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PayPal vs Rapyd

PayPal covers 201 countries and Rapyd covers 81; they overlap in 77, with 124 served only by PayPal and 4 only by Rapyd. PayPal supports 9 payment methods and Rapyd 56, 6 of them in common. Rapyd publishes its pricing, while PayPal quotes fees per merchant.

PayPal and Rapyd at a glance

PayPalRapyd
TypeProvider & methodProvider
HeadquartersIsrael
Founded2016
Part of
Countries covered20181
Payment methods956
Currencies25 — AUD, BRL, CAD, CHF, CNY, CZK…73 — AED, AMD, ARS, AUD, BAM, BDT…
PricingOn requestOn request
SettlementMethod-dependent: Pix real time; Latin American cash and bank redirect typically 2-3 days
RegulatorsFinancial Conduct Authority (FCA)Financial Conduct Authority (FCA), Central Bank of Iceland (Seðlabanki Íslands), Monetary Authority of Singapore (MAS), Hong Kong Customs and Excise Department, Hong Kong Companies Registry, Israel Securities Authority (ISA), FinCEN
CategoriesACH, BNPL, Bank Transfer, Cards, Crypto, Direct Debit, Open Banking, Remittance, WalletACH, Bank Transfer, Banking, Card Issuance, Cards, Cash, Cross Border, Crypto, Direct Debit, Gateway, IBAN Issuance, POS, Terminals & Kiosks, Wallet
IndustriesCharity, Cosmetics, Crypto, Food & Drink, Forex / CFD, Healthcare, SaaS, Travel, eCommerce, iGamingFintech, Marketplace, Retail, SaaS, Travel, eCommerce, iGaming

Countries

77 in common · 124 only PayPal · 4 only Rapyd

Payment methods

6 in common · 3 only PayPal · 50 only Rapyd

Frequently asked questions

What is the difference between PayPal and Rapyd?

PayPal covers 201 countries and Rapyd covers 81; they overlap in 77, with 124 served only by PayPal and 4 only by Rapyd. PayPal supports 9 payment methods and Rapyd 56, 6 of them in common. Rapyd publishes its pricing, while PayPal quotes fees per merchant.

Which covers more countries, PayPal or Rapyd?

PayPal has more: PayPal covers 201 countries and Rapyd covers 81. Only PayPal serves Algeria, Angola, Anguilla, Antigua and Barbuda, Aruba, Azerbaijan and 118 more. Only Rapyd serves Guernsey, Isle of Man, Jersey and Turkey.

Does PayPal or Rapyd support more payment methods?

Rapyd has more: 9 for PayPal against 56 for Rapyd, with 6 in common. Only PayPal offers BLIK, PayPal and iDEAL. Only Rapyd offers ACH, Alipay, AmBank, BACS, Banco Estado, Banco Santander and 44 more.

Is PayPal cheaper than Rapyd?

PayPal quotes fees per merchant. Rapyd quotes fees per merchant. Which is cheaper depends on your payment methods, countries, volumes and risk profile, so compare quotes from both for your own mix.

Can you use PayPal and Rapyd together?

Yes. Many merchants use more than one payment provider — to cover countries or payment methods only one of them offers, or as a backup if one has an outage. A payment orchestration platform can route each payment to whichever provider suits it best.

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Compiled from public sources, information supplied by providers and AI-generated content — always confirm coverage and pricing with each provider. Disclaimer