OKTO vs PayPal
OKTO covers 61 countries and PayPal covers 187; they overlap in 57, with 4 served only by OKTO and 130 only by PayPal. OKTO supports 6 payment methods and PayPal 9, 3 of them in common. Neither publishes standard pricing — both quote fees per merchant.
OKTO and PayPal at a glance
| OKTO | PayPal | |
|---|---|---|
| Type | Provider & method | Provider & method |
| Headquarters | ||
| Founded | ||
| Part of | ||
| Countries covered | 61 | 187 |
| Payment methods | 6 | 9 |
| Currencies | 20 — ARS, CHF, CLP, DKK, EUR, GBP… | 24 — AUD, BRL, CAD, CHF, CNY, CZK… |
| Pricing | On request | On request |
| Settlement | ||
| Regulators | ||
| Categories | Cash, Gateway, Terminals & Kiosks, Voucher, Wallet | ACH, BNPL, Bank Transfer, Cards, Crypto, Direct Debit, Open Banking, Remittance, Wallet |
| Industries | Charity, Cosmetics, Crypto, Food & Drink, Forex / CFD, Healthcare, SaaS, Travel, eCommerce, iGaming | Charity, Cosmetics, Crypto, Food & Drink, Forex / CFD, Healthcare, SaaS, Travel, eCommerce, iGaming |
Countries
57 in common · 4 only OKTO · 130 only PayPal
Only OKTO
Ghana
Pakistan
Uruguay
UzbekistanOnly PayPal
Albania
Algeria
Andorra
Angola
Anguilla
Antigua and Barbuda
Aruba
Australia
Bahamas
Barbados
Belarus
Belize
Benin
Bermuda
Bhutan
Bosnia and Herzegovina
Botswana
Brazil
British Virgin Islands
Brunei
Burkina Faso
Burundi
Cabo Verde
Cameroon
Canada
Cayman Islands
Chad
China
Comoros
Congo
Congo (DRC)
Cook Islands
Cyprus
Czech Republic
Côte d'Ivoire
Djibouti
Dominica
Egypt
Eritrea
Estonia
Eswatini
Ethiopia
Falkland Islands
Faroe Islands
Fiji
French Polynesia
Gabon
Gambia
Georgia
Greenland
Grenada
Guinea
Guinea-Bissau
Guyana
Hong Kong
Iceland
India
Indonesia
Jamaica
Jordan
Kiribati
Laos
Lesotho
Liechtenstein
Lithuania
Madagascar
Malawi
Maldives
Mali
Malta
Mauritania
Mauritius
Micronesia
Moldova
Monaco
Mongolia
Montenegro
Montserrat
Morocco
Mozambique
Namibia
Nauru
Nepal
New Caledonia
Nicaragua
Niger
Nigeria
North Macedonia
Palau
Panama
Papua New Guinea
Qatar
Russia
Rwanda
Saint Helena
Saint Kitts and Nevis
Saint Lucia
Saint Vincent and the Grenadines
Samoa
San Marino
Sao Tome and Principe
Saudi Arabia
Senegal
Seychelles
Sierra Leone
Singapore
Solomon Islands
Somalia
South Africa
St Pierre & Miquelon
Suriname
Tajikistan
Tanzania
Togo
Tonga
Trinidad and Tobago
Tunisia
Turkmenistan
Turks & Caicos Islands
Tuvalu
Uganda
Ukraine
United Arab Emirates
United States
Vanuatu
Venezuela
Wallis & Futuna
Yemen
Zambia
ZimbabwePayment methods
3 in common · 3 only OKTO · 6 only PayPal
Only OKTO
Offered by both
Frequently asked questions
What is the difference between OKTO and PayPal?
OKTO covers 61 countries and PayPal covers 187; they overlap in 57, with 4 served only by OKTO and 130 only by PayPal. OKTO supports 6 payment methods and PayPal 9, 3 of them in common. Neither publishes standard pricing — both quote fees per merchant.
Which covers more countries, OKTO or PayPal?
PayPal has more: OKTO covers 61 countries and PayPal covers 187. Only OKTO serves Ghana, Pakistan, Uruguay and Uzbekistan. Only PayPal serves Albania, Algeria, Andorra, Angola, Anguilla, Antigua and Barbuda and 124 more.
Does OKTO or PayPal support more payment methods?
PayPal has more: 6 for OKTO against 9 for PayPal, with 3 in common. Only OKTO offers Alliance Bank, OKTO Cash and OKTO Wallet. Only PayPal offers Apple Pay, BLIK, Google Pay, PIX, PayPal and iDEAL.
Is OKTO cheaper than PayPal?
OKTO quotes fees per merchant. PayPal quotes fees per merchant. Which is cheaper depends on your payment methods, countries, volumes and risk profile, so compare quotes from both for your own mix.
Can you use OKTO and PayPal together?
Yes. Many merchants use more than one payment provider — to cover countries or payment methods only one of them offers, or as a backup if one has an outage. A payment orchestration platform can route each payment to whichever provider suits it best.
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Compiled from public sources, information supplied by providers and AI-generated content — always confirm coverage and pricing with each provider. Disclaimer