dlocal-vs-hipay

dLocal vs Hipay

dLocal covers 54 countries and Hipay covers 190; they overlap in 45, with 9 served only by dLocal and 145 only by Hipay. dLocal supports 99 payment methods and Hipay 32, 4 of them in common. Neither publishes standard pricing — both quote fees per merchant.

dLocal and Hipay at a glance

	dLocal	Hipay
Type	Provider	Provider
Headquarters	Uruguay
Founded	2016
Part of
Countries covered	54	190
Payment methods	99	32
Currencies	47 — AED, ARS, BDT, BHD, BOB, BRL…	152 — AED, AFN, ALL, AMD, ANG, AOA…
Pricing	On request	On request
Settlement	Configurable per merchant: automatic on a schedule or balance threshold, or on request
Regulators	Malta Financial Services Authority (MFSA), Financial Conduct Authority (FCA), FinCEN, Central Bank of Nigeria, Banco Central do Brasil, Banco de México / CNBV, Banco Central de la República Argentina (BCRA), South African Reserve Bank / PASA, Superintendencia de Banca, Seguros y AFP (SBS), Bangko Sentral ng Pilipinas, UAE financial regulator (authority not named in the announcement), Central Bank of the Republic of Türkiye
Categories	BNPL, Bank Transfer, Cards, Cash, Cross Border, Direct Debit, Gateway, Mobile / USSD, Voucher, Wallet	BNPL, Bank Transfer, Cards, Direct Debit, Gateway, Open Banking, POS
Industries	Crypto, Fintech, Gaming, Marketplace, Retail, SaaS, Travel, eCommerce	Cosmetics, Fintech, Food & Drink, Healthcare, Marketplace, Retail, Travel, eCommerce, iGaming

Countries

45 in common · 9 only dLocal · 145 only Hipay

Only dLocal

Only Hipay

Bosnia and Herzegovina

Saint Kitts and Nevis

Saint Lucia

Saint Martin

Saint Vincent and the Grenadines

Samoa

San Marino

Sao Tome and Principe

Turks & Caicos Islands

Vatican City

Åland Islands

Payment methods

4 in common · 95 only dLocal · 28 only Hipay

Offered by both

American Express Maestro Mastercard Visa

Frequently asked questions

What is the difference between dLocal and Hipay?

Which covers more countries, dLocal or Hipay?

Hipay has more: dLocal covers 54 countries and Hipay covers 190. Only dLocal serves Guinea-Bissau, Pakistan, Uganda, United Arab Emirates, United Kingdom, United States and 3 more. Only Hipay serves Albania, Algeria, Andorra, Angola, Anguilla, Antigua and Barbuda and 139 more.

Does dLocal or Hipay support more payment methods?

dLocal has more: 99 for dLocal against 32 for Hipay, with 4 in common. Only dLocal offers 7-Eleven, AU Pay, Abitab, Airtel Money, AirtelTigo, Alipay and 89 more. Only Hipay offers Alma, Apple Pay, BLIK, BNP Paribas, Bancomat Pay, Bancontact and 22 more.

Is dLocal cheaper than Hipay?

dLocal quotes fees per merchant. Hipay quotes fees per merchant. Which is cheaper depends on your payment methods, countries, volumes and risk profile, so compare quotes from both for your own mix.

Can you use dLocal and Hipay together?

Yes. Many merchants use more than one payment provider — to cover countries or payment methods only one of them offers, or as a backup if one has an outage. A payment orchestration platform can route each payment to whichever provider suits it best.

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Compiled from public sources, information supplied by providers and AI-generated content — always confirm coverage and pricing with each provider. Disclaimer