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Plaid vs Yapily
Plaid covers 19 countries and Yapily covers 17; they overlap in 16, with 3 served only by Plaid and 1 only by Yapily. Plaid supports 6 payment methods and Yapily 4, 4 of them in common. Neither publishes standard pricing — both quote fees per merchant.
Plaid and Yapily at a glance
| Plaid | Yapily | |
|---|---|---|
| Type | Provider | Provider |
| Headquarters | United States | United Kingdom |
| Founded | 2013 | 2017 |
| Part of | ||
| Countries covered | 19 | 17 |
| Payment methods | 6 | 4 |
| Currencies | 3 — EUR, GBP, USD | 2 — EUR, GBP |
| Pricing | On request | On request |
| Settlement | US: ACH, Same Day ACH or instant (RTP/FedNow); Europe: Faster Payments or SEPA Instant where the bank supports it | Depends on the payer's bank: Faster Payments in the UK; SEPA Instant (about 10 seconds) or standard SEPA in Europe |
| Regulators | Financial Conduct Authority, De Nederlandsche Bank | Financial Conduct Authority, Bank of Lithuania |
| Categories | ACH, Bank Transfer, Open Banking, PayTech | Bank Transfer, Open Banking, PayTech |
| Industries | Crypto, Fintech, SaaS, eCommerce | Fintech, SaaS, eCommerce |
Countries
16 in common · 3 only Plaid · 1 only Yapily
Only Plaid
Only Yapily
Payment methods
4 in common · 2 only Plaid · 0 only Yapily
Only Plaid
Only Yapily
None.
Offered by both
Frequently asked questions
What is the difference between Plaid and Yapily?
Plaid covers 19 countries and Yapily covers 17; they overlap in 16, with 3 served only by Plaid and 1 only by Yapily. Plaid supports 6 payment methods and Yapily 4, 4 of them in common. Neither publishes standard pricing — both quote fees per merchant.
Which covers more countries, Plaid or Yapily?
Plaid has more: Plaid covers 19 countries and Yapily covers 17. Only Plaid serves Austria, Poland and United States. Only Yapily serves Iceland.
Does Plaid or Yapily support more payment methods?
Plaid has more: 6 for Plaid against 4 for Yapily, with 4 in common. Only Plaid offers ACH and Wire Transfer.
Is Plaid cheaper than Yapily?
Plaid quotes fees per merchant. Yapily quotes fees per merchant. Which is cheaper depends on your payment methods, countries, volumes and risk profile, so compare quotes from both for your own mix.
Can you use Plaid and Yapily together?
Yes. Many merchants use more than one payment provider — to cover countries or payment methods only one of them offers, or as a backup if one has an outage. A payment orchestration platform can route each payment to whichever provider suits it best.
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Compiled from public sources, information supplied by providers and AI-generated content — always confirm coverage and pricing with each provider. Disclaimer