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Airwallex vs PayPal

Airwallex covers 72 countries and PayPal covers 201; they overlap in 69, with 3 served only by Airwallex and 132 only by PayPal. Airwallex supports 96 payment methods and PayPal 9, 9 of them in common. Airwallex publishes its pricing, while PayPal quotes fees per merchant.

Airwallex and PayPal at a glance

AirwallexPayPal
TypeProviderProvider & method
HeadquartersSingapore
Founded2015
Part of
Countries covered72201
Payment methods969
Currencies42 — AED, AUD, BGN, BHD, BRL, CAD…25 — AUD, BRL, CAD, CHF, CNY, CZK…
PricingOn requestOn request
SettlementT+N set by payment method and reserve plan; daily batch, intraday option available
RegulatorsAustralian Securities and Investments Commission, Financial Conduct Authority, De Nederlandsche Bank, Monetary Authority of Singapore, Hong Kong Monetary Authority, Hong Kong Customs and Excise Department, FINTRAC, Bank of Lithuania, Kanto Local Finance Bureau, Bank Negara Malaysia, Israel Securities Authority, Banco Central do Brasil, Comisión Nacional Bancaria y de Valores, US state banking regulatorsFinancial Conduct Authority (FCA)
CategoriesBank Transfer, Banking, Card Issuance, Cards, Cross Border, Gateway, IBAN IssuanceACH, BNPL, Bank Transfer, Cards, Crypto, Direct Debit, Open Banking, Remittance, Wallet
IndustriesFintech, Marketplace, Retail, SaaS, Travel, eCommerceCharity, Cosmetics, Crypto, Food & Drink, Forex / CFD, Healthcare, SaaS, Travel, eCommerce, iGaming

Countries

69 in common · 3 only Airwallex · 132 only PayPal

Only PayPal

Payment methods

9 in common · 87 only Airwallex · 0 only PayPal

Frequently asked questions

What is the difference between Airwallex and PayPal?

Airwallex covers 72 countries and PayPal covers 201; they overlap in 69, with 3 served only by Airwallex and 132 only by PayPal. Airwallex supports 96 payment methods and PayPal 9, 9 of them in common. Airwallex publishes its pricing, while PayPal quotes fees per merchant.

Which covers more countries, Airwallex or PayPal?

PayPal has more: Airwallex covers 72 countries and PayPal covers 201. Only Airwallex serves Isle of Man, Macao and Puerto Rico. Only PayPal serves Albania, Algeria, Andorra, Angola, Anguilla, Antigua and Barbuda and 126 more.

Does Airwallex or PayPal support more payment methods?

Airwallex has more: 96 for Airwallex against 9 for PayPal, with 9 in common. Only Airwallex offers 7-Eleven, ACH, Affirm, Afterpay, Airi, Airwallex Pay and 81 more.

Is Airwallex cheaper than PayPal?

Airwallex quotes fees per merchant. PayPal quotes fees per merchant. Which is cheaper depends on your payment methods, countries, volumes and risk profile, so compare quotes from both for your own mix.

Can you use Airwallex and PayPal together?

Yes. Many merchants use more than one payment provider — to cover countries or payment methods only one of them offers, or as a backup if one has an outage. A payment orchestration platform can route each payment to whichever provider suits it best.

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Compiled from public sources, information supplied by providers and AI-generated content — always confirm coverage and pricing with each provider. Disclaimer