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Adyen vs Stripe
Adyen covers 57 countries and Stripe covers 46; they overlap in 46, with 11 served only by Adyen and 0 only by Stripe. Adyen supports 104 payment methods and Stripe 50, 48 of them in common. Both publish their pricing.
Adyen and Stripe at a glance
| Adyen | Stripe | |
|---|---|---|
| Type | Provider | Provider |
| Headquarters | Netherlands | United States |
| Founded | 2006 | 2010 |
| Part of | ||
| Countries covered | 57 | 46 |
| Payment methods | 104 | 50 |
| Currencies | 35 — AED, AUD, BHD, BRL, CAD, CHF… | 33 — AED, ARS, AUD, BRL, CAD, CHF… |
| Pricing | 0.11 EUR per transaction | 1.5%–3.15% + 0.2 GBP per transaction |
| Settlement | Daily payouts of each day's sales by default (configurable); up to two days to arrive depending on currency. | T+2 in the US and Australia, T+3 in the UK and EU; first payout after 7-14 days |
| Regulators | De Nederlandsche Bank (DNB), Prudential Regulation Authority / Financial Conduct Authority, Office of the Comptroller of the Currency / Federal Reserve Board, Central Bank of the UAE (CBUAE), Monetary Authority of Singapore (MAS), Reserve Bank of India (RBI), Banco Central do Brasil | Financial Conduct Authority, Central Bank of Ireland, US state banking regulators (NMLS), Monetary Authority of Singapore |
| Categories | Card Issuance, Cards, Cross Border, Direct Debit, Gateway, Open Banking, POS, PayTech, Terminals & Kiosks | ACH, BNPL, Card Issuance, Cards, Cross Border, Crypto, Direct Debit, Gateway, Open Banking, POS, PayTech |
| Industries | Fintech, Food & Drink, Marketplace, Retail, SaaS, Travel, eCommerce | Charity, Fintech, Food & Drink, Marketplace, Retail, SaaS, Travel, eCommerce |
Countries
46 in common · 11 only Adyen · 0 only Stripe
Only Adyen
Only Stripe
None — Adyen covers every country Stripe does.
Payment methods
48 in common · 56 only Adyen · 2 only Stripe
Only Adyen
Only Stripe
Offered by both
Frequently asked questions
What is the difference between Adyen and Stripe?
Adyen covers 57 countries and Stripe covers 46; they overlap in 46, with 11 served only by Adyen and 0 only by Stripe. Adyen supports 104 payment methods and Stripe 50, 48 of them in common. Both publish their pricing.
Which covers more countries, Adyen or Stripe?
Adyen has more: Adyen covers 57 countries and Stripe covers 46. Only Adyen serves Bahrain, China, Guernsey, Iceland, Isle of Man, Jersey and 5 more.
Does Adyen or Stripe support more payment methods?
Adyen has more: 104 for Adyen against 50 for Stripe, with 48 in common. Only Adyen offers 7-Eleven, ATM Philippines, Accel, AlipayHK, Atome, Bancontact Card and 50 more. Only Stripe offers Pay with Crypto and Przelewy24.
Is Adyen cheaper than Stripe?
Adyen publishes its pricing (0.11 EUR per transaction). Stripe publishes its pricing (1.5%–3.15% + 0.2 GBP per transaction). Which is cheaper depends on your payment methods, countries, volumes and risk profile, so compare quotes from both for your own mix.
Can you use Adyen and Stripe together?
Yes. Many merchants use more than one payment provider — to cover countries or payment methods only one of them offers, or as a backup if one has an outage. A payment orchestration platform can route each payment to whichever provider suits it best.
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Compiled from public sources, information supplied by providers and AI-generated content — always confirm coverage and pricing with each provider. Disclaimer