Question 1

What is the difference between Airwallex and Rapyd?

Accepted Answer

Airwallex covers 67 countries and Rapyd covers 81; they overlap in 52, with 15 served only by Airwallex and 29 only by Rapyd. Airwallex supports 41 payment methods and Rapyd 50, 12 of them in common. Both publish their pricing.

Question 2

Which covers more countries, Airwallex or Rapyd?

Accepted Answer

Rapyd has more: Airwallex covers 67 countries and Rapyd covers 81. Only Airwallex serves Canada, Cayman Islands, China, Costa Rica, Fiji, French Guiana and 9 more. Only Rapyd serves Albania, Andorra, Argentina, Armenia, Bosnia and Herzegovina, Chile and 23 more.

Question 3

Does Airwallex or Rapyd support more payment methods?

Accepted Answer

Rapyd has more: 41 for Airwallex against 50 for Rapyd, with 12 in common. Only Airwallex offers 7-Eleven, Affirm, Afterpay, AlipayHK, American Express, Atome and 23 more. Only Rapyd offers AmBank, Banco Estado, Banco de Antigua, Bancolombia, Bank Islam, Bank Muamalat and 32 more.

Question 4

Is Airwallex cheaper than Rapyd?

Accepted Answer

Airwallex publishes its pricing (1.3%–4.3% per transaction). Rapyd publishes its pricing (3.29%–3.49% per transaction). Which is cheaper depends on your payment methods, countries, volumes and risk profile, so compare quotes from both for your own mix.

Question 5

Can you use Airwallex and Rapyd together?

Accepted Answer

Yes. Many merchants use more than one payment provider — to cover countries or payment methods only one of them offers, or as a backup if one has an outage. A payment orchestration platform can route each payment to whichever provider suits it best.

	Airwallex	Rapyd
Type	Provider	Provider
Headquarters	Singapore	Israel
Founded	2015	2016
Part of
Countries covered	67	81
Payment methods	41	50
Currencies	23 — AED, AUD, CAD, CHF, CNY, CZK…	70 — AED, AMD, ARS, AUD, BAM, BDT…
Pricing	1.3%–4.3% per transaction	3.29%–3.49% per transaction
Settlement	T+N set by payment method and reserve plan; daily batch, intraday option available	Method-dependent: Pix real time; Latin American cash and bank redirect typically 2-3 days
Regulators	Australian Securities and Investments Commission, Financial Conduct Authority, De Nederlandsche Bank, Monetary Authority of Singapore, Hong Kong Monetary Authority, Hong Kong Customs and Excise Department, FINTRAC, Bank of Lithuania, Kanto Local Finance Bureau, Bank Negara Malaysia, Israel Securities Authority, Banco Central do Brasil, Comisión Nacional Bancaria y de Valores, US state banking regulators	Financial Conduct Authority (FCA), Central Bank of Iceland (Seðlabanki Íslands), Monetary Authority of Singapore (MAS), Hong Kong Customs and Excise Department, Hong Kong Companies Registry, Israel Securities Authority (ISA), FinCEN
Categories	Bank Transfer, Banking, Card Issuance, Cards, Cross Border, Gateway, IBAN Issuance	ACH, Bank Transfer, Banking, Card Issuance, Cards, Cash, Cross Border, Crypto, Direct Debit, Gateway, IBAN Issuance, POS, Terminals & Kiosks, Wallet
Industries	Fintech, Marketplace, Retail, SaaS, Travel, eCommerce	Fintech, Marketplace, Retail, SaaS, Travel, eCommerce, iGaming

Airwallex vs Rapyd

Airwallex and Rapyd at a glance

Countries

Only Airwallex

Only Rapyd

Payment methods