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dLocal vs PayPal
dLocal covers 69 countries and PayPal covers 201; they overlap in 64, with 5 served only by dLocal and 137 only by PayPal. dLocal supports 106 payment methods and PayPal 9, 6 of them in common. Neither publishes standard pricing — both quote fees per merchant.
dLocal and PayPal at a glance
| dLocal | PayPal | |
|---|---|---|
| Type | Provider | Provider & method |
| Headquarters | Uruguay | |
| Founded | 2016 | |
| Part of | ||
| Countries covered | 69 | 201 |
| Payment methods | 106 | 9 |
| Currencies | 47 — AED, ARS, BDT, BHD, BOB, BRL… | 25 — AUD, BRL, CAD, CHF, CNY, CZK… |
| Pricing | On request | On request |
| Settlement | Configurable per merchant: automatic on a schedule or balance threshold, or on request | |
| Regulators | Malta Financial Services Authority (MFSA), Financial Conduct Authority (FCA), FinCEN, Central Bank of Nigeria, Banco Central do Brasil, Banco de México / CNBV, Banco Central de la República Argentina (BCRA), South African Reserve Bank / PASA, Superintendencia de Banca, Seguros y AFP (SBS), Bangko Sentral ng Pilipinas, UAE financial regulator (authority not named in the announcement), Central Bank of the Republic of Türkiye | Financial Conduct Authority (FCA) |
| Categories | BNPL, Bank Transfer, Cards, Cash, Cross Border, Direct Debit, Gateway, Mobile / USSD, Voucher, Wallet | ACH, BNPL, Bank Transfer, Cards, Crypto, Direct Debit, Open Banking, Remittance, Wallet |
| Industries | Crypto, Fintech, Gaming, Marketplace, Retail, SaaS, Travel, eCommerce | Charity, Cosmetics, Crypto, Food & Drink, Forex / CFD, Healthcare, SaaS, Travel, eCommerce, iGaming |
Countries
64 in common · 5 only dLocal · 137 only PayPal
Bangladesh
Ghana
Liberia
Pakistan
TurkeyOnly PayPal
AlbaniaAL
AndorraAD
AngolaAO
AnguillaAI
Antigua and BarbudaAG
ArmeniaAM
ArubaAW
AustraliaAU
AustriaAT
AzerbaijanAZ
BahamasBS
BarbadosBB
BelarusBY
BelgiumBE
BelizeBZ
BermudaBM
BhutanBT
Bosnia and HerzegovinaBA
British Virgin IslandsVG
BruneiBN
BulgariaBG
BurundiBI
Cabo VerdeCV
CambodiaKH
CanadaCA
Cayman IslandsKY
ComorosKM
CongoCG
Cook IslandsCK
CroatiaHR
CyprusCY
Czech RepublicCZ
DenmarkDK
DjiboutiDJ
DominicaDM
EritreaER
EstoniaEE
EswatiniSZ
Falkland IslandsFK
Faroe IslandsFO
FijiFJ
FinlandFI
FranceFR
French GuianaGF
French PolynesiaPF
GabonGA
GambiaGM
GeorgiaGE
GermanyDE
GibraltarGI
GreeceGR
GreenlandGL
GrenadaGD
GuadeloupeGP
GuineaGN
GuyanaGY
HungaryHU
IcelandIS
IrelandIE
IsraelIL
ItalyIT
JamaicaJM
KazakhstanKZ
KiribatiKI
KuwaitKW
KyrgyzstanKG
LaosLA
LatviaLV
LiechtensteinLI
LithuaniaLT
LuxembourgLU
MalawiMW
MaldivesMV
Marshall IslandsMH
MartiniqueMQ
MauritaniaMR
MauritiusMU
MayotteYT
MicronesiaFM
MoldovaMD
MonacoMC
MongoliaMN
MontenegroME
MontserratMS
NamibiaNA
NauruNR
NepalNP
NetherlandsNL
New CaledoniaNC
New ZealandNZ
NiueNU
Norfolk IslandNF
North MacedoniaMK
NorwayNO
PalauPW
Papua New GuineaPG
Pitcairn IslandsPN
PolandPL
PortugalPT
RomaniaRO
RussiaRU
RéunionRE
Saint HelenaSH
Saint Kitts and NevisKN
Saint LuciaLC
Saint Vincent and the GrenadinesVC
SamoaWS
San MarinoSM
Sao Tome and PrincipeST
SerbiaRS
SeychellesSC
SingaporeSG
SlovakiaSK
SloveniaSI
Solomon IslandsSB
SomaliaSO
South KoreaKR
SpainES
St Pierre & MiquelonPM
SurinameSR
Svalbard & Jan MayenSJ
SwedenSE
SwitzerlandCH
TaiwanTW
TajikistanTJ
TongaTO
Trinidad and TobagoTT
TunisiaTN
TurkmenistanTM
Turks & Caicos IslandsTC
TuvaluTV
UkraineUA
VanuatuVU
Vatican CityVA
VenezuelaVE
Wallis & FutunaWF
YemenYEPayment methods
6 in common · 100 only dLocal · 3 only PayPal
Only dLocal
Offered by both
Frequently asked questions
What is the difference between dLocal and PayPal?
dLocal covers 69 countries and PayPal covers 201; they overlap in 64, with 5 served only by dLocal and 137 only by PayPal. dLocal supports 106 payment methods and PayPal 9, 6 of them in common. Neither publishes standard pricing — both quote fees per merchant.
Which covers more countries, dLocal or PayPal?
PayPal has more: dLocal covers 69 countries and PayPal covers 201. Only dLocal serves Bangladesh, Ghana, Liberia, Pakistan and Turkey. Only PayPal serves Albania, Andorra, Angola, Anguilla, Antigua and Barbuda, Armenia and 131 more.
Does dLocal or PayPal support more payment methods?
dLocal has more: 106 for dLocal against 9 for PayPal, with 6 in common. Only dLocal offers 7-Eleven, AU Pay, Abitab, Airtel Money, AirtelTigo, Alipay and 94 more. Only PayPal offers BLIK, PayPal and iDEAL.
Is dLocal cheaper than PayPal?
dLocal quotes fees per merchant. PayPal quotes fees per merchant. Which is cheaper depends on your payment methods, countries, volumes and risk profile, so compare quotes from both for your own mix.
Can you use dLocal and PayPal together?
Yes. Many merchants use more than one payment provider — to cover countries or payment methods only one of them offers, or as a backup if one has an outage. A payment orchestration platform can route each payment to whichever provider suits it best.
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Compiled from public sources, information supplied by providers and AI-generated content — always confirm coverage and pricing with each provider. Disclaimer