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OKTO vs PayPal
OKTO covers 62 countries and PayPal covers 201; they overlap in 59, with 3 served only by OKTO and 142 only by PayPal. OKTO supports 9 payment methods and PayPal the same number, 4 of them in common. Neither publishes standard pricing — both quote fees per merchant.
OKTO and PayPal at a glance
| OKTO | PayPal | |
|---|---|---|
| Type | Provider & method | Provider & method |
| Headquarters | ||
| Founded | ||
| Part of | ||
| Countries covered | 62 | 201 |
| Payment methods | 9 | 9 |
| Currencies | 20 — ARS, CHF, CLP, DKK, EUR, GBP… | 25 — AUD, BRL, CAD, CHF, CNY, CZK… |
| Pricing | On request | On request |
| Settlement | ||
| Regulators | Banco Central do Brasil (BCB), Central Bank of Cyprus (CBC) | Financial Conduct Authority (FCA) |
| Categories | Cash, Gateway, Terminals & Kiosks, Voucher, Wallet | ACH, BNPL, Bank Transfer, Cards, Crypto, Direct Debit, Open Banking, Remittance, Wallet |
| Industries | Charity, Cosmetics, Crypto, Food & Drink, Forex / CFD, Healthcare, SaaS, Travel, eCommerce, iGaming | Charity, Cosmetics, Crypto, Food & Drink, Forex / CFD, Healthcare, SaaS, Travel, eCommerce, iGaming |
Countries
59 in common · 3 only OKTO · 142 only PayPal
Only OKTO
Ghana
Pakistan
UzbekistanOnly PayPal
AlbaniaAL
AlgeriaDZ
AndorraAD
AngolaAO
AnguillaAI
Antigua and BarbudaAG
ArubaAW
AustraliaAU
BahamasBS
BarbadosBB
BelarusBY
BelizeBZ
BeninBJ
BermudaBM
BhutanBT
Bosnia and HerzegovinaBA
BotswanaBW
British Virgin IslandsVG
BruneiBN
Burkina FasoBF
BurundiBI
Cabo VerdeCV
CameroonCM
CanadaCA
Cayman IslandsKY
ChadTD
ChinaCN
ComorosKM
CongoCG
Congo (DRC)CD
Cook IslandsCK
CyprusCY
Czech RepublicCZ
Côte d'IvoireCI
DjiboutiDJ
DominicaDM
EgyptEG
EritreaER
EstoniaEE
EswatiniSZ
EthiopiaET
Falkland IslandsFK
Faroe IslandsFO
FijiFJ
French GuianaGF
French PolynesiaPF
GabonGA
GambiaGM
GeorgiaGE
GibraltarGI
GreenlandGL
GrenadaGD
GuadeloupeGP
GuineaGN
Guinea-BissauGW
GuyanaGY
Hong KongHK
IcelandIS
IndiaIN
IndonesiaID
JamaicaJM
JordanJO
KiribatiKI
LaosLA
LesothoLS
LiechtensteinLI
LithuaniaLT
MadagascarMG
MalawiMW
MaldivesMV
MaliML
MaltaMT
Marshall IslandsMH
MartiniqueMQ
MauritaniaMR
MauritiusMU
MayotteYT
MicronesiaFM
MoldovaMD
MonacoMC
MongoliaMN
MontenegroME
MontserratMS
MoroccoMA
MozambiqueMZ
NamibiaNA
NauruNR
NepalNP
New CaledoniaNC
NicaraguaNI
NigerNE
NigeriaNG
NiueNU
Norfolk IslandNF
North MacedoniaMK
PalauPW
PanamaPA
Papua New GuineaPG
PhilippinesPH
Pitcairn IslandsPN
QatarQA
RussiaRU
RwandaRW
RéunionRE
Saint HelenaSH
Saint Kitts and NevisKN
Saint LuciaLC
Saint Vincent and the GrenadinesVC
SamoaWS
San MarinoSM
Sao Tome and PrincipeST
Saudi ArabiaSA
SenegalSN
SeychellesSC
Sierra LeoneSL
SingaporeSG
Solomon IslandsSB
SomaliaSO
South AfricaZA
St Pierre & MiquelonPM
SurinameSR
Svalbard & Jan MayenSJ
TajikistanTJ
TanzaniaTZ
TogoTG
TongaTO
Trinidad and TobagoTT
TunisiaTN
TurkmenistanTM
Turks & Caicos IslandsTC
TuvaluTV
UgandaUG
UkraineUA
United Arab EmiratesAE
United StatesUS
VanuatuVU
Vatican CityVA
VenezuelaVE
Wallis & FutunaWF
YemenYE
ZambiaZM
ZimbabweZWPayment methods
4 in common · 5 only OKTO · 5 only PayPal
Only PayPal
Offered by both
Frequently asked questions
What is the difference between OKTO and PayPal?
OKTO covers 62 countries and PayPal covers 201; they overlap in 59, with 3 served only by OKTO and 142 only by PayPal. OKTO supports 9 payment methods and PayPal the same number, 4 of them in common. Neither publishes standard pricing — both quote fees per merchant.
Which covers more countries, OKTO or PayPal?
PayPal has more: OKTO covers 62 countries and PayPal covers 201. Only OKTO serves Ghana, Pakistan and Uzbekistan. Only PayPal serves Albania, Algeria, Andorra, Angola, Anguilla, Antigua and Barbuda and 136 more.
Does OKTO or PayPal support more payment methods?
OKTO and PayPal are level: 9 for OKTO against 9 for PayPal, with 4 in common. Only OKTO offers Alliance Bank, OKTO Cash, OKTO Wallet, Online Banking and Pix Automático. Only PayPal offers Apple Pay, BLIK, Google Pay, PayPal and iDEAL.
Is OKTO cheaper than PayPal?
OKTO quotes fees per merchant. PayPal quotes fees per merchant. Which is cheaper depends on your payment methods, countries, volumes and risk profile, so compare quotes from both for your own mix.
Can you use OKTO and PayPal together?
Yes. Many merchants use more than one payment provider — to cover countries or payment methods only one of them offers, or as a backup if one has an outage. A payment orchestration platform can route each payment to whichever provider suits it best.
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Compiled from public sources, information supplied by providers and AI-generated content — always confirm coverage and pricing with each provider. Disclaimer