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Razorpay vs Stripe
Razorpay covers 3 countries and Stripe covers 49; they overlap in 3, with 0 served only by Razorpay and 46 only by Stripe. Razorpay supports 29 payment methods and Stripe 56, 12 of them in common. Both publish their pricing.
Razorpay and Stripe at a glance
| Razorpay | Stripe | |
|---|---|---|
| Type | Provider | Provider |
| Headquarters | India | United States |
| Founded | 2014 | 2010 |
| Part of | ||
| Countries covered | 3 | 49 |
| Payment methods | 29 | 56 |
| Currencies | 14 — AED, AUD, CAD, CHF, EUR, GBP… | 35 — AED, ARS, AUD, BRL, CAD, CHF… |
| Pricing | On request | On request |
| Settlement | India T+1 standard, with instant settlement available | T+2 in the US and Australia, T+3 in the UK and EU; first payout after 7-14 days |
| Regulators | Reserve Bank of India, Bank Negara Malaysia | Financial Conduct Authority, Central Bank of Ireland, US state banking regulators (NMLS), Monetary Authority of Singapore |
| Categories | BNPL, Banking, Cards, Cross Border, Gateway, POS | ACH, BNPL, Card Issuance, Cards, Cross Border, Crypto, Direct Debit, Gateway, Open Banking, POS, PayTech |
| Industries | Fintech, Marketplace, Retail, SaaS, eCommerce | Charity, Fintech, Food & Drink, Marketplace, Retail, SaaS, Travel, eCommerce |
Countries
3 in common · 0 only Razorpay · 46 only Stripe
Only Razorpay
None — Stripe covers every country Razorpay does.
Only Stripe
AustraliaAU
AustriaAT
BelgiumBE
BrazilBR
BulgariaBG
CanadaCA
CroatiaHR
CyprusCY
Czech RepublicCZ
DenmarkDK
EstoniaEE
FinlandFI
FranceFR
GermanyDE
GibraltarGI
GreeceGR
Hong KongHK
HungaryHU
IcelandIS
IndonesiaID
IrelandIE
ItalyIT
JapanJP
LatviaLV
LiechtensteinLI
LithuaniaLT
LuxembourgLU
MaltaMT
MexicoMX
MonacoMC
NetherlandsNL
New ZealandNZ
NorwayNO
PolandPL
PortugalPT
RomaniaRO
San MarinoSM
SlovakiaSK
SloveniaSI
SpainES
SwedenSE
SwitzerlandCH
ThailandTH
United Arab EmiratesAE
United KingdomGB
United StatesUSPayment methods
12 in common · 17 only Razorpay · 44 only Stripe
Only Razorpay
Only Stripe
Frequently asked questions
What is the difference between Razorpay and Stripe?
Razorpay covers 3 countries and Stripe covers 49; they overlap in 3, with 0 served only by Razorpay and 46 only by Stripe. Razorpay supports 29 payment methods and Stripe 56, 12 of them in common. Both publish their pricing.
Which covers more countries, Razorpay or Stripe?
Stripe has more: Razorpay covers 3 countries and Stripe covers 49. Only Stripe serves Australia, Austria, Belgium, Brazil, Bulgaria, Canada and 40 more.
Does Razorpay or Stripe support more payment methods?
Stripe has more: 29 for Razorpay against 56 for Stripe, with 12 in common. Only Razorpay offers Airtel Money, Boost, Buy Now Pay Later, Credit Card, Diners, Direct Debit and 11 more. Only Stripe offers ACH, Affirm, Afterpay, Alipay, Alma, Apple Pay and 38 more.
Is Razorpay cheaper than Stripe?
Razorpay quotes fees per merchant. Stripe quotes fees per merchant. Which is cheaper depends on your payment methods, countries, volumes and risk profile, so compare quotes from both for your own mix.
Can you use Razorpay and Stripe together?
Yes. Many merchants use more than one payment provider — to cover countries or payment methods only one of them offers, or as a backup if one has an outage. A payment orchestration platform can route each payment to whichever provider suits it best.
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Compiled from public sources, information supplied by providers and AI-generated content — always confirm coverage and pricing with each provider. Disclaimer