Orca logovsPlaid logo

Orca vs Plaid

Orca covers 233 countries and Plaid covers 19; they overlap in 19, with 214 served only by Orca and 0 only by Plaid. Orca supports 724 payment methods and Plaid 6, 6 of them in common. Orca publishes its pricing, while Plaid quotes fees per merchant.

Orca profilePlaid profile Full side-by-side

Orca and Plaid at a glance

OrcaPlaid
TypeProviderProvider
HeadquartersGBUnited States
Founded20242013
Part of
Countries covered23319
Payment methods7246
Currencies255 — AAVE, ADA, AED, AFN, ALGO, ALL…3 — EUR, GBP, USD
PricingOn requestOn request
SettlementUS: ACH, Same Day ACH or instant (RTP/FedNow); Europe: Faster Payments or SEPA Instant where the bank supports it
RegulatorsFinancial Conduct Authority, De Nederlandsche Bank
CategoriesACH, ATM, BNPL, Bank Transfer, Banking, Card Issuance, Cards, Cash, Cross Border, Crypto, Direct Debit, Gateway, IBAN Issuance, Mobile / USSD, On / Off Ramp, Open Banking, Orchestration, Other, P2P, POS, PayTech, Remittance, Terminals & Kiosks, Voucher, WalletACH, Bank Transfer, Open Banking, PayTech
IndustriesCrypto, Forex / CFD, Marketplace, SaaS, Travel, eCommerce, iGamingCrypto, Fintech, SaaS, eCommerce

Countries

19 in common · 214 only Orca · 0 only Plaid

Only Orca

AfghanistanAfghanistanAlbaniaAlbaniaAlgeriaAlgeriaAndorraAndorraAngolaAngolaAnguillaAnguillaAntigua and BarbudaAntigua and BarbudaArgentinaArgentinaArmeniaArmeniaArubaArubaAustraliaAustraliaAzerbaijanAzerbaijanBahamasBahamasBahrainBahrainBangladeshBangladeshBarbadosBarbadosBelarusBelarusBelizeBelizeBeninBeninBermudaBermudaBhutanBhutanBoliviaBoliviaBosnia and HerzegovinaBosnia and HerzegovinaBotswanaBotswanaBrazilBrazilBritish Virgin IslandsBritish Virgin IslandsBruneiBruneiBulgariaBulgariaBurkina FasoBurkina FasoBurundiBurundiCabo VerdeCabo VerdeCambodiaCambodiaCameroonCameroonCanadaCanadaCayman IslandsCayman IslandsCentral African RepublicCentral African RepublicChadChadChileChileChinaChinaChristmas IslandChristmas IslandColombiaColombiaComorosComorosCongoCongoCongo (DRC)Congo (DRC)Cook IslandsCook IslandsCosta RicaCosta RicaCroatiaCroatiaCubaCubaCyprusCyprusCzech RepublicCzech RepublicCôte d'IvoireCôte d'IvoireDjiboutiDjiboutiDominicaDominicaDominican RepublicDominican RepublicEcuadorEcuadorEgyptEgyptEl SalvadorEl SalvadorEquatorial GuineaEquatorial GuineaEritreaEritreaEswatiniEswatiniEthiopiaEthiopiaFalkland IslandsFalkland IslandsFaroe IslandsFaroe IslandsFijiFijiFrench GuianaFrench GuianaFrench PolynesiaFrench PolynesiaGabonGabonGambiaGambiaGeorgiaGeorgiaGhanaGhanaGibraltarGibraltarGreeceGreeceGreenlandGreenlandGrenadaGrenadaGuadeloupeGuadeloupeGuatemalaGuatemalaGuernseyGuernseyGuineaGuineaGuinea-BissauGuinea-BissauGuyanaGuyanaHaitiHaitiHondurasHondurasHong KongHong KongHungaryHungaryIcelandIcelandIndiaIndiaIndonesiaIndonesiaIranIranIraqIraqIsle of ManIsle of ManIsraelIsraelJamaicaJamaicaJapanJapanJerseyJerseyJordanJordanKazakhstanKazakhstanKenyaKenyaKiribatiKiribatiKosovoKosovoKuwaitKuwaitKyrgyzstanKyrgyzstanLaosLaosLebanonLebanonLesothoLesothoLiberiaLiberiaLibyaLibyaLiechtensteinLiechtensteinLuxembourgLuxembourgMacaoMacaoMadagascarMadagascarMalawiMalawiMalaysiaMalaysiaMaldivesMaldivesMaliMaliMaltaMaltaMarshall IslandsMarshall IslandsMartiniqueMartiniqueMauritaniaMauritaniaMauritiusMauritiusMayotteMayotteMexicoMexicoMicronesiaMicronesiaMoldovaMoldovaMonacoMonacoMongoliaMongoliaMontenegroMontenegroMontserratMontserratMoroccoMoroccoMozambiqueMozambiqueMyanmarMyanmarNamibiaNamibiaNauruNauruNepalNepalNew CaledoniaNew CaledoniaNew ZealandNew ZealandNicaraguaNicaraguaNigerNigerNigeriaNigeriaNiueNiueNorfolk IslandNorfolk IslandNorth KoreaNorth KoreaNorth MacedoniaNorth MacedoniaOmanOmanPakistanPakistanPalauPalauPanamaPanamaPapua New GuineaPapua New GuineaParaguayParaguayPeruPeruPhilippinesPhilippinesPuerto RicoPuerto RicoQatarQatarRomaniaRomaniaRussiaRussiaRwandaRwandaRéunionRéunionSaint HelenaSaint HelenaSaint Kitts and NevisSaint Kitts and NevisSaint LuciaSaint LuciaSaint MartinSaint MartinSaint Vincent and the GrenadinesSaint Vincent and the GrenadinesSamoaSamoaSan MarinoSan MarinoSao Tome and PrincipeSao Tome and PrincipeSaudi ArabiaSaudi ArabiaSenegalSenegalSerbiaSerbiaSeychellesSeychellesSierra LeoneSierra LeoneSingaporeSingaporeSlovakiaSlovakiaSloveniaSloveniaSolomon IslandsSolomon IslandsSomaliaSomaliaSouth AfricaSouth AfricaSouth KoreaSouth KoreaSouth SudanSouth SudanSri LankaSri LankaSt BarthélemySt BarthélemySt Pierre & MiquelonSt Pierre & MiquelonSudanSudanSurinameSurinameSvalbard & Jan MayenSvalbard & Jan MayenSwitzerlandSwitzerlandSyriaSyriaTaiwanTaiwanTajikistanTajikistanTanzaniaTanzaniaThailandThailandTimor-LesteTimor-LesteTogoTogoTongaTongaTrinidad and TobagoTrinidad and TobagoTunisiaTunisiaTurkeyTurkeyTurkmenistanTurkmenistanTurks & Caicos IslandsTurks & Caicos IslandsTuvaluTuvaluU.S. Virgin IslandsU.S. Virgin IslandsUS Outlying IslandsUS Outlying IslandsUgandaUgandaUkraineUkraineUnited Arab EmiratesUnited Arab EmiratesUruguayUruguayUzbekistanUzbekistanVanuatuVanuatuVatican CityVatican CityVenezuelaVenezuelaVietnamVietnamWallis & FutunaWallis & FutunaWestern SaharaWestern SaharaYemenYemenZambiaZambiaZimbabweZimbabwe

