checkout-com-vs-paypal

Checkout.com vs PayPal

Checkout.com covers 36 countries and PayPal covers 187; they overlap in 35, with 1 served only by Checkout.com and 152 only by PayPal. Checkout.com supports 42 payment methods and PayPal 9, 7 of them in common. Neither publishes standard pricing — both quote fees per merchant.

Checkout.com and PayPal at a glance

	Checkout.com	PayPal
Type	Provider	Provider & method
Headquarters	United Kingdom
Founded	2012
Part of
Countries covered	36	187
Payment methods	42	9
Currencies	27 — AED, AUD, BHD, BRL, CAD, CHF…	24 — AUD, BRL, CAD, CHF, CNY, CZK…
Pricing	On request	On request
Settlement	T+2 for major currencies, T+3 or longer for others; daily to monthly payout runs
Regulators	Financial Conduct Authority, Autorité de contrôle prudentiel et de résolution, Monetary Authority of Singapore, AUSTRAC, Financial Markets Authority, Customs and Excise Department, Ministry of Economy, Trade and Industry, Central Bank of the UAE, US state banking regulators (NMLS), Banco Central do Brasil
Categories	BNPL, Cards, Cross Border, Direct Debit, Gateway, Open Banking, PayTech	ACH, BNPL, Bank Transfer, Cards, Crypto, Direct Debit, Open Banking, Remittance, Wallet
Industries	Crypto, Fintech, Marketplace, Retail, SaaS, Travel, eCommerce, iGaming	Charity, Cosmetics, Crypto, Food & Drink, Forex / CFD, Healthcare, SaaS, Travel, eCommerce, iGaming

Countries

35 in common · 1 only Checkout.com · 152 only PayPal

Only Checkout.com

Philippines

Only PayPal

Bosnia and Herzegovina

Botswana

British Virgin Islands

Saint Kitts and Nevis

Saint Lucia

Saint Vincent and the Grenadines

Samoa

San Marino

Sao Tome and Principe

Turks & Caicos Islands

Payment methods

7 in common · 35 only Checkout.com · 2 only PayPal

Offered by both

Apple Pay BLIK Google Pay Mastercard PayPal Visa iDEAL

Frequently asked questions

What is the difference between Checkout.com and PayPal?

Which covers more countries, Checkout.com or PayPal?

PayPal has more: Checkout.com covers 36 countries and PayPal covers 187. Only Checkout.com serves Philippines. Only PayPal serves Albania, Algeria, Andorra, Angola, Anguilla, Antigua and Barbuda and 146 more.

Does Checkout.com or PayPal support more payment methods?

Checkout.com has more: 42 for Checkout.com against 9 for PayPal, with 7 in common. Only Checkout.com offers ACH, Alipay, AlipayHK, Alma, American Express, BACS and 29 more. Only PayPal offers Bank Transfer and PIX.

Is Checkout.com cheaper than PayPal?

Checkout.com quotes fees per merchant. PayPal quotes fees per merchant. Which is cheaper depends on your payment methods, countries, volumes and risk profile, so compare quotes from both for your own mix.

Can you use Checkout.com and PayPal together?

Yes. Many merchants use more than one payment provider — to cover countries or payment methods only one of them offers, or as a backup if one has an outage. A payment orchestration platform can route each payment to whichever provider suits it best.

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Compiled from public sources, information supplied by providers and AI-generated content — always confirm coverage and pricing with each provider. Disclaimer