paypal-vs-rapyd

PayPal vs Rapyd

PayPal covers 187 countries and Rapyd covers 81; they overlap in 74, with 113 served only by PayPal and 7 only by Rapyd. PayPal supports 9 payment methods and Rapyd 50, 6 of them in common. Rapyd publishes its pricing, while PayPal quotes fees per merchant.

PayPal and Rapyd at a glance

	PayPal	Rapyd
Type	Provider & method	Provider
Headquarters		Israel
Founded		2016
Part of
Countries covered	187	81
Payment methods	9	50
Currencies	24 — AUD, BRL, CAD, CHF, CNY, CZK…	70 — AED, AMD, ARS, AUD, BAM, BDT…
Pricing	On request	3.29%–3.49% per transaction
Settlement		Method-dependent: Pix real time; Latin American cash and bank redirect typically 2-3 days
Regulators		Financial Conduct Authority (FCA), Central Bank of Iceland (Seðlabanki Íslands), Monetary Authority of Singapore (MAS), Hong Kong Customs and Excise Department, Hong Kong Companies Registry, Israel Securities Authority (ISA), FinCEN
Categories	ACH, BNPL, Bank Transfer, Cards, Crypto, Direct Debit, Open Banking, Remittance, Wallet	ACH, Bank Transfer, Banking, Card Issuance, Cards, Cash, Cross Border, Crypto, Direct Debit, Gateway, IBAN Issuance, POS, Terminals & Kiosks, Wallet
Industries	Charity, Cosmetics, Crypto, Food & Drink, Forex / CFD, Healthcare, SaaS, Travel, eCommerce, iGaming	Fintech, Marketplace, Retail, SaaS, Travel, eCommerce, iGaming

Countries

74 in common · 113 only PayPal · 7 only Rapyd

Only PayPal

Saint Kitts and Nevis

Saint Lucia

Saint Vincent and the Grenadines

Samoa

Sao Tome and Principe

Turks & Caicos Islands

Only Rapyd

Payment methods

6 in common · 3 only PayPal · 44 only Rapyd

Offered by both

Apple Pay Bank Transfer Google Pay Mastercard PIX Visa

Frequently asked questions

What is the difference between PayPal and Rapyd?

Which covers more countries, PayPal or Rapyd?

PayPal has more: PayPal covers 187 countries and Rapyd covers 81. Only PayPal serves Algeria, Angola, Anguilla, Antigua and Barbuda, Aruba, Azerbaijan and 107 more. Only Rapyd serves Gibraltar, Guernsey, Isle of Man, Jersey, Philippines, Turkey and 1 more.

Does PayPal or Rapyd support more payment methods?

Rapyd has more: 9 for PayPal against 50 for Rapyd, with 6 in common. Only PayPal offers BLIK, PayPal and iDEAL. Only Rapyd offers ACH, Alipay, AmBank, BACS, Banco Estado, Banco de Antigua and 38 more.

Is PayPal cheaper than Rapyd?

PayPal quotes fees per merchant. Rapyd publishes its pricing (3.29%–3.49% per transaction). Which is cheaper depends on your payment methods, countries, volumes and risk profile, so compare quotes from both for your own mix.

Can you use PayPal and Rapyd together?

Yes. Many merchants use more than one payment provider — to cover countries or payment methods only one of them offers, or as a backup if one has an outage. A payment orchestration platform can route each payment to whichever provider suits it best.

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Compiled from public sources, information supplied by providers and AI-generated content — always confirm coverage and pricing with each provider. Disclaimer