Question 1

What is the difference between Hipay and Stripe?

Accepted Answer

Hipay covers 10 countries and Stripe covers 46; they overlap in 10, with 0 served only by Hipay and 36 only by Stripe. Hipay supports 21 payment methods and Stripe 50, 12 of them in common. Stripe publishes its pricing, while Hipay quotes fees per merchant.

Question 2

Which covers more countries, Hipay or Stripe?

Accepted Answer

Stripe has more: Hipay covers 10 countries and Stripe covers 46. Only Stripe serves Australia, Austria, Brazil, Bulgaria, Canada, Croatia and 30 more.

Question 3

Does Hipay or Stripe support more payment methods?

Accepted Answer

Stripe has more: 21 for Hipay against 50 for Stripe, with 12 in common. Only Hipay offers BNP Paribas, Carte Bancaire CB, Giropay, Mooney, MyBank, Oney 3x / 4x and 3 more. Only Stripe offers ACH, Affirm, Afterpay, Alipay, Amazon Pay, Apple Pay and 32 more.

Question 4

Is Hipay cheaper than Stripe?

Accepted Answer

Hipay quotes fees per merchant. Stripe publishes its pricing (1.5%–3.15% + 0.2 GBP per transaction). Which is cheaper depends on your payment methods, countries, volumes and risk profile, so compare quotes from both for your own mix.

Question 5

Can you use Hipay and Stripe together?

Accepted Answer

Yes. Many merchants use more than one payment provider — to cover countries or payment methods only one of them offers, or as a backup if one has an outage. A payment orchestration platform can route each payment to whichever provider suits it best.

	Hipay	Stripe
Type	Provider	Provider
Headquarters		United States
Founded		2010
Part of
Countries covered	10	46
Payment methods	21	50
Currencies	5 — CHF, EUR, GBP, PLN, USD	33 — AED, ARS, AUD, BRL, CAD, CHF…
Pricing	On request	1.5%–3.15% + 0.2 GBP per transaction
Settlement		T+2 in the US and Australia, T+3 in the UK and EU; first payout after 7-14 days
Regulators		Financial Conduct Authority, Central Bank of Ireland, US state banking regulators (NMLS), Monetary Authority of Singapore
Categories	BNPL, Bank Transfer, Cards, Direct Debit, Gateway, Open Banking, POS	ACH, BNPL, Card Issuance, Cards, Cross Border, Crypto, Direct Debit, Gateway, Open Banking, POS, PayTech
Industries	Charity, Cosmetics, Crypto, Food & Drink, Forex / CFD, Healthcare, SaaS, Travel, eCommerce, iGaming	Charity, Fintech, Food & Drink, Marketplace, Retail, SaaS, Travel, eCommerce

Hipay vs Stripe

Hipay and Stripe at a glance

Countries

Only Hipay

Only Stripe

Payment methods