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PayPal vs Stripe
PayPal covers 187 countries and Stripe covers 46; they overlap in 45, with 142 served only by PayPal and 1 only by Stripe. PayPal supports 9 payment methods and Stripe 50, 9 of them in common. Stripe publishes its pricing, while PayPal quotes fees per merchant.
PayPal and Stripe at a glance
| PayPal | Stripe | |
|---|---|---|
| Type | Provider & method | Provider |
| Headquarters | United States | |
| Founded | 2010 | |
| Part of | ||
| Countries covered | 187 | 46 |
| Payment methods | 9 | 50 |
| Currencies | 24 — AUD, BRL, CAD, CHF, CNY, CZK… | 33 — AED, ARS, AUD, BRL, CAD, CHF… |
| Pricing | On request | 1.5%–3.15% + 0.2 GBP per transaction |
| Settlement | T+2 in the US and Australia, T+3 in the UK and EU; first payout after 7-14 days | |
| Regulators | Financial Conduct Authority, Central Bank of Ireland, US state banking regulators (NMLS), Monetary Authority of Singapore | |
| Categories | ACH, BNPL, Bank Transfer, Cards, Crypto, Direct Debit, Open Banking, Remittance, Wallet | ACH, BNPL, Card Issuance, Cards, Cross Border, Crypto, Direct Debit, Gateway, Open Banking, POS, PayTech |
| Industries | Charity, Cosmetics, Crypto, Food & Drink, Forex / CFD, Healthcare, SaaS, Travel, eCommerce, iGaming | Charity, Fintech, Food & Drink, Marketplace, Retail, SaaS, Travel, eCommerce |
Countries
45 in common · 142 only PayPal · 1 only Stripe
Only PayPal
Albania
Algeria
Andorra
Angola
Anguilla
Antigua and Barbuda
Argentina
Armenia
Aruba
Azerbaijan
Bahamas
Bahrain
Barbados
Belarus
Belize
Benin
Bermuda
Bhutan
Bolivia
Bosnia and Herzegovina
Botswana
British Virgin Islands
Brunei
Burkina Faso
Burundi
Cabo Verde
Cambodia
Cameroon
Cayman Islands
Chad
Chile
China
Colombia
Comoros
Congo
Congo (DRC)
Cook Islands
Costa Rica
Côte d'Ivoire
Djibouti
Dominica
Dominican Republic
Ecuador
Egypt
El Salvador
Eritrea
Eswatini
Ethiopia
Falkland Islands
Faroe Islands
Fiji
French Polynesia
Gabon
Gambia
Georgia
Greenland
Grenada
Guatemala
Guinea
Guinea-Bissau
Guyana
Honduras
Iceland
Israel
Jamaica
Jordan
Kazakhstan
Kenya
Kiribati
Kuwait
Kyrgyzstan
Laos
Lesotho
Madagascar
Malawi
Maldives
Mali
Mauritania
Mauritius
Micronesia
Moldova
Monaco
Mongolia
Montenegro
Montserrat
Morocco
Mozambique
Namibia
Nauru
Nepal
New Caledonia
Nicaragua
Niger
Nigeria
North Macedonia
Oman
Palau
Panama
Papua New Guinea
Paraguay
Peru
Qatar
Russia
Rwanda
Saint Helena
Saint Kitts and Nevis
Saint Lucia
Saint Vincent and the Grenadines
Samoa
San Marino
Sao Tome and Principe
Saudi Arabia
Senegal
Serbia
Seychelles
Sierra Leone
Solomon Islands
Somalia
South Africa
South Korea
Sri Lanka
St Pierre & Miquelon
Suriname
Taiwan
Tajikistan
Tanzania
Togo
Tonga
Trinidad and Tobago
Tunisia
Turkmenistan
Turks & Caicos Islands
Tuvalu
Uganda
Ukraine
Vanuatu
Venezuela
Vietnam
Wallis & Futuna
Yemen
Zambia
ZimbabweOnly Stripe
GibraltarPayment methods
9 in common · 0 only PayPal · 41 only Stripe
Only PayPal
None.
Only Stripe
Frequently asked questions
What is the difference between PayPal and Stripe?
PayPal covers 187 countries and Stripe covers 46; they overlap in 45, with 142 served only by PayPal and 1 only by Stripe. PayPal supports 9 payment methods and Stripe 50, 9 of them in common. Stripe publishes its pricing, while PayPal quotes fees per merchant.
Which covers more countries, PayPal or Stripe?
PayPal has more: PayPal covers 187 countries and Stripe covers 46. Only PayPal serves Albania, Algeria, Andorra, Angola, Anguilla, Antigua and Barbuda and 136 more. Only Stripe serves Gibraltar.
Does PayPal or Stripe support more payment methods?
Stripe has more: 9 for PayPal against 50 for Stripe, with 9 in common. Only Stripe offers ACH, Affirm, Afterpay, Alipay, Alma, Amazon Pay and 35 more.
Is PayPal cheaper than Stripe?
PayPal quotes fees per merchant. Stripe publishes its pricing (1.5%–3.15% + 0.2 GBP per transaction). Which is cheaper depends on your payment methods, countries, volumes and risk profile, so compare quotes from both for your own mix.
Can you use PayPal and Stripe together?
Yes. Many merchants use more than one payment provider — to cover countries or payment methods only one of them offers, or as a backup if one has an outage. A payment orchestration platform can route each payment to whichever provider suits it best.
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Compiled from public sources, information supplied by providers and AI-generated content — always confirm coverage and pricing with each provider. Disclaimer