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Checkout.com vs Stripe
Checkout.com covers 36 countries and Stripe covers 46; they overlap in 28, with 8 served only by Checkout.com and 18 only by Stripe. Checkout.com supports 42 payment methods and Stripe 50, 27 of them in common. Stripe publishes its pricing, while Checkout.com quotes fees per merchant.
Checkout.com and Stripe at a glance
| Checkout.com | Stripe | |
|---|---|---|
| Type | Provider | Provider |
| Headquarters | United Kingdom | United States |
| Founded | 2012 | 2010 |
| Part of | ||
| Countries covered | 36 | 46 |
| Payment methods | 42 | 50 |
| Currencies | 27 — AED, AUD, BHD, BRL, CAD, CHF… | 33 — AED, ARS, AUD, BRL, CAD, CHF… |
| Pricing | On request | 1.5%–3.15% + 0.2 GBP per transaction |
| Settlement | T+2 for major currencies, T+3 or longer for others; daily to monthly payout runs | T+2 in the US and Australia, T+3 in the UK and EU; first payout after 7-14 days |
| Regulators | Financial Conduct Authority, Autorité de contrôle prudentiel et de résolution, Monetary Authority of Singapore, AUSTRAC, Financial Markets Authority, Customs and Excise Department, Ministry of Economy, Trade and Industry, Central Bank of the UAE, US state banking regulators (NMLS), Banco Central do Brasil | Financial Conduct Authority, Central Bank of Ireland, US state banking regulators (NMLS), Monetary Authority of Singapore |
| Categories | BNPL, Cards, Cross Border, Direct Debit, Gateway, Open Banking, PayTech | ACH, BNPL, Card Issuance, Cards, Cross Border, Crypto, Direct Debit, Gateway, Open Banking, POS, PayTech |
| Industries | Crypto, Fintech, Marketplace, Retail, SaaS, Travel, eCommerce, iGaming | Charity, Fintech, Food & Drink, Marketplace, Retail, SaaS, Travel, eCommerce |
Countries
28 in common · 8 only Checkout.com · 18 only Stripe
Bahrain
China
Kuwait
Oman
Philippines
Qatar
Saudi Arabia
South Korea
Bulgaria
Croatia
Cyprus
Czech Republic
Estonia
Gibraltar
Greece
Hungary
India
Latvia
Liechtenstein
Lithuania
Luxembourg
Malta
Mexico
Romania
Slovakia
SloveniaPayment methods
27 in common · 15 only Checkout.com · 23 only Stripe
Only Checkout.com
Frequently asked questions
What is the difference between Checkout.com and Stripe?
Checkout.com covers 36 countries and Stripe covers 46; they overlap in 28, with 8 served only by Checkout.com and 18 only by Stripe. Checkout.com supports 42 payment methods and Stripe 50, 27 of them in common. Stripe publishes its pricing, while Checkout.com quotes fees per merchant.
Which covers more countries, Checkout.com or Stripe?
Stripe has more: Checkout.com covers 36 countries and Stripe covers 46. Only Checkout.com serves Bahrain, China, Kuwait, Oman, Philippines, Qatar and 2 more. Only Stripe serves Bulgaria, Croatia, Cyprus, Czech Republic, Estonia, Gibraltar and 12 more.
Does Checkout.com or Stripe support more payment methods?
Stripe has more: 42 for Checkout.com against 50 for Stripe, with 27 in common. Only Checkout.com offers AlipayHK, Benefit, Bizum, DANA, GCash, KNET and 9 more. Only Stripe offers Affirm, Afterpay, Amazon Pay, Bank Transfer, Billie, Boleto and 17 more.
Is Checkout.com cheaper than Stripe?
Checkout.com quotes fees per merchant. Stripe publishes its pricing (1.5%–3.15% + 0.2 GBP per transaction). Which is cheaper depends on your payment methods, countries, volumes and risk profile, so compare quotes from both for your own mix.
Can you use Checkout.com and Stripe together?
Yes. Many merchants use more than one payment provider — to cover countries or payment methods only one of them offers, or as a backup if one has an outage. A payment orchestration platform can route each payment to whichever provider suits it best.
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Compiled from public sources, information supplied by providers and AI-generated content — always confirm coverage and pricing with each provider. Disclaimer