dLocal vs EBANX
dLocal covers 69 countries and EBANX covers 23; they overlap in 23, with 46 served only by dLocal and 0 only by EBANX. dLocal supports 106 payment methods and EBANX 66, 47 of them in common. Neither publishes standard pricing — both quote fees per merchant.
dLocal and EBANX at a glance
| dLocal | EBANX | |
|---|---|---|
| Type | Provider | Provider |
| Headquarters | Uruguay | Brazil |
| Founded | 2016 | 2012 |
| Part of | ||
| Countries covered | 69 | 23 |
| Payment methods | 106 | 66 |
| Currencies | 47 — AED, ARS, BDT, BHD, BOB, BRL… | 27 — ARS, BOB, BRL, CLP, COP, CRC… |
| Pricing | On request | On request |
| Settlement | Configurable per merchant: automatic on a schedule or balance threshold, or on request | Varies by method; funds generally available from D+7, and up to D+30 on some methods |
| Regulators | Malta Financial Services Authority (MFSA), Financial Conduct Authority (FCA), FinCEN, Central Bank of Nigeria, Banco Central do Brasil, Banco de México / CNBV, Banco Central de la República Argentina (BCRA), South African Reserve Bank / PASA, Superintendencia de Banca, Seguros y AFP (SBS), Bangko Sentral ng Pilipinas, UAE financial regulator (authority not named in the announcement), Central Bank of the Republic of Türkiye | Banco Central do Brasil |
| Categories | BNPL, Bank Transfer, Cards, Cash, Cross Border, Direct Debit, Gateway, Mobile / USSD, Voucher, Wallet | Bank Transfer, Cards, Cash, Cross Border, Crypto, Gateway, PayTech, Voucher, Wallet |
| Industries | Crypto, Fintech, Gaming, Marketplace, Retail, SaaS, Travel, eCommerce | Crypto, Fintech, Gaming, Marketplace, SaaS, Travel, eCommerce |
Countries
23 in common · 46 only dLocal · 0 only EBANX
Only dLocal
Only EBANX
None — dLocal covers every country EBANX does.
Payment methods
47 in common · 59 only dLocal · 19 only EBANX
Only dLocal
Offered by both
Frequently asked questions
What is the difference between dLocal and EBANX?
dLocal covers 69 countries and EBANX covers 23; they overlap in 23, with 46 served only by dLocal and 0 only by EBANX. dLocal supports 106 payment methods and EBANX 66, 47 of them in common. Neither publishes standard pricing — both quote fees per merchant.
Which covers more countries, dLocal or EBANX?
dLocal has more: dLocal covers 69 countries and EBANX covers 23. Only dLocal serves Algeria, Bahrain, Bangladesh, Benin, Botswana, Burkina Faso and 40 more.
Does dLocal or EBANX support more payment methods?
dLocal has more: 106 for dLocal against 66 for EBANX, with 47 in common. Only dLocal offers 7-Eleven, AU Pay, Abitab, AirtelTigo, Alipay, Argencard and 53 more. Only EBANX offers Aplazo, Capitec Pay, Credit Card, DEBIN, Debit Card, GoPay and 13 more.
Is dLocal cheaper than EBANX?
dLocal quotes fees per merchant. EBANX quotes fees per merchant. Which is cheaper depends on your payment methods, countries, volumes and risk profile, so compare quotes from both for your own mix.
Can you use dLocal and EBANX together?
Yes. Many merchants use more than one payment provider — to cover countries or payment methods only one of them offers, or as a backup if one has an outage. A payment orchestration platform can route each payment to whichever provider suits it best.
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Compiled from public sources, information supplied by providers and AI-generated content — always confirm coverage and pricing with each provider. Disclaimer

