Singapore (MAS), Hong Kong Customs and Excise Department, Hong Kong Companies Registry, Israel Securities Authority (ISA), FinCEN	Reserve Bank of India, Bank Negara Malaysia
Categories	ACH, Bank Transfer, Banking, Card Issuance, Cards, Cash, Cross Border, Crypto, Direct Debit, Gateway, IBAN Issuance, POS, Terminals & Kiosks, Wallet	BNPL, Banking, Cards, Cross Border, Gateway, POS
Industries	Fintech, Marketplace, Retail, SaaS, Travel, eCommerce, iGaming	Fintech, Marketplace, Retail, SaaS, eCommerce

Rapyd vs Razorpay

Rapyd and Razorpay at a glance

Countries

Only Rapyd

Only Razorpay

Payment methods