airwallex-vs-paypal

Airwallex vs PayPal

Airwallex covers 67 countries and PayPal covers 187; they overlap in 56, with 11 served only by Airwallex and 131 only by PayPal. Airwallex supports 41 payment methods and PayPal 9, 7 of them in common. Airwallex publishes its pricing, while PayPal quotes fees per merchant.

Airwallex and PayPal at a glance

	Airwallex	PayPal
Type	Provider	Provider & method
Headquarters	Singapore
Founded	2015
Part of
Countries covered	67	187
Payment methods	41	9
Currencies	23 — AED, AUD, CAD, CHF, CNY, CZK…	24 — AUD, BRL, CAD, CHF, CNY, CZK…
Pricing	1.3%–4.3% per transaction	On request
Settlement	T+N set by payment method and reserve plan; daily batch, intraday option available
Regulators	Australian Securities and Investments Commission, Financial Conduct Authority, De Nederlandsche Bank, Monetary Authority of Singapore, Hong Kong Monetary Authority, Hong Kong Customs and Excise Department, FINTRAC, Bank of Lithuania, Kanto Local Finance Bureau, Bank Negara Malaysia, Israel Securities Authority, Banco Central do Brasil, Comisión Nacional Bancaria y de Valores, US state banking regulators
Categories	Bank Transfer, Banking, Card Issuance, Cards, Cross Border, Gateway, IBAN Issuance	ACH, BNPL, Bank Transfer, Cards, Crypto, Direct Debit, Open Banking, Remittance, Wallet
Industries	Fintech, Marketplace, Retail, SaaS, Travel, eCommerce	Charity, Cosmetics, Crypto, Food & Drink, Forex / CFD, Healthcare, SaaS, Travel, eCommerce, iGaming

Countries

56 in common · 11 only Airwallex · 131 only PayPal

Only Airwallex

Only PayPal

Bosnia and Herzegovina

Saint Kitts and Nevis

Saint Lucia

Saint Vincent and the Grenadines

San Marino

Sao Tome and Principe

Turks & Caicos Islands

Payment methods

7 in common · 34 only Airwallex · 2 only PayPal

Offered by both

Apple Pay BLIK Bank Transfer Google Pay Mastercard Visa iDEAL

Frequently asked questions

What is the difference between Airwallex and PayPal?

Which covers more countries, Airwallex or PayPal?

PayPal has more: Airwallex covers 67 countries and PayPal covers 187. Only Airwallex serves French Guiana, Gibraltar, Guadeloupe, Isle of Man, Macao, Marshall Islands and 5 more. Only PayPal serves Albania, Algeria, Andorra, Angola, Anguilla, Antigua and Barbuda and 125 more.

Does Airwallex or PayPal support more payment methods?

Airwallex has more: 41 for Airwallex against 9 for PayPal, with 7 in common. Only Airwallex offers 7-Eleven, ACH, Affirm, Afterpay, Alipay, AlipayHK and 28 more. Only PayPal offers PIX and PayPal.

Is Airwallex cheaper than PayPal?

Airwallex publishes its pricing (1.3%–4.3% per transaction). PayPal quotes fees per merchant. Which is cheaper depends on your payment methods, countries, volumes and risk profile, so compare quotes from both for your own mix.

Can you use Airwallex and PayPal together?

Yes. Many merchants use more than one payment provider — to cover countries or payment methods only one of them offers, or as a backup if one has an outage. A payment orchestration platform can route each payment to whichever provider suits it best.

Related comparisons

MuchBetter vs PayPal PayPal vs Rapyd Nuvei vs PayPal Airwallex vs Rapyd Airwallex vs Nuvei PayPal vs Paysafe Adyen vs Airwallex dLocal vs PayPal PayPal vs Stripe Airwallex vs MuchBetter OKTO vs PayPal Jeton vs PayPal

Compiled from public sources, information supplied by providers and AI-generated content — always confirm coverage and pricing with each provider. Disclaimer