Orca vs Razorpay
Orca covers 233 countries and Razorpay covers 3; they overlap in 3, with 230 served only by Orca and 0 only by Razorpay. Orca supports 729 payment methods and Razorpay 16, 16 of them in common. Both publish their pricing.
Orca and Razorpay at a glance
| Orca | Razorpay | |
|---|---|---|
| Type | Provider | Provider |
| Headquarters | GB | India |
| Founded | 2024 | 2014 |
| Part of | ||
| Countries covered | 233 | 3 |
| Payment methods | 729 | 16 |
| Currencies | 255 — AAVE, ADA, AED, AFN, ALGO, ALL… | 8 — AED, AUD, EUR, GBP, INR, MYR… |
| Pricing | 0.15 EUR per transaction | 2%–3% per transaction |
| Settlement | India T+1 standard, with instant settlement available | |
| Regulators | Reserve Bank of India, Bank Negara Malaysia | |
| Categories | ACH, ATM, BNPL, Bank Transfer, Banking, Card Issuance, Cards, Cash, Cross Border, Crypto, Direct Debit, Gateway, IBAN Issuance, Mobile / USSD, On / Off Ramp, Open Banking, Orchestration, Other, P2P, POS, PayTech, Remittance, Terminals & Kiosks, Voucher, Wallet | BNPL, Banking, Cards, Cross Border, Gateway, POS |
| Industries | Crypto, Forex / CFD, Marketplace, SaaS, Travel, eCommerce, iGaming | Fintech, Marketplace, Retail, SaaS, eCommerce |
Countries
3 in common · 230 only Orca · 0 only Razorpay
Only Orca
Only Razorpay
None — Orca covers every country Razorpay does.
Payment methods
16 in common · 713 only Orca · 0 only Razorpay
Only Orca
Only Razorpay
None.
Frequently asked questions
What is the difference between Orca and Razorpay?
Orca covers 233 countries and Razorpay covers 3; they overlap in 3, with 230 served only by Orca and 0 only by Razorpay. Orca supports 729 payment methods and Razorpay 16, 16 of them in common. Both publish their pricing.
Which covers more countries, Orca or Razorpay?
Orca has more: Orca covers 233 countries and Razorpay covers 3. Only Orca serves Afghanistan, Albania, Algeria, Andorra, Angola, Anguilla and 224 more.
Does Orca or Razorpay support more payment methods?
Orca has more: 729 for Orca against 16 for Razorpay, with 16 in common. Only Orca offers 1Voucher, 7-Eleven, ACH, ANCV Chèque-Vacances, APAC Bank Transfer, ATM Philippines and 707 more.
Is Orca cheaper than Razorpay?
Orca publishes its pricing (0.15 EUR per transaction). Razorpay publishes its pricing (2%–3% per transaction). Which is cheaper depends on your payment methods, countries, volumes and risk profile, so compare quotes from both for your own mix.
Can you use Orca and Razorpay together?
Yes. Many merchants use more than one payment provider — to cover countries or payment methods only one of them offers, or as a backup if one has an outage. A payment orchestration platform can route each payment to whichever provider suits it best.
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Compiled from public sources, information supplied by providers and AI-generated content — always confirm coverage and pricing with each provider. Disclaimer

