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dLocal vs EBANX
dLocal covers 54 countries and EBANX covers 23; they overlap in 23, with 31 served only by dLocal and 0 only by EBANX. dLocal supports 99 payment methods and EBANX 47, 38 of them in common. Neither publishes standard pricing — both quote fees per merchant.
dLocal and EBANX at a glance
| dLocal | EBANX | |
|---|---|---|
| Type | Provider | Provider |
| Headquarters | Uruguay | Brazil |
| Founded | 2016 | 2012 |
| Part of | ||
| Countries covered | 54 | 23 |
| Payment methods | 99 | 47 |
| Currencies | 47 — AED, ARS, BDT, BHD, BOB, BRL… | 27 — ARS, BOB, BRL, CLP, COP, CRC… |
| Pricing | On request | On request |
| Settlement | Configurable per merchant: automatic on a schedule or balance threshold, or on request | Varies by method; funds generally available from D+7, and up to D+30 on some methods |
| Regulators | Malta Financial Services Authority (MFSA), Financial Conduct Authority (FCA), FinCEN, Central Bank of Nigeria, Banco Central do Brasil, Banco de México / CNBV, Banco Central de la República Argentina (BCRA), South African Reserve Bank / PASA, Superintendencia de Banca, Seguros y AFP (SBS), Bangko Sentral ng Pilipinas, UAE financial regulator (authority not named in the announcement), Central Bank of the Republic of Türkiye | Banco Central do Brasil |
| Categories | BNPL, Bank Transfer, Cards, Cash, Cross Border, Direct Debit, Gateway, Mobile / USSD, Voucher, Wallet | Bank Transfer, Cards, Cash, Cross Border, Crypto, Gateway, PayTech, Voucher, Wallet |
| Industries | Crypto, Fintech, Gaming, Marketplace, Retail, SaaS, Travel, eCommerce | Crypto, Fintech, Gaming, Marketplace, SaaS, Travel, eCommerce |
Countries
23 in common · 31 only dLocal · 0 only EBANX
Only dLocal
Bahrain
Bangladesh
Cameroon
Chad
Congo (DRC)
Côte d'Ivoire
El Salvador
Ghana
Guinea-Bissau
Honduras
Japan
Jordan
Madagascar
Malaysia
Malta
Morocco
Nicaragua
Niger
Oman
Pakistan
Qatar
Rwanda
Saudi Arabia
Senegal
Tanzania
Uganda
United Arab Emirates
United Kingdom
United States
Vietnam
ZimbabweOnly EBANX
None — dLocal covers every country EBANX does.
Payment methods
38 in common · 61 only dLocal · 9 only EBANX
Only dLocal
Frequently asked questions
What is the difference between dLocal and EBANX?
dLocal covers 54 countries and EBANX covers 23; they overlap in 23, with 31 served only by dLocal and 0 only by EBANX. dLocal supports 99 payment methods and EBANX 47, 38 of them in common. Neither publishes standard pricing — both quote fees per merchant.
Which covers more countries, dLocal or EBANX?
dLocal has more: dLocal covers 54 countries and EBANX covers 23. Only dLocal serves Bahrain, Bangladesh, Cameroon, Chad, Congo (DRC), Côte d'Ivoire and 25 more.
Does dLocal or EBANX support more payment methods?
dLocal has more: 99 for dLocal against 47 for EBANX, with 38 in common. Only dLocal offers 7-Eleven, AU Pay, Abitab, AirtelTigo, Alipay, Argencard and 55 more. Only EBANX offers Crypto, GoPay, OXXO Pay, Online Banking Thailand, PayNet, PayPal and 3 more.
Is dLocal cheaper than EBANX?
dLocal quotes fees per merchant. EBANX quotes fees per merchant. Which is cheaper depends on your payment methods, countries, volumes and risk profile, so compare quotes from both for your own mix.
Can you use dLocal and EBANX together?
Yes. Many merchants use more than one payment provider — to cover countries or payment methods only one of them offers, or as a backup if one has an outage. A payment orchestration platform can route each payment to whichever provider suits it best.
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Compiled from public sources, information supplied by providers and AI-generated content — always confirm coverage and pricing with each provider. Disclaimer