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Adyen vs Stripe
Adyen covers 57 countries and Stripe covers 49; they overlap in 47, with 10 served only by Adyen and 2 only by Stripe. Adyen supports 104 payment methods and Stripe 56, 48 of them in common. Both publish their pricing.
Adyen and Stripe at a glance
| Adyen | Stripe | |
|---|---|---|
| Type | Provider | Provider |
| Headquarters | Netherlands | United States |
| Founded | 2006 | 2010 |
| Part of | ||
| Countries covered | 57 | 49 |
| Payment methods | 104 | 56 |
| Currencies | 35 — AED, AUD, BHD, BRL, CAD, CHF… | 35 — AED, ARS, AUD, BRL, CAD, CHF… |
| Pricing | On request | On request |
| Settlement | Daily payouts of each day's sales by default (configurable); up to two days to arrive depending on currency. | T+2 in the US and Australia, T+3 in the UK and EU; first payout after 7-14 days |
| Regulators | De Nederlandsche Bank (DNB), Prudential Regulation Authority / Financial Conduct Authority, Office of the Comptroller of the Currency / Federal Reserve Board, Central Bank of the UAE (CBUAE), Monetary Authority of Singapore (MAS), Reserve Bank of India (RBI), Banco Central do Brasil | Financial Conduct Authority, Central Bank of Ireland, US state banking regulators (NMLS), Monetary Authority of Singapore |
| Categories | Card Issuance, Cards, Cross Border, Direct Debit, Gateway, Open Banking, POS, PayTech, Terminals & Kiosks | ACH, BNPL, Card Issuance, Cards, Cross Border, Crypto, Direct Debit, Gateway, Open Banking, POS, PayTech |
| Industries | Fintech, Food & Drink, Marketplace, Retail, SaaS, Travel, eCommerce | Charity, Fintech, Food & Drink, Marketplace, Retail, SaaS, Travel, eCommerce |
Countries
47 in common · 10 only Adyen · 2 only Stripe
Bahrain
China
Guernsey
Isle of Man
Jersey
Kuwait
Philippines
Puerto Rico
South Korea
Vietnam
Monaco
San MarinoPayment methods
48 in common · 56 only Adyen · 8 only Stripe
Only Adyen
Offered by both
Frequently asked questions
What is the difference between Adyen and Stripe?
Adyen covers 57 countries and Stripe covers 49; they overlap in 47, with 10 served only by Adyen and 2 only by Stripe. Adyen supports 104 payment methods and Stripe 56, 48 of them in common. Both publish their pricing.
Which covers more countries, Adyen or Stripe?
Adyen has more: Adyen covers 57 countries and Stripe covers 49. Only Adyen serves Bahrain, China, Guernsey, Isle of Man, Jersey, Kuwait and 4 more. Only Stripe serves Monaco and San Marino.
Does Adyen or Stripe support more payment methods?
Adyen has more: 104 for Adyen against 56 for Stripe, with 48 in common. Only Adyen offers 7-Eleven, ATM Philippines, Accel, AlipayHK, Atome, Bancontact Card and 50 more. Only Stripe offers BECS Direct Debit, Cards, Crypto, Debit Card, OXXO Pay, Onelink (formerly Stripe Link) and 2 more.
Is Adyen cheaper than Stripe?
Adyen quotes fees per merchant. Stripe quotes fees per merchant. Which is cheaper depends on your payment methods, countries, volumes and risk profile, so compare quotes from both for your own mix.
Can you use Adyen and Stripe together?
Yes. Many merchants use more than one payment provider — to cover countries or payment methods only one of them offers, or as a backup if one has an outage. A payment orchestration platform can route each payment to whichever provider suits it best.
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Compiled from public sources, information supplied by providers and AI-generated content — always confirm coverage and pricing with each provider. Disclaimer