Only Plaid

None — Orca covers every country Plaid does.

Payment methods

6 in common · 718 only Orca · 0 only Plaid

Only Plaid

None.

Offered by both

ACHFaster PaymentsInstant Open BankingSEPASEPA InstantWire Transfer

Frequently asked questions

What is the difference between Orca and Plaid?

Orca covers 233 countries and Plaid covers 19; they overlap in 19, with 214 served only by Orca and 0 only by Plaid. Orca supports 724 payment methods and Plaid 6, 6 of them in common. Orca publishes its pricing, while Plaid quotes fees per merchant.

Which covers more countries, Orca or Plaid?

Orca has more: Orca covers 233 countries and Plaid covers 19. Only Orca serves Afghanistan, Albania, Algeria, Andorra, Angola, Anguilla and 208 more.

Does Orca or Plaid support more payment methods?

Orca has more: 724 for Orca against 6 for Plaid, with 6 in common. Only Orca offers 1Voucher, 7-Eleven, ANCV Chèque-Vacances, APAC Bank Transfer, ATM Philippines, AU Pay and 712 more.

Is Orca cheaper than Plaid?

Orca quotes fees per merchant. Plaid quotes fees per merchant. Which is cheaper depends on your payment methods, countries, volumes and risk profile, so compare quotes from both for your own mix.

Can you use Orca and Plaid together?

Yes. Many merchants use more than one payment provider — to cover countries or payment methods only one of them offers, or as a backup if one has an outage. A payment orchestration platform can route each payment to whichever provider suits it best.

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Compiled from public sources, information supplied by providers and AI-generated content — always confirm coverage and pricing with each provider. Disclaimer