Paysafe vs Plaid
Paysafe covers 46 countries and Plaid covers 19; they overlap in 19, with 27 served only by Paysafe and 0 only by Plaid. Paysafe supports 52 payment methods and Plaid 6, 2 of them in common. Neither publishes standard pricing — both quote fees per merchant.
Paysafe and Plaid at a glance
| Paysafe | Plaid | |
|---|---|---|
| Type | Provider | Provider |
| Headquarters | United Kingdom | United States |
| Founded | 1996 | 2013 |
| Part of | ||
| Countries covered | 46 | 19 |
| Payment methods | 52 | 6 |
| Currencies | 37 — AED, ARS, AUD, BGN, BRL, CAD… | 3 — EUR, GBP, USD |
| Pricing | On request | On request |
| Settlement | US: ACH, Same Day ACH or instant (RTP/FedNow); Europe: Faster Payments or SEPA Instant where the bank supports it | |
| Regulators | Financial Conduct Authority (FCA), Central Bank of Ireland, Banco Central do Brasil, FINTRAC, Revenu Québec | Financial Conduct Authority, De Nederlandsche Bank |
| Categories | ACH, Bank Transfer, Cards, Cash, Cross Border, Crypto, Direct Debit, Gateway, Open Banking, POS, Voucher, Wallet | ACH, Bank Transfer, Open Banking, PayTech |
| Industries | Charity, Crypto, Fintech, Forex / CFD, Gaming, Retail, Travel, eCommerce, iGaming | Crypto, Fintech, SaaS, eCommerce |
Countries
19 in common · 27 only Paysafe · 0 only Plaid
Only Paysafe
Only Plaid
None — Paysafe covers every country Plaid does.
Payment methods
2 in common · 50 only Paysafe · 4 only Plaid
Only Paysafe
Frequently asked questions
What is the difference between Paysafe and Plaid?
Paysafe covers 46 countries and Plaid covers 19; they overlap in 19, with 27 served only by Paysafe and 0 only by Plaid. Paysafe supports 52 payment methods and Plaid 6, 2 of them in common. Neither publishes standard pricing — both quote fees per merchant.
Which covers more countries, Paysafe or Plaid?
Paysafe has more: Paysafe covers 46 countries and Plaid covers 19. Only Paysafe serves Brazil, Bulgaria, Canada, Chile, China, Colombia and 21 more.
Does Paysafe or Plaid support more payment methods?
Paysafe has more: 52 for Paysafe against 6 for Plaid, with 2 in common. Only Paysafe offers Alipay, American Express, Apple Pay, BACS, BLIK, Bank Transfer and 44 more. Only Plaid offers Faster Payments, Instant Open Banking, SEPA Instant and Wire Transfer.
Is Paysafe cheaper than Plaid?
Paysafe quotes fees per merchant. Plaid quotes fees per merchant. Which is cheaper depends on your payment methods, countries, volumes and risk profile, so compare quotes from both for your own mix.
Can you use Paysafe and Plaid together?
Yes. Many merchants use more than one payment provider — to cover countries or payment methods only one of them offers, or as a backup if one has an outage. A payment orchestration platform can route each payment to whichever provider suits it best.
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Compiled from public sources, information supplied by providers and AI-generated content — always confirm coverage and pricing with each provider. Disclaimer

