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dLocal vs PayPal
dLocal covers 54 countries and PayPal covers 187; they overlap in 48, with 6 served only by dLocal and 139 only by PayPal. dLocal supports 99 payment methods and PayPal 9, 4 of them in common. Neither publishes standard pricing — both quote fees per merchant.
dLocal and PayPal at a glance
| dLocal | PayPal | |
|---|---|---|
| Type | Provider | Provider & method |
| Headquarters | Uruguay | |
| Founded | 2016 | |
| Part of | ||
| Countries covered | 54 | 187 |
| Payment methods | 99 | 9 |
| Currencies | 47 — AED, ARS, BDT, BHD, BOB, BRL… | 24 — AUD, BRL, CAD, CHF, CNY, CZK… |
| Pricing | On request | On request |
| Settlement | Configurable per merchant: automatic on a schedule or balance threshold, or on request | |
| Regulators | Malta Financial Services Authority (MFSA), Financial Conduct Authority (FCA), FinCEN, Central Bank of Nigeria, Banco Central do Brasil, Banco de México / CNBV, Banco Central de la República Argentina (BCRA), South African Reserve Bank / PASA, Superintendencia de Banca, Seguros y AFP (SBS), Bangko Sentral ng Pilipinas, UAE financial regulator (authority not named in the announcement), Central Bank of the Republic of Türkiye | |
| Categories | BNPL, Bank Transfer, Cards, Cash, Cross Border, Direct Debit, Gateway, Mobile / USSD, Voucher, Wallet | ACH, BNPL, Bank Transfer, Cards, Crypto, Direct Debit, Open Banking, Remittance, Wallet |
| Industries | Crypto, Fintech, Gaming, Marketplace, Retail, SaaS, Travel, eCommerce | Charity, Cosmetics, Crypto, Food & Drink, Forex / CFD, Healthcare, SaaS, Travel, eCommerce, iGaming |
Countries
48 in common · 6 only dLocal · 139 only PayPal
Bangladesh
Ghana
Pakistan
Philippines
Turkey
UruguayOnly PayPal
Albania
Algeria
Andorra
Angola
Anguilla
Antigua and Barbuda
Armenia
Aruba
Australia
Austria
Azerbaijan
Bahamas
Barbados
Belarus
Belgium
Belize
Benin
Bermuda
Bhutan
Bosnia and Herzegovina
Botswana
British Virgin Islands
Brunei
Bulgaria
Burkina Faso
Burundi
Cabo Verde
Cambodia
Canada
Cayman Islands
China
Comoros
Congo
Cook Islands
Croatia
Cyprus
Czech Republic
Denmark
Djibouti
Dominica
Eritrea
Estonia
Eswatini
Ethiopia
Falkland Islands
Faroe Islands
Fiji
Finland
France
French Polynesia
Gabon
Gambia
Georgia
Germany
Greece
Greenland
Grenada
Guinea
Guyana
Hong Kong
Hungary
Iceland
Ireland
Israel
Italy
Jamaica
Kazakhstan
Kiribati
Kuwait
Kyrgyzstan
Laos
Latvia
Lesotho
Liechtenstein
Lithuania
Luxembourg
Malawi
Maldives
Mali
Mauritania
Mauritius
Micronesia
Moldova
Monaco
Mongolia
Montenegro
Montserrat
Mozambique
Namibia
Nauru
Nepal
Netherlands
New Caledonia
New Zealand
North Macedonia
Norway
Palau
Papua New Guinea
Poland
Portugal
Romania
Russia
Saint Helena
Saint Kitts and Nevis
Saint Lucia
Saint Vincent and the Grenadines
Samoa
San Marino
Sao Tome and Principe
Serbia
Seychelles
Sierra Leone
Singapore
Slovakia
Slovenia
Solomon Islands
Somalia
South Korea
Spain
Sri Lanka
St Pierre & Miquelon
Suriname
Sweden
Switzerland
Taiwan
Tajikistan
Togo
Tonga
Trinidad and Tobago
Tunisia
Turkmenistan
Turks & Caicos Islands
Tuvalu
Ukraine
Vanuatu
Venezuela
Wallis & Futuna
Yemen
ZambiaPayment methods
4 in common · 95 only dLocal · 5 only PayPal
Only dLocal
Only PayPal
Offered by both
Frequently asked questions
What is the difference between dLocal and PayPal?
dLocal covers 54 countries and PayPal covers 187; they overlap in 48, with 6 served only by dLocal and 139 only by PayPal. dLocal supports 99 payment methods and PayPal 9, 4 of them in common. Neither publishes standard pricing — both quote fees per merchant.
Which covers more countries, dLocal or PayPal?
PayPal has more: dLocal covers 54 countries and PayPal covers 187. Only dLocal serves Bangladesh, Ghana, Pakistan, Philippines, Turkey and Uruguay. Only PayPal serves Albania, Algeria, Andorra, Angola, Anguilla, Antigua and Barbuda and 133 more.
Does dLocal or PayPal support more payment methods?
dLocal has more: 99 for dLocal against 9 for PayPal, with 4 in common. Only dLocal offers 7-Eleven, AU Pay, Abitab, Airtel Money, AirtelTigo, Alipay and 89 more. Only PayPal offers Apple Pay, BLIK, Google Pay, PayPal and iDEAL.
Is dLocal cheaper than PayPal?
dLocal quotes fees per merchant. PayPal quotes fees per merchant. Which is cheaper depends on your payment methods, countries, volumes and risk profile, so compare quotes from both for your own mix.
Can you use dLocal and PayPal together?
Yes. Many merchants use more than one payment provider — to cover countries or payment methods only one of them offers, or as a backup if one has an outage. A payment orchestration platform can route each payment to whichever provider suits it best.
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Compiled from public sources, information supplied by providers and AI-generated content — always confirm coverage and pricing with each provider. Disclaimer